Mike Proto, Public Adjuster

Mike Proto, Public Adjuster Homeowner advocate dedicated to making sure you are treated and paid fairly by your insurance company This is a complimentary service offered to policyholders.

Do you believe your insurance company has your best interests at heart? The reality is most property owners have gaps in their policies that put them at substantial economic risk in the event of a loss to their home or business. Few understand their own policy, let alone how to properly handle a claim on their own. Unfortunately, many do not discover this until it is too late. Often, claims are ou

tright denied, while many more are significantly underpaid. Simply put, policyholders need someone in their corner fighting for their interests. As a licensed Public Adjuster, I am blessed to be in position to do just that. My goal is to ensure you are well-educated about how your home or business policy works and to help minimize your risk. Secondly, through professional representation, I will fight on your behalf to make sure your insurance company treats you fairly and that you receive a fair settlement in the event of a claim โ€“ including potentially re-opening claims that were denied, or that you feel were underpaid. Feel free to reach out to me with any policy-related questions or follow the link below to schedule a free policy review! Iโ€™m here to help you! https://calendly.com/mike-proto/

๐—ฃ๐—ฟ๐—ผ๐—ฑ๐˜‚๐—ฐ๐˜๐˜€ & ๐—ฆ๐—ฒ๐—ฟ๐˜ƒ๐—ถ๐—ฐ๐—ฒ๐˜€

๐—™๐—ฟ๐—ฒ๐—ฒ ๐—˜๐—ฑ๐˜‚๐—ฐ๐—ฎ๐˜๐—ถ๐—ผ๐—ป๐—ฎ๐—น ๐—ฃ๐—ผ๐—น๐—ถ๐—ฐ๐˜† ๐—ฅ๐—ฒ๐˜ƒ๐—ถ๐—ฒ๐˜„๐˜€ ๐˜”๐˜ข๐˜ฏ๐˜บ ๐˜ฉ๐˜ฐ๐˜ฎ๐˜ฆ๐˜ฐ๐˜ธ๐˜ฏ๐˜ฆ๐˜ณ๐˜ด ๐˜ฅ๐˜ช๐˜ด๐˜ค๐˜ฐ๐˜ท๐˜ฆ๐˜ณ ๐˜ต๐˜ฉ๐˜ฆ๐˜บ ๐˜ญ๐˜ข๐˜ค๐˜ฌ ๐˜ต๐˜ฉ๐˜ฆ ๐˜ณ๐˜ช๐˜จ๐˜ฉ๐˜ต ๐˜ค๐˜ฐ๐˜ท๐˜ฆ๐˜ณ๐˜ข๐˜จ๐˜ฆ๐˜ด ๐˜ฐ๐˜ฏ๐˜ญ๐˜บ ๐˜ธ๐˜ฉ๐˜ฆ๐˜ฏ ๐˜ช๐˜ต'๐˜ด ๐˜ต๐˜ฐ๐˜ฐ ๐˜ญ๐˜ข๐˜ต๐˜ฆ, ๐˜ญ๐˜ฆ๐˜ข๐˜ท๐˜ช๐˜ฏ๐˜จ ๐˜ต๐˜ฉ๐˜ฆ๐˜ฎ ๐˜ฐ๐˜ฏ ๐˜ต๐˜ฉ๐˜ฆ ๐˜ฉ๐˜ฐ๐˜ฐ๐˜ฌ ๐˜ง๐˜ฐ๐˜ณ ๐˜ต๐˜ฉ๐˜ฆ ๐˜ค๐˜ฐ๐˜ด๐˜ต๐˜ด ๐˜ต๐˜ฐ ๐˜ณ๐˜ฆ๐˜ฑ๐˜ข๐˜ช๐˜ณ ๐˜ต๐˜ฉ๐˜ฆ๐˜ช๐˜ณ ๐˜ฉ๐˜ฐ๐˜ฎ๐˜ฆ. ๐˜‹๐˜ฐ๐˜ฏ'๐˜ต ๐˜ญ๐˜ฆ๐˜ต ๐˜ต๐˜ฉ๐˜ช๐˜ด ๐˜ฉ๐˜ข๐˜ฑ๐˜ฑ๐˜ฆ๐˜ฏ ๐˜ต๐˜ฐ ๐˜บ๐˜ฐ๐˜ถ! ๐˜›๐˜ข๐˜ฌ๐˜ฆ ๐˜ข๐˜ฅ๐˜ท๐˜ข๐˜ฏ๐˜ต๐˜ข๐˜จ๐˜ฆ ๐˜ฐ๐˜ง ๐˜ต๐˜ฉ๐˜ช๐˜ด ๐˜ง๐˜ณ๐˜ฆ๐˜ฆ ๐˜ด๐˜ฆ๐˜ณ๐˜ท๐˜ช๐˜ค๐˜ฆ ๐˜ข๐˜ฏ๐˜ฅ ๐˜ญ๐˜ฆ๐˜ต'๐˜ด ๐˜ฎ๐˜ช๐˜ฏ๐˜ช๐˜ฎ๐˜ช๐˜ป๐˜ฆ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ณ๐˜ช๐˜ด๐˜ฌ ๐˜ช๐˜ฏ ๐˜ต๐˜ฉ๐˜ฆ ๐˜ฆ๐˜ท๐˜ฆ๐˜ฏ๐˜ต ๐˜ฐ๐˜ง ๐˜ข ๐˜ญ๐˜ฐ๐˜ด๐˜ด ๐˜ต๐˜ฐ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ฉ๐˜ฐ๐˜ฎ๐˜ฆ.

