Cogent Bank

Cogent Bank Cogent Bank is an innovative and responsive full-service financial institution with unique and diversified products.

Cogent Bank is a state-chartered, full-service commercial bank. We help our clients achieve their financial goals through an exceptional experience, innovative technology, and customized financial solutions. We believe banking is personal and requires high-touch, innovative services designed to make managing financial transactions easier. We offer a broad range of lending, depository, treasury ma

nagement, and mobile banking services designed to meet your complex and diverse needs. We are passionate and knowledgeable bankers with deep roots in the communities we serve. Our team consists of over 100 financial professionals located in Central, Northeast and West Florida. Together, we pair our financial expertise with a passion for our clients success.

May is Small Business Month, and there is no better time to focus on building a strong foundation for your business.Our ...
05/29/2026

May is Small Business Month, and there is no better time to focus on building a strong foundation for your business.

Our latest blog shares five essential tips to help you start strong, from creating a solid business plan to choosing the right financing strategy. Whether you are launching your first venture or refining your approach, these insights can help set you up for long-term success.

At Cogent Bank, we are proud to support small businesses at every stage.

Read more and take the next step toward building your business: https://bit.ly/4txIy6U

Member FDIC
Equal Housing Lender

05/27/2026

Commercial real estate projects require more than financing. They require insight, flexibility, and a partner who understands the full picture, from planning through completion and beyond.

Connect with our team to explore solutions tailored to your next project.

https://bit.ly/3Q2z45A

Member FDIC
Equal Housing Lender

05/26/2026

Thank you to everyone who came out to support the 2nd Annual Ocala Cup 5K and Sunrise to Sunset Challenge!

Because of our incredible sponsors, participants, and community supporters, Cogent Bank was proud to present $1,500 in donations to eight Marion County not-for-profit organizations to support the meaningful work they do throughout our community.

We are grateful to everyone who helped make this event such a success, and can’t wait to see you all again on April 24, 2027, for the 3rd Annual Ocala Cup 5K!

Member FDIC
Equal Housing Lender

We are growing and looking for an experienced Operations Officer for our Embedded Finance vertical.This role supports mo...
05/25/2026

We are growing and looking for an experienced Operations Officer for our Embedded Finance vertical.

This role supports modern payment operations across ACH, RTP, FedNow, and future debit card programs while partnering closely with teams across Risk, Fraud, Treasury, Finance, and Operations.

If you have experience in payment operations, treasury management, ACH processing, or fintech environments and enjoy working in a fast-paced, evolving space, we’d love to connect with you.

Join a relationship-focused bank that is helping shape the future of banking technology and payments.

Apply today! https://bit.ly/4uF4ttB

Member FDIC
Equal Housing Lender
Equal Opportunity Employer

05/22/2026

Jeremy Fremin, President/CEO of Certified Boom Repair Service in Tampa, FL, shares why his team banks with Cogent.

Moving businesses Forward

Member FDIC
Equal Housing Lender

Strong reserve fund management is critical for every community association and condominium board. Getting it right can m...
05/21/2026

Strong reserve fund management is critical for every community association and condominium board. Getting it right can make all the difference in your community’s financial stability.

Our latest blog outlines what every board member needs to know, including Florida requirements, liquidity strategies, best practices, and how to protect your association’s funds with confidence.

Read more to ensure your reserve strategy is built for the long term: https://bit.ly/4fosiBs

Member FDIC
Equal Housing Lender

We are growing and looking for a talented Deposit and Treasury Product Manager to join our Orlando team.This role is ide...
05/20/2026

We are growing and looking for a talented Deposit and Treasury Product Manager to join our Orlando team.

This role is ideal for a strategic thinker who understands treasury management, digital banking, payments, and product development. The position will help shape and enhance deposit and treasury products that support our clients and drive innovation across the bank.

If you thrive in a collaborative environment and enjoy bringing new ideas and solutions to life, we’d love to connect with you.

Learn more and apply today at https://bit.ly/4dEqT8B

Member FDIC
Equal Housing Lender
Equal Opportunity Employer

We are excited to welcome Chris Willman to Cogent Bank as Market President for Hillsborough County.Chris brings more tha...
05/19/2026

We are excited to welcome Chris Willman to Cogent Bank as Market President for Hillsborough County.

Chris brings more than 25 years of banking and commercial lending experience, along with a strong track record of leadership, relationship management, and community involvement throughout the Tampa Bay market. His expertise in commercial banking, real estate lending, and team development will help continue Cogent’s growth and commitment to serving businesses across Hillsborough County.

Please join us in welcoming Chris to Team Cogent.

Member FDIC
Equal Housing Lender

05/18/2026

Cogent Bank was proud to volunteer our time teaching financial literacy to local Girl Scouts at Meta Humans in Winter Park!

Helping young leaders build confidence and knowledge around money management is an important part of investing in our community’s future. Thank you to everyone who participated in this impactful event—we loved the opportunity to support and inspire the next generation.

Member FDIC
Equal Housing Lender

AI is changing how community associations operate, but it does not change what matters most.In the recent edition of the...
05/15/2026

AI is changing how community associations operate, but it does not change what matters most.

In the recent edition of the Florida Community Association Journal, Sean Friend, SVP, Cogent Bank Commercial Relationship Manager, explores how artificial intelligence can support community association managers and boards by improving efficiency, analyzing data, and identifying trends. At the same time, Sean reinforces a critical point: fiduciary duty remains the standard, and decision-making must always stay in human hands.

AI is a powerful tool, but it is not a substitute for judgment, accountability, or expertise. The most effective associations will be those that use technology to enhance their process while staying grounded in governance and responsibility.

Read Sean’s entire article and learn how to take a balanced, disciplined approach to AI in community associations. https://bit.ly/4u5pM83

Member FDIC
Equal Housing Lender

Small businesses don’t grow alone—they’re built on strong partnerships, shared vision, and the courage to take the leap....
05/14/2026

Small businesses don’t grow alone—they’re built on strong partnerships, shared vision, and the courage to take the leap.

This Small Business Month, we’re spotlighting Liftco, LLC and the journey of Lummie and Connie Rimes—two industry veterans who turned decades of experience into a thriving, family-run business in Ocala. From a single service truck in their garage to a growing team serving the region, their story is a powerful reminder that determination, trust, and the right support can turn ambition into lasting success.

With a banking partner that understood their goals, Liftco was able to scale strategically, support their team, and build a legacy for the next generation.

Discover how the right partnerships helped bring their vision to life—and why they matter more than ever for small business success.

👉 Read the full story on our blog.
https://bit.ly/4d1qXiF

Member FDIC
Equal Housing Lender

Address

Orlando, FL

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+14075452662

Website

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