Craig Smith Insurance Group

Craig Smith Insurance Group Helping seniors choose the best Medicare plan to fit their health and financial needs

Craig Smith is dedicated to helping seniors navigate the maze of Medicare nationwide. With the aging of America, the Baby Boomers are looking for assistance with their Medicare Insurance and financial needs.I take great pride in being that unbiased resource to accomplish their personal needs. One of the major concerns a person has when they retire or turn 65 is how to cover or cap their medical co

sts which can be catastrophic. That is exactly what Craig Smith will accomplish for you by finding the most comprehensive, suitable yet affordable Medicare plan tailored for you. Learning about the benefits you may be entitled to for your healthcare is important. Whether you are on Medicare or newly eligible for Medicare there are various options.

📋 Your plan's Evidence of Coverage (EOC) is one of the most important documents you'll receive each year — but most peop...
09/02/2026

📋 Your plan's Evidence of Coverage (EOC) is one of the most important documents you'll receive each year — but most people never open it!

The EOC explains exactly what your plan covers, what you pay, and the rules you need to follow. It's typically mailed to you in the fall before Open Enrollment.

At Craig Smith Insurance Group, we help our clients understand their EOC so there are never any surprise coverage denials. Have questions? We're here!

Got your EOC? Let's review it together — free consultation!

Happy Birthday to all Turning 65 in September 🎁🎉
09/01/2026

Happy Birthday to all Turning 65 in September 🎁🎉

📄 Have you ever received an Explanation of Benefits (EOB) from Medicare and felt confused?An EOB isn't a bill — it's a s...
08/24/2026

📄 Have you ever received an Explanation of Benefits (EOB) from Medicare and felt confused?

An EOB isn't a bill — it's a summary of the services billed to Medicare on your behalf. It shows what Medicare was charged, what it paid, and what you may owe.

Reviewing your EOB regularly is a great way to catch billing errors or potential fraud. At Craig Smith Insurance Group, we help our clients understand every piece of Medicare paperwork they receive.

Got a confusing EOB? Bring it to us and we'll walk through it together!

📅 Medicare Open Enrollment (Oct 15–Dec 7) is just 8 weeks away!Our calendar fills up fast during this period — and the b...
08/21/2026

📅 Medicare Open Enrollment (Oct 15–Dec 7) is just 8 weeks away!

Our calendar fills up fast during this period — and the best plan options go to clients who start early.

At Craig Smith Insurance Group, a free coverage review takes just 20–30 minutes and could save you hundreds of dollars in 2027. Don't wait until October when everyone else is scrambling. Book your spot now!

Book your FREE fall Medicare review — spots are limited!

Q&A Wednesday! 🙋Today's question: 'What happens to my Medicare if I move to another state?'Original Medicare works in al...
08/19/2026

Q&A Wednesday! 🙋

Today's question: 'What happens to my Medicare if I move to another state?'

Original Medicare works in all 50 states — so Parts A and B go with you anywhere.

However, Medicare Advantage plans are local. If you move out of your plan's service area, you'll typically have a Special Enrollment Period to choose a new plan.

Planning a move? Call Craig Smith Insurance Group before you go so we can make sure your coverage is seamless!

Moving soon? Contact us BEFORE you go so coverage doesn't lapse!

💰 Did you know states offer programs to help Medicare beneficiaries with lower incomes pay their premiums?Medicare Savin...
08/17/2026

💰 Did you know states offer programs to help Medicare beneficiaries with lower incomes pay their premiums?

Medicare Savings Programs can help cover:
✅ Part B premiums
✅ Part A and Part B deductibles
✅ Copayments and coinsurance

In New York, these programs are robust — and many people who qualify don't even know it! At Craig Smith Insurance Group, we help you check eligibility at no charge.

You may qualify for help paying your Medicare premiums — let's find out!

⚠️ Did you know missing your Medicare Part B enrollment window can cost you — permanently?The Part B late enrollment pen...
08/14/2026

⚠️ Did you know missing your Medicare Part B enrollment window can cost you — permanently?

The Part B late enrollment penalty is 10% added to your monthly premium for EVERY 12-month period you were eligible but didn't enroll. And it never goes away.

For example: Miss enrollment by 2 years? You'll pay 20% more on your Part B premium for life.

At Craig Smith Insurance Group, we help you avoid these costly mistakes. Don't wait!

Worried about penalties? Let's make sure you're on track — call us today!

Q&A Wednesday! 🙋Today's question: 'Can I keep my current doctor when I switch to Medicare?'It depends on your plan! With...
08/12/2026

Q&A Wednesday! 🙋

Today's question: 'Can I keep my current doctor when I switch to Medicare?'

It depends on your plan! With a Medicare Supplement (Medigap) plan, you can see any doctor in the country who accepts Medicare — no network restrictions.

With Medicare Advantage, you'll need to check if your doctor is in the plan's network before you enroll. At Craig Smith Insurance Group, we always verify your doctors before recommending any plan.

Tell us your doctors and we'll check every plan network for you — free!

Still working at 65? Here's an important Medicare rule to know! 🏢If your employer has 20+ employees, your employer plan ...
08/10/2026

Still working at 65? Here's an important Medicare rule to know! 🏢

If your employer has 20+ employees, your employer plan pays FIRST and Medicare pays second.

If your employer has fewer than 20 employees, Medicare pays FIRST — even if you're still working!

Getting this wrong could leave you with unexpected gaps in coverage. At Craig Smith Insurance Group, we help you coordinate your coverage correctly from day one.

Still working at 65? Let's talk about how your coverage coordinates!

Address

New York, NY

Opening Hours

Monday 9am - 9pm
Tuesday 9am - 9pm
Wednesday 9am - 9pm
Thursday 9am - 9pm
Friday 9am - 9pm
Saturday 9am - 1pm

Telephone

+19177401895

Website

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