Darrell-Dingus Ely - TransAmerica Agent

08/31/2026

🚀 Why Settle for a Cap on Your Growth?

Most Indexed Universal Life policies cap how much of the market’s upside you can capture — even in a great year, your growth stops at a set limit.

TransAmerica’s IUL is different: it offers an uncapped indexing strategy, meaning your potential index-linked growth isn’t limited the way many competing IULs are. Pair that with:

✅ 0% floor — your account value won’t drop from market losses
✅ Tax-advantaged growth — build cash value that grows tax-deferred
✅ Living benefits — access funds for chronic, critical, or terminal illness, if needed
✅ Lifetime coverage — protection that doesn’t expire like term

If your current policy — or the one someone’s trying to sell you — has a cap on your gains, it might be time for a second opinion.

📲 Message me for a free policy review — let’s see what you’re actually capable of earning.

08/07/2026

Are you a state employee and nearing retirement? If so, call (276) 393-4857 or message me today to see if a term policy is a better financial fit than a survivor benefit option. We recently spoke with a prospective client where this route would save over $1,000 a year.

07/20/2026

🛡️ Protect What You’ve Built. Grow What’s Next.

Retirement planning isn’t just about growth — it’s about protection, too.

A Fixed Indexed Annuity gives you:

✅ Principal Protection — Your money is never directly exposed to market downturns. When the market drops, your principal stays put.

📈 Growth Potential — Earn interest linked to a market index, so you can benefit when the market performs well — without the risk of losing ground when it doesn’t.

👨‍👩‍👧‍👦 A Legacy for Those You Love — Beyond retirement income for yourself, a Fixed Indexed Annuity can also pass directly to your named beneficiaries — often avoiding the delays of probate — so what you’ve protected and grown continues to provide for your family.

Whether you’re planning for the retirement you’ve always wanted or thinking about the legacy you’ll leave behind, a Fixed Indexed Annuity offers a way to do both — with safety built in.

📲 Let’s talk about whether a Fixed Indexed Annuity fits your retirement strategy.

Call (276-393-4857) or message me today!

Darrell-Dingus Ely l MDRT Qualifier |

07/17/2026

🎒 Back to School = A Great Time to Start Their Future

📚Homework, new backpacks, first-day photos… and a financial head start that lasts a lifetime. Ask me how Juvenile Whole Life or an IUL can lock in insurability and start building cash value for your child today.

Message or call (276) 393-4857 to learn how you can set your youngster up for a lifetime of success!

📌 Darrell Ely | TransAmerica | MDRT Qualifier 2025 | Serving Virginia, Kentucky and Tennessee

06/23/2026

06/22/2026

Delighted to be in Lee County today for the grand opening of Powell Valley Healthcare at Dryden This facility will be a tremendous asset to Dryden and surrounding areas.

06/20/2026

We had a wonderful time at Juneteenth today! Thanks to everyone that stopped by. The fellowship was great!

06/20/2026

Come see us at Italy Bottom Park in Big Stone Gap as the town has its annual Juneteenth Celebration! We have FREE ice cold drinks and miniature basketballs’

06/17/2026

Come see us in the heart of Big Stone Gap as we celebrate Juneteenth!

05/06/2026

Have life insurance and haven’t reviewed your policies in a bit? Call us (276) 393-4857 or shoot us a message for a free policy review! Tonight, we saved a healthy female 18% a month on her whole life policy!