PD Real Wealth Agency

12/21/2025

🛡 Licensed Life & Health Insurance Broker
📍 US Veterans Specialist 🇺🇸🎖️🪖
🏡 Real Estate Expert
💼 Wealth Management Advisor 💰

05/29/2025

💼 What’s an Annuity? What’s an IUL? And Why Should You Care?

Let’s break down two power moves in wealth protection and income planning:

🔁 Annuities
Think of these as contracts with an insurance company—where you invest now in exchange for guaranteed income later.
✅ Great for building a retirement paycheck
✅ Tax-deferred growth
✅ Optional income and legacy guarantees

💡 Variable and Indexed annuities even let you grow with the market (with some risk controls built in).

🛡 Indexed Universal Life (IUL)
This is not just life insurance.
It’s a flexible wealth-building tool that:
📈 Earns interest tied to a stock market index (like the S&P 500)
🧱 Builds tax-advantaged cash value
💸 Lets you borrow against that value tax-free
📊 Offers market-linked growth with downside protection (you won’t lose if the market drops)

IULs are popular among entrepreneurs, execs, and wealth strategists because they help balance growth, access, and protection in one product.

⸻

🔐 Wealth isn’t just about stacking—it’s about structure.
When you understand the tools, you build wealth with intention.

04/17/2025

02/13/2025

Kissimmee, Florida 🏡 For Sale $299,000.00 🏦

Welcome to this unique, beautiful single family home, offering the perfect blend of comfort, style and convenience. This charming one-story home features 3 bedrooms, two baths and a split floor plan.
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This Jem features an inviting and an open spacious layout perfect for entertaining guests and family, immaculate fully renovated kitchen with oversized cabinets with crown molding, island kitchen, stainless steel appliances and granite countertops.
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The home boasts and expansive fenced in backyard ideal for your family and guests to enjoy outdoor activities, barbequing or just relaxing in the privacy of your own backyard. Community features low HOA that covers cable and internet, residents can enjoy access to the clubhouse, fitness center and playground.
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Poinciana’s location offers the convenience of nearby shopping, dining and entertainment as well as easy access to major highways..

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01/25/2024

📍Kissimmee, FL 🏠Seller Finance Deal 💵
Fully Furnished With Airbnb Hosting Bookings
| 841 PP | $95k Down 🏦 |5% Interest Rate

Property Details:
🛏️7 bedrooms
🛁6.5 full baths
🏠3544 Sq. Ft.
🌟THEMED Rooms!
🏖️ Private patio with HEATED POOL
⛱️ Resort Community Pool •
🏄🏼‍♂️ FlowRider Surf Simulator
📶 Fiber High Speed Wi-Fi
📺 Two 75” TVs

Deal Terms:
* Purchase Price: $850,000
* Total Entry Fee $95k + Closing Cost + TC Fees
*Proof Of Funds & 15k non refundable EMD due within 24 hours of signing
* Interest Rate: 4% 📈
* PITI: $4656.09
* 8 year balloon 🎈
* HOA: $607 (cable, wifi, landscape, trash, clubhouse pool/amenities)
*STR Monthly Net Projections $1,844.72. (conservative)
*LTR Gross Projected Market Rent $5,100 (fully furnished)

JAN - FEB 2024 Airbnb/Vrbo Bookings
Vrbo: Jan 1 - 2: 2 nights/$793.94
Jan 3 - 6: 3 nights/1,186.12
Jan 11 - 22: 11 nights/$3,119.06
Jan 24 - Feb 9: 16 nights/$4,353.83
Feb 13-25: 12 nights/$4,079.93
January/February Total Nights: 44 nights
Gross Profit: $13,532.88 🏦

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🏠

01/25/2024

📍Kissimmee, FL 🏠Seller Finance Deal 💵
Fully Furnished With Airbnb Hosting Bookings
| 841 PP | $95k Down |5% Interest Rate

Property Details:
🛏️7 bedrooms
🛁6.5 full baths
🏠3544 Sq. Ft.
🌟THEMED Rooms!
🏖️ Private patio with HEATED POOL
⛱️ Resort Community Pool •
🏄🏼‍♂️ FlowRider Surf Simulator
📶 Fiber High Speed Wi-Fi
📺 Two 75” TVs

Deal Terms:
* Purchase Price: $850,000
* Total Entry Fee $95k + Closing Cost + TC Fees
*Proof Of Funds & 10k non refundable EMD due within 24 hours of signing
* Interest Rate: 4%
* PITI: $4656.09
* 8 year balloon
* HOA: $607 (cable, wifi, landscape, trash, clubhouse pool/amenities)
*STR Monthly Net Projections $1,844.72. (conservative)
*LTR Gross Projected Market Rent $5,100 (fully furnished)

JAN - FEB 2024 Airbnb/Vrbo Bookings
Vrbo: Jan 1 - 2: 2 nights/$793.94
Jan 3 - 6: 3 nights/1,186.12
Jan 11 - 22: 11 nights/$3,119.06
Jan 24 - Feb 9: 16 nights/$4,353.83
Feb 13-25: 12 nights/$4,079.93
January/February Total Nights: 44 nights
Gross Profit: $13,532.88 🏦

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