Avery Kishore Real Estate & Mortgage

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Avery Kishore Real Estate & Mortgage Strategic real estate and mortgage guidance across Central Florida. Mortgage Loan Originator serving Florida.

Mortgage Loan Originator – Florida
Fluent Mortgage NMLS #177308
NMLS #1953885

10/15/2026

Why do mortgage rates stay elevated when everyone is begging them to chill? 😅

Inflation might be one of the biggest reasons.

When inflation rises, money loses purchasing power. Investors may then demand higher returns to offset that loss.

Higher returns can mean higher bond yields, and higher bond yields can mean higher mortgage rates.

That’s why an inflation headline is not just background noise for homebuyers. The mortgage market may be watching it very closely. 👀

Send this to the person who checks mortgage rates more often than the weather.

10/13/2026

You said, “We’re just looking.”
Next thing you know, you’re already deciding who gets which bedroom and where the Christmas tree is going. 😂🏡
If you’re a first-time buyer, starting a new chapter with your family, or thinking about relocating to Kissimmee, Florida, this is the kind of home that deserves a look.
📍 2431 Grasmere View Parkway N, Kissimmee
🏡 2 Bedrooms | 2.5 Bathrooms
📐 Approx. 1,820 Sq. Ft.
🚗 2-Car Garage
💰 $247,900
And here’s the mortgage part people sometimes skip:
Before you fall in love with the kitchen and start measuring for the couch, let’s make sure the financing makes sense first. We can review your income, credit, assets, loan options, and run AUS, Automated Underwriting System, to see how the loan looks before you get too far into the process.
Because Zillow scrolling is fun. Getting the keys is better. 🔑
Relocating to Kissimmee or Central Florida? DM me “KISSIMMEE” and I’ll help you understand the financing side and get you connected for a private showing.
Avery Kishore
Mortgage Loan Originator | NMLS #1953885
Equiti First Mortgage

10/13/2026

What if the “ugly” house is actually the smarter opportunity? 👀

Most buyers are looking for the same thing: fully renovated, move-in ready, and absolutely no avocado-green countertops. 😂

But the home everyone else overlooks may be worth another look.

An FHA 203(k) loan can potentially combine the purchase price and renovation costs into one mortgage. That may allow some buyers to purchase a home that needs work and renovate it after closing.

Think kitchens, bathrooms, flooring, roofs, and HVAC systems.

That could mean less competition, potential equity upside, and more control over how the home ultimately looks.

Most buyers do not even realize this financing option exists.

Would you consider buying a home that needs work if you could make it your own?

10/09/2026

Imagine being almost ready to close… and the appraisal comes back LOW. 😳
Now what?
This is where buyers sometimes get confused. The purchase price, appraised value, financing, negotiations, and the amount of cash needed can suddenly become a much bigger conversation.
And no, a low appraisal doesn’t automatically mean you have to walk away.
I break down how a low appraisal can impact a buyer’s money at closing and why understanding your options matters BEFORE making an emotional decision.
Watch this if you’re buying a home. Your bank account will appreciate the heads-up. 😂🏡

10/07/2026

Everybody says, “I just want to buy some land and build my own house.” 🌴🏡
Cool. I love the plan.
But then comes the part people don’t talk about enough...
How are you financing the land? 👀
Land financing isn’t always the same as getting a mortgage on a house, and knowing that BEFORE you fall in love with a property can make the process a whole lot easier.
If buying land has been on your mind, watch this before you start scrolling through listings. 😂

09/22/2026

You make good money all year.
Then someone asks for your tax returns and suddenly the conversation gets… interesting. 😂
That’s the reality for a lot of 1099 and self-employed borrowers.
Realtors. Sales professionals. Consultants. Truck drivers. Business owners.
You can have consistent income, a successful business, and still wonder if buying a home is even realistic because your income doesn’t fit neatly into the traditional W2 box.
But what if there was another way your income could be looked at?
👀 That’s where this gets interesting.
I break down an option that a lot of self-employed borrowers don’t even know exists in the full video on YouTube.
If you’re 1099, this might be worth knowing before you assume you don’t qualify.
🎥 Full video on YouTube.
Comment “1099” if this sounds like your situation.

09/16/2026

Mortgage rates moved again.

And everybody suddenly became an economist overnight. 😂

But here’s the part nobody tells you:

The people who win in this market are usually not the ones waiting for the perfect rate.

They’re the ones getting ready before everybody else realizes what’s happening.

Inflation cools. Jobs slow down. Bonds react. Rates move.

Then suddenly everybody who said, “I’m gonna wait” starts calling lenders at the same time.

That’s when competition gets real.

You don’t have to predict the market.

You just have to be positioned when the opportunity shows up.

DM me **“RATE”** and I’ll show you what today’s market actually means for your buying power.

No hype. No mortgage jargon. Just the numbers.

09/01/2026

A low appraisal doesn't always mean your home purchase is over.
In fact, it can affect closing costs, negotiations, and even how much cash you may need at closing—but there are often ways to keep the deal together.
In this video, I explain:
✅ What happens when an appraisal comes in below the purchase price
✅ How it can impact your closing costs
✅ Options buyers and sellers have to save the transaction
✅ Why understanding your financing strategy matters before you negotiate
The biggest mistake buyers make is assuming a low appraisal automatically kills the deal. It doesn't.
Knowing your options before you get to the closing table can save you thousands of dollars and a lot of unnecessary stress.
💾 Save this for later if you're planning to buy a home.
📩 Share it with someone who's house hunting.
🏡 Follow for straightforward mortgage and home buying tips every week.

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Orlando, FL

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