Simplist

04/13/2022

Should you make extra payments to rid yourself of mortgage debt sooner rather than later? When is paying off your mortgage early the smart move—and when is it a mistake? We take a closer look in our most recent blog post:

*Financial experts offer differing perspectives, so find out what makes sense for your individual budget and long-term goals.*

03/08/2022

As part of the mortgage underwriting process, you’ll often be asked to produce your prior tax returns. Check out our quick guide to what mortgage lenders are looking for, and why!

*As part of the mortgage underwriting process, you’ll often be asked to produce your prior tax returns. Here’s what to expect, and why: *

02/25/2022

"5 Stars!
We recently applied for delayed financing for our mainland home. Before choosing Simplist, wedid a lot of loan shopping. We went with Simplist because it was the best rate and least amount to close. The other reason we went with Simplist was because Jonathan, our loan agent, was very knowledgable and presented several options to meet out needs. Jonathan and his team guided us through the entire process. We had our documents ready, the loan approval was timely. Jonathan and his team kept in good communication throughout the process. He was always available to text or call, in addition to the emails. What I liked most about Jonathan was that he was straight forward. There was no hustling or promises. He was genuine and knew what was needed for the loan to close. Jonathan was also in contact with the underwriter to be sure we were on track. I am so grateful that we secured financing for our mainland home. We couldn't have done it without Jonathan and his team. I would recommend Simplist to anyone considering a loan."

-Jennifer L.
Atascadero, CA

See more at: https://www.simplist.com/reviews

02/15/2022

"Like a fairytale: My wife and I have purchased/refinanced enough homes to know that when it comes to the mortgage industry adjectives like arduous, tedious, and and slow rule the day. That was until we discovered Simplist. We kept thinking, “Where’s the catch?” “How are they pulling off this mortgage/refinancing wizardry ?” But what we discovered was a company that merely had their [stuff] together. When we needed help there was a real, consistent person to assist us. Document upload was as easy as you’d from a millennial company. We ended up closing escrow in about 2 weeks from start to finish. (YES, you read that correctly — 2 WEEKS!!!). We’re couldn’t recommend Simplist enough!"

-Daniel H.
Petaluma, CA

See more at: https://www.simplist.com/reviews

02/10/2022

"Before finding Simplist, we had looked at several banks and credit unions. They were all slow-moving and their UI/processes were clunky to work with. We were glad to find Simplist - our broker Dan was extremely responsive and very helpful to us during our search. We ultimately landed on a great rate and are happy with the Simplist experience overall."

-Sandra W.
San Francisco, CA

See more at: https://www.simplist.com/reviews

02/10/2022

Like any financial transaction in 2022, real estate transactions are a major target for cyberattacks. We dive into how you can protect yourself – and your money – from mortgage fraud.

*Like any financial transaction in 2022, real estate transactions are a major target for cyberattacks. We dive into how you can protect yourself – and your money – from mortgage fraud.*

02/05/2022

"Great Re-Fi Experience
We had a great experience working with Jason and the Simplist team. They were very professional, knowledgeable, and efficient. We have gone through tons of new home purchases and refinancing, this was the best process and experience by far. We would definitely choose Simplist again, and we would recommend them to all of our friends and family."

- Michael U.
San Diego, CA

See more at: https://www.simplist.com/reviews

02/03/2022

Referred to as negative equity, being “underwater”, or an “upside-down” mortgage, this home finance challenge affects millions of homeowners. Find out what it is and how to avoid it in our latest blog post.

*Referred to as negative equity, being “underwater”, or an “upside-down” mortgage, this home finance challenge affects millions of homeowners. Find out what it is and how to avoid it.*

02/01/2022

"Simple and a good deal -- totally recommended:
I solicited recommendations from friends and auditioned a bunch of companies for a refi. I also talked to some companies with good rates but no personal recommendation. I researched the companies themselves, the likely lenders (if it could be guessed in advance), and everything I could. It was really no contest: No one beat the rates of Jason Weber at Simplist, and no one really checked out as more trustworthy, as far as could be told in advance. The process turned out remarkably simple and quick: not so many papers to sign as last time, much faster. Jason had some great ideas that moved things along, and was super responsive to any worry I had along the way (all worries turned out unjustified). The new lender seems even easier to deal with than the old. Saved enough relative to the old mortgage to put one of the kids through an expensive college. Really, this was just fantastic"

-James K.
Los Angeles, CA

See more at: https://www.simplist.com/reviews

01/26/2022

"Painless Refinance Experience: The expert team at Simplist made my refinancing experience a breeze. The professional staff guided me through each step; the user friendly client portal streamlined the document sharing, and the in-home closing couldn't have been more convenient. I would highly recommend Simplist to family and friends!"

-Heather R.
Satellite Beach, FL

See more at: https://www.simplist.com/reviews

01/20/2022

"This is how re-financing a mortgage should be. It just works and is easy and fast."

-Dave K.
Studio City, CA

See more at: https://www.simplist.com/reviews

01/19/2022

If you find yourself thinking more about how to make your home feel like a safe haven, you’re not alone. Check out our five key areas to prioritize for peace of mind in your home.

*Safety is about more than just alarm systems. Check out our five key areas to prioritize for peace of mind in your home.*