The Health Insurance Savant

The Health Insurance Savant Learn how self-employed and small business can get best-in-class health coverage and not pay an arm and a leg.

You ask, "How?" That's why they call me The Health Insurance Savant

Why should your business balance sheet suffer for health risks you don't own? If your team is active and healthy, sittin...
08/27/2026

Why should your business balance sheet suffer for health risks you don't own? If your team is active and healthy, sitting in public community pools means you are subsidizing your competitors.

Swipe left to see how Non-ACA private markets work for qualified businesses. ➡️

☕ Tap the link in bio to benchmark your team's real demographic health profile.

Stop trying to play doctor for your diverse workforce. Trying to pick one health plan that fits every single employee ag...
08/25/2026

Stop trying to play doctor for your diverse workforce. Trying to pick one health plan that fits every single employee age group is an administrative nightmare that pleases no one.

Swipe left to learn how forward-thinking CFOs are shifting to defined contributions. ➡️

☕ Tap the link in bio to run an ICHRA feasibility study for your team.

What worked for your business at 5 employees starts actively holding you back once you cross 15 or 20 headcount. PEOs se...
08/20/2026

What worked for your business at 5 employees starts actively holding you back once you cross 15 or 20 headcount. PEOs sell convenience, but you pay for it through inflated risk pools.

Swipe left to see the reality of PEO pricing models. ➡️

☕ Want to see what unbundling could save your P&L? Tap the link in bio to schedule a review.

Waiting until October to review your corporate health plan is a trap designed by major carriers. When you submit late, u...
08/18/2026

Waiting until October to review your corporate health plan is a trap designed by major carriers. When you submit late, underwriters default to automated rate hikes because they don't have time to evaluate your real risk.

Swipe left to see why August is the actual sweet spot to protect your bottom line. ➡️

☕ Ready to get ahead of Q4? Tap the link in bio to book a quick 20-minute strategy session with Kenneth Wright.

Most business owners treat health insurance like a utility bill—they pay it, complain about the price hike once a year, ...
08/08/2026

Most business owners treat health insurance like a utility bill—they pay it, complain about the price hike once a year, and move on. 📉

But going with the cheapest default renewal or staying trapped in a retail carrier pool is a silent tax on your corporate growth.

Swipe through to see the 5 questions every CFO and business owner should ask before signing off on their next renewal. ➡️

Need an independent audit of your current plan structure? We’ll walk you through it—no pressure, no confusion, just strategy.

☕ Tap the link in our bio to book a 20-minute strategy session with The Health Insurance Savant.

If your company health insurance plan renews on January 1st, August is your absolute last call to act like a strategist....
08/01/2026

If your company health insurance plan renews on January 1st, August is your absolute last call to act like a strategist.

Once September hits, the commercial underwriting queues begin to clog. By October, carriers are in complete gridlock. ❄️

If you let your current broker stall you until late October under the guise of "waiting for carrier data," you are walking directly into a trap designed to keep you captive.

You have the right to request your claims data and run feasibility studies now, while you still hold all the leverage. ⚖️

Don't wait for the Q4 renewal rush to squeeze your P&L. Let’s run an independent audit on your plan this month while you still have total control.

👇 Click the link in our bio and book a "Virtual Coffee" to look at your options before the storm hits. ☕

It’s an administrative nightmare, and it's completely unnecessary.With an ICHRA (Individual Coverage Health Reimbursemen...
07/29/2026

It’s an administrative nightmare, and it's completely unnecessary.

With an ICHRA (Individual Coverage Health Reimbursement Arrangement), you completely shift the corporate benefits model:

⚙️ You set the budget: You give your employees a defined, tax-free monthly allowance.
🩺 They choose the doctor: Your employees use those corporate funds to buy an individual plan that covers their personal family physician.
📊 Predictable P&L: Your healthcare overhead becomes 100% predictable, with zero carrier renewal surprises.

Stop trying to force a diverse, modern workforce into a one-size-fits-all box. Give them the capital and let them choose the protection that actually fits their life. 💼

Let’s run an ICHRA feasibility study for your workforce this month.

👇 Click the link in our bio to grab a quick 20-minute slot on my calendar for a casual virtual coffee. ☕

Under public "community rating" guidelines, carriers price your premiums based on the average health of everyone in your...
07/28/2026

Under public "community rating" guidelines, carriers price your premiums based on the average health of everyone in your geographic region. 🌍

If your city has high rates of chronic illness, you pay for it—even if your personal team runs marathons and eats clean.

By transitioning your company to the Non-ACA Private Market, we can underwrite your business based on your team's real demographics—slashing premiums by 20% to 40% while maintaining top-tier, nationwide PPO access. 🔓

Stop subsidizing your competition's healthcare liabilities. Let's benchmark your team's real profile this week.

👇 Click the link in our bio and select "Networking Follow-Up" to coordinate a private market review.

Address

New York, NY

Opening Hours

Monday 8am - 10pm
Tuesday 8am - 10pm
Wednesday 8am - 10pm
Thursday 8am - 10pm
Friday 8am - 10pm
Saturday 8am - 10pm
Sunday 8am - 10pm

Telephone

+19177102453

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