๐—™๐—ฟ๐—ฒ๐—ฒ ๐—ฃ๐—ฟ๐—ผ๐—ฝ๐—ฒ๐—ฟ๐˜๐˜† ๐—ช๐—ฎ๐—น๐—ธ๐˜๐—ต๐—ฟ๐—ผ๐˜‚๐—ด๐—ต๐˜€/๐—œ๐—ป๐˜€๐—ฝ๐—ฒ๐—ฐ๐˜๐—ถ๐—ผ๐—ป๐˜€ ๐˜”๐˜ข๐˜ฏ๐˜บ ๐˜ฉ๐˜ฐ๐˜ฎ๐˜ฆ๐˜ฐ๐˜ธ๐˜ฏ๐˜ฆ๐˜ณ๐˜ด ๐˜ฅ๐˜ฐ๐˜ฏ'๐˜ต ๐˜ณ๐˜ฆ๐˜ข๐˜ญ๐˜ช๐˜ป๐˜ฆ ๐˜ต๐˜ฉ๐˜ฆ๐˜บ ๐˜ฉ๐˜ข๐˜ท๐˜ฆ ๐˜ฅ๐˜ข๐˜ฎ๐˜ข๐˜จ๐˜ฆ ๐˜ช๐˜ฏ ๐˜ต๐˜ฉ๐˜ฆ๐˜ช๐˜ณ ๐˜ฉ๐˜ฐ๐˜ฎ๐˜ฆ ๐˜ธ๐˜ฉ๐˜ช๐˜ค๐˜ฉ ๐˜ช๐˜ด ๐˜ค๐˜ฐ๐˜ท๐˜ฆ๐˜ณ๐˜ฆ๐˜ฅ ๐˜ฃ๐˜บ ๐˜ต๐˜ฉ๐˜ฆ๐˜ช๐˜ณ ๐˜ฑ๐˜ฐ๐˜ญ๐˜ช๐˜ค๐˜บ. ๐˜ž๐˜ช๐˜ต๐˜ฉ ๐˜ข ๐˜ง๐˜ณ๐˜ฆ๐˜ฆ ๐˜ธ๐˜ข๐˜ญ๐˜ฌ๐˜ต๐˜ฉ๐˜ณ๐˜ฐ๐˜ถ๐˜จ๐˜ฉ ๐˜ช๐˜ฏ๐˜ด๐˜ฑ๐˜ฆ๐˜ค๐˜ต๐˜ช๐˜ฐ๐˜ฏ, ๐˜ธ๐˜ฆ ๐˜ค๐˜ข๐˜ฏ ๐˜ช๐˜ฅ๐˜ฆ๐˜ฏ๐˜ต๐˜ช๐˜ง๐˜บ ๐˜ฑ๐˜ฐ๐˜ต๐˜ฆ๐˜ฏ๐˜ต๐˜ช๐˜ข๐˜ญ ๐˜ค๐˜ญ๐˜ข๐˜ช๐˜ฎ๐˜ด ๐˜ข๐˜ฏ๐˜ฅ ๐˜ธ๐˜ฐ๐˜ณ๐˜ฌ ๐˜ต๐˜ฐ ๐˜จ๐˜ฆ๐˜ต ๐˜บ๐˜ฐ๐˜ถ ๐˜ต๐˜ฉ๐˜ฆ ๐˜ฎ๐˜ฐ๐˜ฏ๐˜ฆ๐˜บ ๐˜ง๐˜ณ๐˜ฐ๐˜ฎ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ช๐˜ฏ๐˜ด๐˜ถ๐˜ณ๐˜ฆ๐˜ณ ๐˜ต๐˜ฐ ๐˜ฎ๐˜ข๐˜ฌ๐˜ฆ ๐˜ต๐˜ฉ๐˜ฆ ๐˜ณ๐˜ฆ๐˜ฑ๐˜ข๐˜ช๐˜ณ๐˜ด!

