Mike Zysek - Loan Officer

Mike Zysek - Loan Officer Evergreen Home Loans
LO NMLS #1423311
Evergreen Moneysource Mortgage Company NMLS #3182
FL LO78055
Equal Housing Lender

Mortgage rates are the definition of mixed signals.Realtor.com continues to point to volatility tied to economic news an...
09/04/2026

Mortgage rates are the definition of mixed signals.

Realtor.com continues to point to volatility tied to economic news and movement in the bond market, which means rates can change direction quickly. A strong homebuying plan accounts for that movement alongside your budget, timeline, loan options, and overall goals. If buying is on your radar, send me a message and we can talk through what makes sense for your situation.

Getting ready to buy usually starts well before the house hunt. Credit, savings, preapproval, insurance, appraisal, and ...
09/03/2026

Getting ready to buy usually starts well before the house hunt. Credit, savings, preapproval, insurance, appraisal, and offer strategy can all shape what happens when the right property shows up, so I'd rather help you understand those pieces early than figure them out under pressure.

If homeownership is on your radar, let's see where your plan stands.

08/14/2026

Home buying 101: Pre-qual letter vs pre-approval letter

06/09/2026

Think you need a huge down payment to buy a home? Think again. šŸ‘€. There are $0 down home loan programs available that could help make homeownership happen sooner than you think. šŸ”

05/22/2026

First-Time Homebuyer? Stop believing these myths.

Still time to make a move this month. A few showings now can line things up for a May closing, which means settling in r...
04/28/2026

Still time to make a move this month. A few showings now can line things up for a May closing, which means settling in right as spring hits its stride. If you've been browsing but haven't stepped inside anything yet, this is your window to get ahead of it.

Spring is here and so is your homebuying advantage.In a competitive market, a strong offer makes all the difference. Wit...
04/27/2026

Spring is here and so is your homebuying advantage.

In a competitive market, a strong offer makes all the difference. With our Security Plus Seller GuaranteeĀ®, your offer will bloom thanks to real credibility sellers trust.

Let's get you into your next home this season with a strategy that works. It's time for you to plant a winning offer.

Waiting for rates to hit the 5s sounds like the move, but the difference in payment is often smaller than people expect....
04/20/2026

Waiting for rates to hit the 5s sounds like the move, but the difference in payment is often smaller than people expect.
The better question is simple, does the monthly number work for you right now?

If it does, it might be worth taking another look instead of waiting it out. Plus, buying now is almost always better than buying later. When all the others that are waiting for rates to come decide to buy, then you might start seeing prices rise. Get your house now.

04/18/2026

Consider using your tax refund to fast-track your homeownership journey. It can bolster your savings for a down payment, help with closing costs, or lower your mortgage rate, making a significant difference in today's market.

If you want to map out what it would take for you to buy this year, letā€™s talk and put a plan together.

Builders, let's build smarter together. Our BuildersEdge program is designed to help your clients' building and financin...
04/17/2026

Builders, let's build smarter together. Our BuildersEdge program is designed to help your clients' building and financing process run more smoothly.

With competitive financing options, dedicated support, and a team that understands the pace of new construction, we help turn more contracts into closings.

If you're a builder looking for a lending partner who keeps projects moving and buyers confident, let's connect.

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Ocala, FL
34474

Telephone

+13524481788

Website

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