Aaron Pisano at Prosperity Home Mortgage

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Aaron Pisano at Prosperity Home Mortgage I am a Mortgage Consultant with Prosperity Home Mortgage NMLSR #723034 PHM, LLC® NMLSR #75164 NMLS Consumer Access @ www.nmlsconsumeraccess.org/

Your first home starts before the house hunt. It starts with a plan. 🏡Through our partnership with Foyer®, first-time bu...
09/25/2026

Your first home starts before the house hunt. It starts with a plan. 🏡

Through our partnership with Foyer®, first-time buyers can open a dedicated First-Time Homebuyer Savings Account designed to help turn “someday” into a real goal. With high-yield savings, deposit matching of up to 6% and tools created for future homebuyers, every contribution can help build momentum toward what comes next.

Whether you’re hoping to buy soon or just beginning your home fund, connect with us to see how Foyer could fit into your path to homeownership.

Terms and eligibility requirements apply. Deposit match is subject to Foyer program terms.

One mortgage payment can have a few moving pieces. Here’s where the money may go: 🏠🏡 Principal reduces the amount you ow...
09/23/2026

One mortgage payment can have a few moving pieces. Here’s where the money may go: 🏠

🏡 Principal reduces the amount you owe on the loan.

💰 Interest is the cost of borrowing that money.

🧾 Escrow, when included, sets aside funds for expenses such as property taxes and homeowners insurance so they can be paid when due.

One payment. Multiple pieces. Understanding the breakdown can help buyers build a more complete monthly budget and make that first mortgage statement much less mysterious.

Real estate colleagues, save and share this with your buyers! 💙

Homeownership can be more than a place to live. It can be part of the foundation you build for what comes next. 🏡PATH to...
09/22/2026

Homeownership can be more than a place to live. It can be part of the foundation you build for what comes next. 🏡

PATH to Prosperity offers mortgage solutions designed for borrowers whose financial story may not fit neatly into traditional lending guidelines, helping more people explore a path toward homeownership and their long-term goals.

Your journey is your own. Your mortgage should reflect that.

Fall is here! 🍂🏡May this season bring warm welcomes, cherished traditions, and even more reasons to love coming home. ...
09/22/2026

Fall is here! 🍂🏡

May this season bring warm welcomes, cherished traditions, and even more reasons to love coming home.

One housing market? Hardly.From Elgin, IL at +7.7% to Everett, WA at -3.7%, FHFA data shows just how differently home pr...
09/21/2026

One housing market? Hardly.

From Elgin, IL at +7.7% to Everett, WA at -3.7%, FHFA data shows just how differently home prices are moving across the country.

For buyers, sellers, and homeowners, local appreciation trends can provide important context for pricing, negotiating, and understanding the equity you may have built.

For real estate agents, this is another reminder that national headlines are only the starting point. The most valuable client conversations are grounded in what’s happening locally.

Whether you’re planning your own next move or helping a client prepare for theirs, We're here to help put the financing side of the picture into context.

Source: U.S. Federal Housing Finance Agency and NAHB analysis

09/21/2026

✨Starting your week with a spark of inspiration. Let’s make it a great one! 💪

📍 Where mortgage rates stand as of September 18, 2026The Fed did what almost no one expected two months ago: a unanimous...
09/18/2026

📍 Where mortgage rates stand as of September 18, 2026

The Fed did what almost no one expected two months ago: a unanimous 25 bps hike on September 16, bringing the target range to 3.75%–4.00% — its first increase since 2023. Inflation is still running hot, unemployment is holding at 4.1%, and near-term cuts are off the table.

Where that leaves us: 30-yr fixed at 7.24%, up 0.27% on the week. 15-yr at 6.84%. FHA 6.82%, VA 6.84%, Jumbo 7.40%.

What it means on the ground:
• Rate-and-term refinances are largely stalled at these levels
• Inventory has rebalanced to roughly 1.62 million active listings
• More than 40% of those listings have already taken a price cut

The play isn't waiting for a better print — it's structuring the deal. Seller concessions and 2-1 temporary buydowns bring the first years of payment down, and realistic pricing up front beats chasing the market with cuts later.

Swipe for the numbers behind the week. Questions on what today's rate means for your clients or individual scenario? Send me a message.

Rates per Mortgage News Daily as of 9/16/26; top-tier scenario, subject to change.

https://myoc.io/d8llGmIdkZo

NMLSR ID #723034
Equal Housing Lender
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

The closing table isn’t the finish line.With servicing coming to Prosperity, our commitment can continue into whatever c...
09/18/2026

The closing table isn’t the finish line.

With servicing coming to Prosperity, our commitment can continue into whatever comes next.

We’re Relentless in Servicing, too.

Primary suite wish list: which one would you choose? 👀A walk-in closet for space, storage, and getting-ready ease 👗or a ...
09/16/2026

Primary suite wish list: which one would you choose? 👀

A walk-in closet for space, storage, and getting-ready ease 👗
or a spa bathroom for calm, comfort, and a little everyday luxury 🛁✨

Vote 1 or 2 below—and tell us which feature would make the biggest difference in your home. ⬇️

Mortgage Insiders know: Appraisal reports are changing, but a longer report doesn’t automatically mean there’s a problem...
09/15/2026

Mortgage Insiders know: Appraisal reports are changing, but a longer report doesn’t automatically mean there’s a problem.

Beginning November 2nd, 2026, conventional appraisals will include more structured property information. Additions, ADUs, converted spaces and discrepancies with public records may receive a closer look.

For buyers, sellers and real estate agents, the takeaway is simple: share unusual property details early. More information upfront can mean fewer surprises later.

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