๐—–๐—น๐—ฎ๐—ถ๐—บ ๐—ฆ๐—ฒ๐˜๐˜๐—น๐—ฒ๐—บ๐—ฒ๐—ป๐˜ ๐——๐—ผ๐˜‚๐—ฏ๐—น๐—ฒ๐—ฐ๐—ต๐—ฒ๐—ฐ๐—ธ๐˜€ ๐˜๐˜ง ๐˜บ๐˜ฐ๐˜ถ ๐˜ฉ๐˜ข๐˜ท๐˜ฆ ๐˜ฉ๐˜ข๐˜ฅ ๐˜ข ๐˜ค๐˜ญ๐˜ข๐˜ช๐˜ฎ ๐˜ฅ๐˜ฆ๐˜ฏ๐˜ช๐˜ฆ๐˜ฅ, ๐˜ฐ๐˜ณ ๐˜ฆ๐˜ท๐˜ฆ๐˜ฏ ๐˜ช๐˜ง ๐˜บ๐˜ฐ๐˜ถ ๐˜ฉ๐˜ข๐˜ท๐˜ฆ ๐˜ข๐˜ญ๐˜ณ๐˜ฆ๐˜ข๐˜ฅ๐˜บ ๐˜ณ๐˜ฆ๐˜ค๐˜ฆ๐˜ช๐˜ท๐˜ฆ๐˜ฅ ๐˜ข ๐˜ด๐˜ฆ๐˜ต๐˜ต๐˜ญ๐˜ฆ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต ๐˜ค๐˜ฉ๐˜ฆ๐˜ค๐˜ฌ, ๐˜ ๐˜ค๐˜ข๐˜ฏ ๐˜ณ๐˜ฆ-๐˜ฐ๐˜ฑ๐˜ฆ๐˜ฏ ๐˜ต๐˜ฉ๐˜ฆ ๐˜ค๐˜ญ๐˜ข๐˜ช๐˜ฎ ๐˜ธ๐˜ช๐˜ต๐˜ฉ๐˜ช๐˜ฏ 12 ๐˜ฎ๐˜ฐ๐˜ฏ๐˜ต๐˜ฉ๐˜ด ๐˜ฐ๐˜ง ๐˜ต๐˜ฉ๐˜ฆ ๐˜ญ๐˜ฐ๐˜ด๐˜ด ๐˜ข๐˜ฏ๐˜ฅ ๐˜ง๐˜ช๐˜จ๐˜ฉ๐˜ต ๐˜ต๐˜ฐ ๐˜จ๐˜ฆ๐˜ต ๐˜บ๐˜ฐ๐˜ถ ๐˜ฑ๐˜ข๐˜ช๐˜ฅ! ๐˜–๐˜ฅ๐˜ฅ๐˜ด ๐˜ข๐˜ณ๐˜ฆ ๐˜ช๐˜ง ๐˜บ๐˜ฐ๐˜ถ ๐˜ฉ๐˜ข๐˜ฏ๐˜ฅ๐˜ญ๐˜ฆ๐˜ฅ ๐˜ข ๐˜ค๐˜ญ๐˜ข๐˜ช๐˜ฎ ๐˜ฐ๐˜ฏ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ฐ๐˜ธ๐˜ฏ, ๐˜บ๐˜ฐ๐˜ถ ๐˜ฉ๐˜ข๐˜ท๐˜ฆ ๐˜ญ๐˜ฆ๐˜ง๐˜ต ๐˜ฎ๐˜ฐ๐˜ฏ๐˜ฆ๐˜บ ๐˜ฐ๐˜ฏ ๐˜ต๐˜ฉ๐˜ฆ ๐˜ต๐˜ข๐˜ฃ๐˜ญ๐˜ฆ.

