Mohamed T Gulamali - Mortgage Loan Officer NMLS 1128605

05/26/2026

April's Consumer Sentiment report hit a record low.

Meaning you feel worse about this economv than at any other point since thev started keeping track since the 1950s.

Gas prices hit a high we haven't seen in 4 vears and inflation is going up. These are now problems Fed Chair Kevin Warsh will have to deal with He said today he's going to be a reformer.

05/26/2026

Free Deed Theft Protection Checklist

Scammers are targeting homes in the area, deed theft is up 240% in the community over the last 2 years. This is a checklist of free steps you can take to secure your home today.



1- Sign up for ACRIS Alerts 🔔
🔐 Action: Register your address on the NYC ACRIS website.

⚖️ Why: Receive an immediate text/email if any document is filed against your home.

2- Check Your Name Annually 🔍
🔐 Action: Search your name in ACRIS Public Records once a year.

⚖️ Why: Catch fraudulent liens or transfers before they ruin your equity.

3- Verify Title Insurance 🛡️
🔐 Action: Confirm you have an "Owner’s Policy" in your closing papers.

⚖️ Why: This is the ONLY policy that pays for a lawyer to fight a forged deed in court

4- Secure Your Mail 📩
🔐 Action: Be vigilant if you’re not receiving utility or tax bills.

⚖️ Why: Scammers steal tax bills to hide fraudulent address changes from the owner.

5- Report to the Attorney General ⚖️
🔐 Action: Immediately report suspicious activity to the NYS Attorney General.

⚖️ Why: They can freeze titles before scammers try to "sell" your home.

6- Get Free Legal Help 🤝
🔐 Action: Contact Homeowner Help NY for pro-bono legal assistance.

⚖️ Why: Get professional defense against deed fraud at zero cost to your family.

05/18/2026

Queens home buyers here are single‑family stats you need to know 👇

🏡 Average price just passed $831,220K (+2.5% last year)

⏱ Homes go into contract in 57 days (slower than last year)

💰 Buyers are landing deals at 97.5% of asking price. Stronger credit + bigger down payments = more negotiating power.

📊 2,138 single family homes are currently for sale in Queens NY.

📩 DM your email for free home‑buyer tools that’ll save you a small fortune

05/14/2026

Mortgage Rates are artificially low & you can expect that to change because:

1️⃣Banks are making less profit
2️⃣Foreclosures are up

05/13/2026

Inflation reports for CPI & PPI are up, you can expect higher mortgage rates...

05/04/2026

NYC & Long Island Real Estate Updates for Home Buyers📰

📢 Stop waiting. From Queens cash deals to Suffolk’s 11% spike

The New York market isn't crashing, it's tightening. With 3 buyers for every 1 house, being "ready" isn't enough. You need to be first & have an edge.

📰

SUFFOLK: Prices up 11%. The last affordable yards are disappearing.

QUEENS: 10-year high in cash-only deals.

BRONX: Still the #1 entry-level borough for FHA buyers.

BROOKLYN: Inventory in Bedstuy dropped 15%. Move fast.

NASSAU: Most winning offers are 2% over asking.

THE RATE REALITY: Rates are flat but if they drop 1%, 5 million more buyers enter the fight. Marry the house, date the rate.

REALTORS: Inventory is at a breaking point. Get your clients 24-hour pre-approvals before they get outbid.

🚀 DM to find out your buying power in just 4 questions without a credit check📢

04/30/2026

04/22/2026

Home Buying list of things to do & not do.

🏠 Call a Realtor
✅ Get Pre-Approved
❓ Ask Questions
💰 Define Your Budget
📍 Pick Your Areas
📅 Plan Your Timeline
💳 Don't Ruin Your Credit
🏦 Save Your Down Payment
🤝 Don't Try to Do Everything Yourself

04/22/2026

My home buyer got their commitment before the seller even signed their own contract📢

Stop wasting time waiting & hoping⏳️

DM "SPEED" to get closed.

04/20/2026

Financial News Update: DATA vs. HYPE📊

The noise about a "market reset" is everywhere, but the actual numbers tell a different story. Between new federal bills targeting big investors and the lowest buyer morale in decades, here is what is actually happening.

The Facts:

Big Investor Ban: New federal rules define "institutional" as anyone owning 350+ homes. These giants are now being restricted from buying more single-family properties to help regular buyers.

Confidence Low: Consumer sentiment just hit 47.6—the lowest level since 1946. People are hesitant, which is slowing down competition.

Listing Rules: A national push is happening to end "pocket listings." The goal is to force all homes onto the open market so every buyer has a fair shot.

The 5% Myth: Inflation is holding at 3.3%. As long as prices stay high, mortgage rates will likely stay where they are. Stop waiting for 5% and plan for the current reality.

The market isn't "crashing," but it is shifting. Use the data to make your move, not the headlines. 🏠