Harms Insurance Agency, Inc.

Harms Insurance Agency, Inc. 2nd generation Farmers agency in Old Towne Orange and offer insurance products for all of your home, auto, life and business insurance needs.

Excited to announce that my agency was awarded the PRIME AGENCY AWARD from Farmers Insurance! There’s a lot of metrics t...
07/24/2025

Excited to announce that my agency was awarded the PRIME AGENCY AWARD from Farmers Insurance! There’s a lot of metrics that go along with the award and I couldn’t have done it without my staff, and and of course our amazing clients. Forever grateful 🫡🙌🏻

Headed somewhere tropical? Worrying about falling coconuts might sound ridiculous, but when it does happen, the damage c...
07/23/2025

Headed somewhere tropical? Worrying about falling coconuts might sound ridiculous, but when it does happen, the damage can be severe.

The good news? The answer is true!

If you have comprehensive auto coverage, you’re typically protected from falling objects, whether it’s a coconut or something a little less exotic like tree branches or rocks.

07/16/2025

Not sure whether actual cash value or replacement cost is the better fit for your home insurance? Let’s talk it through.

Give us a call today!

07/09/2025

We want to hear from you! What is your dream car?

Whether you’re driving it now or still working toward it, make sure your vehicle is protected with the right insurance that fits your needs and your budget.

Do you feel like you are overpaying for insurance? Insurance is a must, but overpaying isn’t. Let us review your current...
07/02/2025

Do you feel like you are overpaying for insurance?

Insurance is a must, but overpaying isn’t. Let us review your current policy and see if we can help you save.

Did you make your guess? The answer is… comprehensive coverage! It protects your vehicle from all sorts of unexpected ev...
06/25/2025

Did you make your guess? The answer is…

comprehensive coverage! It protects your vehicle from all sorts of unexpected events. Without comprehensive coverage, you’d be on the hook for repairs or replacement if your car is damaged by anything other than a collision.

Do you know if your current policy includes comprehensive coverage?

06/18/2025

Great question, and the answer is: it depends.

Most homeowners and renters insurance policies include liability coverage, which can help cover medical bills or legal costs if someone is injured on your property. However, the amount of protection and whether a specific incident is covered can vary based on your policy limits, exclusions, and the circumstances of the injury.

The best way to know for sure? Give us a call. We’ll review your policy and make sure you have the right protection in place.

The answer is . . . Hurricane Katrina. It caused the biggest P&C insurance losses in U.S. history (over $65 billion in c...
06/11/2025

The answer is . . .

Hurricane Katrina. It caused the biggest P&C insurance losses in U.S. history (over $65 billion in claims). Disasters like this remind us how quickly things can change.

Message us to review your insurance coverage and make sure you are protected.

Your life changes. Your insurance should too.Let’s review your coverage to make sure you’re not overpaying or underinsur...
06/04/2025

Your life changes. Your insurance should too.

Let’s review your coverage to make sure you’re not overpaying or underinsured. Message us today!

Did you get them all? Understanding your insurance shouldn't feel like a puzzle. Let us help you find the right coverage...
05/28/2025

Did you get them all?

Understanding your insurance shouldn't feel like a puzzle. Let us help you find the right coverage that's clear, simple, and tailored to you.

If you ever need to file a claim, a detailed home inventory can save you time, stress, and money. Use this list to get s...
05/21/2025

If you ever need to file a claim, a detailed home inventory can save you time, stress, and money. Use this list to get started. A little effort now can make a big difference later.

Need help reviewing your coverage? We’re here to help.

We want to hear your answers! Whatever your prized possession is, make sure it’s protected. Whether it's your home, car,...
05/14/2025

We want to hear your answers!

Whatever your prized possession is, make sure it’s protected. Whether it's your home, car, or something else, we’re here to help you safeguard what matters most.

DM us today to learn more about your coverage options.

Address

1431 E Chapman Avenue
Orange, CA
92866

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+17147440733

Website

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