Jim McGill - Land Home Financial

07/02/2025

Buying a house may be more of a possibility than you think. Send me a DM for details!

02/20/2025

Who's buying homes these days? Here's a look by generation. Thanks to Fidelity for the graphic.

10/16/2024

What's the #1 way to build long-term wealth? Home equity. The power of building wealth through your loan balance decreasing monthly and your home value increasing over time is unmatched by any financial investment.

03/12/2022

Transaction of the week: Buyers, realtors and LO's, if everyone does their due diligence and works hard, you never know what you can accomplish.

A realtor brought a client to me who had been turned away from other lenders. I reviewed the documentation thoroughly and where many lenders can't go up to 50% debt ratios, we can. We also grossed up her non-taxable social security by 25% and got her preapproved.

The buyer then got cold feet and pulled out, deciding to rent instead but we talked through ever-increasing rent prices and the benefits of home ownership with payment certainty, mortgage interest and property tax deductions, etc and she moved forward with an offer.

The listing agent was skeptical but we talked through the buyer's full preapproval and got her into contract with a 21 day close, which we met last week. Now the borrower owns a home right around corner from her daughter and everyone's happy.

Never give up, work hard and get it done!

05/01/2021

Thanks, Larry and Linda!

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