Your Best Life-Insurance Broker

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Your Best Life-Insurance Broker Andrea Christensen is a licensed Health & Life Insurance Agent dedicated to helping individuals and families find affordable, personalized coverage.

Inspired by personal experience. Licensed in NE, IA, SD, OH, SC, TX, GA, MI.

Are you prepared?
10/02/2026

Are you prepared?

Happy Monday! ☀️ Thanks for joining me!Today we’re covering a little bit of everything:🏇🏼 The joy I get picking health c...
08/04/2026

Happy Monday! ☀️ Thanks for joining me!

Today we’re covering a little bit of everything:
🏇🏼 The joy I get picking health coverage is like horse racing handicapping
🧠 A little psychology talk the root of suffering is the Intolerance for the unknown.
❤️ Another life insurance policy for smokers and up to age 121
🦷 A no-wait dental plan
🎉 How I sometimes get my way with Marketplace 😉
✅ And all things health coverage!
🐶 Jungle gym

Grab your coffee and let’s jump in 🤍

07/22/2026

Spent my morning quoting life insurance with two puppies in tow. 🥰

One thing I’ve learned personally is how expensive funerals really are. When our mom passed away, the cost was far more than most people expect $20,000 is being conservative not to mention the expenses of the life and people you will be leaving behind.

Today I quoted five people—mostly term life—and every quote came in under $50/month.

As an independent broker, I can shop around 80 companies to help you find coverage that fits your needs and your budget. If you’ve been putting it off, let’s chat.

What’s the BEST Age to Buy Long-Term Care Insurance?Most people think about long-term care too late.The sweet spot to pu...
05/06/2026

What’s the BEST Age to Buy Long-Term Care Insurance?

Most people think about long-term care too late.

The sweet spot to purchase LTC coverage is typically:

✅ Between ages 45–60

Here’s why:

1. Premiums Are Lower
The younger and healthier you are, the less expensive the policy.
Buying at 50 can cost HALF of what it would cost at 65.

2. You’re More Likely to Qualify
LTC policies require health underwriting.
As we age, conditions like high blood pressure, diabetes, arthritis, or memory issues can make you:
• Pay higher rates
• Get limited coverage
• Or be declined altogether

3. You Lock in Insurability
You buy it when you don’t need it—so it’s there when you do.

Life Insurance Showdown: Term vs. Whole Life vs. IUL 💥Let’s break it down 👇🔹 TERM LIFE✅ Lowest monthly cost🚫 Expires aft...
04/21/2026

Life Insurance Showdown: Term vs. Whole Life vs. IUL 💥
Let’s break it down 👇

🔹 TERM LIFE
✅ Lowest monthly cost
🚫 Expires after 10–30 years
🚫 No cash value
⚠️ Only 2% ever pay out

🔹 WHOLE LIFE
✅ Covers you for life
✅ Builds some cash value
💸 Higher monthly premium
⚠️ Cash value grows slowly but steadily

🔹 IUL (Indexed Universal Life)
✅ Lifetime protection
✅ Builds tax-advantaged cash value
✅ Linked to a market index (like the S&P 500) — no direct market risk
✅ Living Benefits: access funds for illness, emergencies, retirement, or education
✅ Flexible premiums

⸻

💡 Why people love IULs
It’s life insurance with long-term advantages. You get:
✨ Potential for cash value accumulation
✨ Access to funds through tax-free policy loans
✨ No early withdrawal penalties
✨ Benefits you can use while you’re living

📬 Want to see what $100/month could look like over time?
DM me for a custom illustration — no pressure, just real options. 🧡

FinancialLiteracy SecureYourFuture

“I hate my job but I need the insurance.” • said way too many people.Listen… your job shouldn’t feel like a hostage situ...
04/16/2026

“I hate my job but I need the insurance.”
• said way too many people.

Listen… your job shouldn’t feel like a hostage situation just to get a dental cleaning twice a year.

There are affordable health plans out there that don’t require staying at a job you hate, pretending to like Bob from accounting, or crying in your car on lunch break.

You have options. I’ll show you.
Freedom, flexibility, and flossing—what more could you want?

Let’s chat. I’ll find you a plan that doesn’t come with mandatory team-building activities.

Did you know some long-term care protection can allow you to choose family and friends as your caregivers? Instead of re...
04/06/2026

Did you know some long-term care protection can allow you to choose family and friends as your caregivers? Instead of relying only on professional services, some LTC protection can let you compensate loved ones for the care they provide, offering a more personal and familiar approach to daily activities.

Do you know any caregivers in this situation? Drop your thoughts in the comments below.

Do you feel like your bills have bills?What if you could take one of those monthly expenses and turn it into a tool that...
04/02/2026

Do you feel like your bills have bills?
What if you could take one of those monthly expenses and turn it into a tool that builds cash value, offers living benefits, and protects your family for life?

That’s exactly what an IUL (Indexed Universal Life) policy can do.

Let’s talk about how one smart move today can give you options tomorrow.
Licensed in NE, IA, GA, TX, MI, SC, SD, OH, FL
—Andrea Christensen, USABG Benefits
www.usabg.com/achristensen

💔 Don’t wait until it’s too late. Life insurance is love insurance. We plan trips, buy gifts, and set goals for the futu...
03/30/2026

💔 Don’t wait until it’s too late. Life insurance is love insurance.

We plan trips, buy gifts, and set goals for the future… but the most powerful gift you can leave your family is financial security.
Life insurance isn’t about the “what ifs” — it’s about the “I got you.”

✅ It’s more affordable than you think
✅ Protects your family’s lifestyle
✅ Builds peace of mind today, not tomorrow

✨ Let’s talk options that fit your life and your budget. A quick chat could change everything for the people you love most. 402-432-1492

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Omaha, NE

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