Le Guardien

Le Guardien Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Le Guardien, Credit Counseling Service, 954 Lexington Avenue, New York, NY.

07/11/2026

⚠️ PA JANM PEYE YON DÈT SAN W PA MANDE PRÈV!

Èske yon ajans koleksyon rele w pou yon dèt?

✅ Mande yo valide dèt la. Se yon dwa lalwa ba ou. Yo dwe bay prèv ki montre dèt la se pou ou epi yo gen dwa legal pou kolekte li anvan yo kontinye ak efò koleksyon yo.

Konnen dwa ou. Pwoteje kredi ou. Pa kite pè fè w pran move desizyon.

📲 Swiv LE GUARDIEN pou plis videyo ak konsèy sou kredi ak dwa konsomatè yo.

☎️ Nimewo Gratis: (800) 871-0204
📱 Telefòn/WhatsApp: (212) 457-1574
📧 Imèl: [email protected]

LE GUARDIEN — Nou ede w konprann dwa ou, pwoteje kredi ou, epi repran kontwòl sou avni finansye ou.

07/08/2026

MEN KIJAN OU KA RETIRE ON KOLEKSYON DÈT NAN KREDI REPORT OU?
ABÒNE AK PAJ LE GUARDIEN AN POU KA PLIS INFÒME
Toll: (800)-861-0204 Mobile/ WhatsApp (212)-457-1574. TikTok: leguardien01 Facebook: Le Guardien
Email: [email protected]

07/01/2026

Men pi bon ak pi efikas fason pou w jwenn kredi epi bati yon bon dosye kredi.

Swiv paj LE GUARDIEN pou plis videyo edikatif, konsèy pwofesyonèl, ak estrateji ki ka ede w bati, repare, epi pwoteje kredi w.

Swiv nou jodi a epi reprann kontwòl avni finansye w!

06/29/2026

🚨 AN DIRÈK SOU FACEBOOK! 🚨
Èske kont koleksyon (Collections) ap afekte kredi ou?
Vin aprann kijan pou idantifye epi konteste kont koleksyon ki pa egzat sou rapò kredi ou.
📅 Madi 30 Jen 2026�📍 An Dirèk sou LE GUARDIEN Official Page
📢 Pataje ak fanmi ak zanmi w yo. Pa bliye Like, Follow, epi Share paj la.
Konnen dwa ou. Pwoteje kredi ou

🎉 Exclusive Offer from LE GUARDIEN! 🎉For a limited time, use promo code JUNE to receive 20% OFF our services.Take the fi...
06/26/2026

🎉 Exclusive Offer from LE GUARDIEN! 🎉

For a limited time, use promo code JUNE to receive 20% OFF our services.

Take the first step toward restoring your credit while saving money.

📞 Toll-Free: (800) 861-0204
📱 Mobile: (212) 457-1574
📧 [email protected]

01/01/2026

Bòn Ane Nèf soti nan LE GUARDIEN

Nan non LE GUARDIEN, nou voye pi bon swè nou bay tout manm nou yo, patnè nou yo, ak kominote a.

Pandan n ap antre nan Ane Nèf la, nou remèsye nou pou konfyans nou, kolaborasyon nou, ak angajman nou pou pwoteksyon ak responsablite finansye. Nou swete ane sa a pote sante, pwogrè, estabilite, ak anpil opòtinite pou nou grandi ak reyisi.

Nou rete angaje pou kontinye pwoteje, edike, epi defann dwa finansye kominote nou an ak entegrite ak respè.

Nou swete nou yon Ane Nèf ki pwospè, pwodiktif, ak plen siksè.

Avèk respè,
Ekip LE GUARDIEN

12/09/2025

📌 BÈL ENFÒMASYON POU TOUT MOUN KI BEZWEN REAL ID (LISANS, PERMI, OSWA ID)

Pou w jwenn REAL ID, ou dwe pote dokiman ORIJINAL sèlman. Fotokopi PA aksepte.

⸻

✅ SA OU BEZWEN:

1️⃣ Kat Sekirite Sosyal
2️⃣ 2 Prèv Rezidans Eta New York (NYS)
+ youn nan opsyon sa yo:

⸻

🔹 OPSYON 1

✔ Paspò Ameriken ki valab

⸻

🔹 OPSYON 2

✔ Sètifika nesans Ozetazini
✔ 4 lòt dokiman, tankou:
• Bòdwo sèvis piblik
• Kat kredi / kat dèbi
• Fèy peyòl (pay stub)
• Sètifika maryaj
• Elatriye

⸻

🔹 OPSYON 3

✔ Paspò etranje ki valab oswa Green Card
✔ 1 lòt dokiman anplis

⸻

➡️ Pou plis enfòmasyon:
🌐 DMV.NY.GOV/REALID

📣 Sonje: Tout dokiman yo dwe ORIJINAL.

Le Guardien

12/07/2025

Rapò Biro Kredit

Dèt yo rapòte bay biwo kredi yo pa kreditè ak prètdè yo, ki anjeneral voye mizajou chak mwa sou estati kont ou, tankou listwa peman, nivo itilizasyon kredi, balans aktyèl, epi nenpòt reta oswa koleksyon. Enfòmasyon sa yo se sa twa gwo biwo kredi yo (Equifax, Experian, ak TransUnion) itilize pou kalkile nòt kredi ou.

Peman an reta, itilizasyon kredi ki wo, ak reta grav kapab afekte nòt ou negatif, tandiske peman alè ak itilizasyon kredi ki ba kapab amelyore li. Si ou jwenn erè nan rapò kredi w, ou gen dwa pou fè kontestasyon avèk biwo kredi a pou korije enfòmasyon ki pa egzak yo e petèt amelyore nòt kredi ou.

Le Guardien

11/11/2025

Kiyès Le Guardien ye
Le Guardien se yon òganizasyon ki baze sou lwa konsomatè, ki travay pou pwoteje epi edike moun sou dwa finansye yo. Nou kwè chak moun gen dwa pou yo jwenn jistis finansye, bon rapò kredi, epi pou yo rebati avni yo ak diyite.

Misyon Nou
Misyon nou se bay pèp la pouvwa yo tounen, lè nou montre yo kijan pou yo sèvi ak lwa pwoteksyon konsomatè federal yo — tankou Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), ak 15 U.S.C. §1681 — pou yo konteste enfòmasyon ki pa kòrèk, mande kont bay kreditè yo, epi rebati estabilite finansye yo ak konfyans.

Avèk edikasyon, defans ak aksyon, nou ap bati yon kilti litrasi finansye, responsablite, ak empowerment nan kominote a.

Fontaine Joseph
Le Guardien

10/28/2025

📉 The Effect of Late Payments on Your Credit Report

Did you know just one late payment can drop your credit score by 50 to 100 points? 😳
It doesn’t matter if you owe $50 or $5,000 — the credit bureaus see it the same way.

Here’s how it works:
✅ 30 days late — your lender reports it, your score drops.
⚠️ 60–90 days late — your risk level increases, credit score keeps falling.
🚫 120+ days late — your account can be charged off or sent to collections, and that stays on your report for 7 years.

💡 Example:
Maria had a 750 credit score and forgot a $100 payment for her credit card.
She paid it 45 days late — the bank reported it, and her score dropped to 680.
She learned the hard way that credit bureaus don’t forgive mistakes easily.

✅ Tip from Le Guardien:
If you ever miss a payment, call your lender immediately and ask for a “goodwill deletion.”
And remember, under 15 U.S.C. §1681 (FCRA), you have the right to dispute inaccurate or outdated late payments.

Follow Le Guardien — where we teach you how to protect, clean, and restore your credit using consumer laws. 💪

Address

954 Lexington Avenue
New York, NY
10021

Telephone

+12124571574

Website

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