๐—œ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—–๐—น๐—ฎ๐—ถ๐—บ ๐—ฅ๐—ฒ๐—ฝ๐—ฟ๐—ฒ๐˜€๐—ฒ๐—ป๐˜๐—ฎ๐˜๐—ถ๐—ผ๐—ป ๐˜›๐˜ฐ ๐˜ข๐˜ค๐˜ฉ๐˜ช๐˜ฆ๐˜ท๐˜ฆ ๐˜ต๐˜ฉ๐˜ฆ ๐˜ฃ๐˜ฆ๐˜ด๐˜ต ๐˜ด๐˜ฆ๐˜ต๐˜ต๐˜ญ๐˜ฆ๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต ๐˜ฐ๐˜ถ๐˜ต๐˜ค๐˜ฐ๐˜ฎ๐˜ฆ, ๐˜ข๐˜ญ๐˜ญ๐˜ฐ๐˜ธ ๐˜ฎ๐˜ฆ ๐˜ต๐˜ฐ ๐˜ฉ๐˜ข๐˜ฏ๐˜ฅ๐˜ญ๐˜ฆ ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ค๐˜ญ๐˜ข๐˜ช๐˜ฎ ๐˜ง๐˜ณ๐˜ฐ๐˜ฎ ๐˜ต๐˜ฉ๐˜ฆ ๐˜ฃ๐˜ฆ๐˜จ๐˜ช๐˜ฏ๐˜ฏ๐˜ช๐˜ฏ๐˜จ ๐˜ฃ๐˜ฆ๐˜ง๐˜ฐ๐˜ณ๐˜ฆ ๐˜บ๐˜ฐ๐˜ถ ๐˜ค๐˜ฐ๐˜ฏ๐˜ต๐˜ข๐˜ค๐˜ต ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ช๐˜ฏ๐˜ด๐˜ถ๐˜ณ๐˜ข๐˜ฏ๐˜ค๐˜ฆ ๐˜ค๐˜ฐ๐˜ฎ๐˜ฑ๐˜ข๐˜ฏ๐˜บ!

Denied claim? Low-ball settlement? Not enough for repairs? Get my help! ๐Ÿ“ฒ Text โ€œDOUBLECHECKโ€ to 347-559-1763 or visit ht...
05/04/2026

Denied claim? Low-ball settlement? Not enough for repairs? Get my help! ๐Ÿ“ฒ Text โ€œDOUBLECHECKโ€ to 347-559-1763 or visit https://tinyurl.com/helping-homeowners. ๐Ÿ ๐Ÿก

Insurance companies handle claims every dayโ€”you donโ€™t. After ice dams or burst pipes, going it alone can cost you thousa...
01/27/2026

Insurance companies handle claims every dayโ€”you donโ€™t. After ice dams or burst pipes, going it alone can cost you thousands youโ€™ll never know you were owed. Don't let that happen to you. Get the professional representation you need on your claim ๐Ÿ‘‰๐Ÿ‘‰๐Ÿ‘‰ https://tinyurl.com/helping-homeowners

Denied claim? Low-ball settlement? Not enough for repairs? ๐Ÿ“ฒ Text โ€œDOUBLECHECKโ€ to 347-559-1763 to get my help! Or visit...
12/20/2025

Denied claim? Low-ball settlement? Not enough for repairs? ๐Ÿ“ฒ Text โ€œDOUBLECHECKโ€ to 347-559-1763 to get my help! Or visit ๐Ÿ‘‰
https://tinyurl.com/helping-homeowners

Wishing everyone a very Happy Thanksgiving! ๐Ÿฆƒ๐Ÿฆƒ๐Ÿฆƒ
11/27/2025

Wishing everyone a very Happy Thanksgiving! ๐Ÿฆƒ๐Ÿฆƒ๐Ÿฆƒ

๐Ÿฆ‡๐Ÿฆ‡๐Ÿฆ‡ If your   has turned into a nightmare, you don't have to scream for help. Select 'Double-Check My Claim' here to get...
10/31/2025

๐Ÿฆ‡๐Ÿฆ‡๐Ÿฆ‡ If your has turned into a nightmare, you don't have to scream for help. Select 'Double-Check My Claim' here to get the help you need! https://tinyurl.com/helping-homeowners

All the more reason to get a free policy review. If youโ€™re going to be paying more, make sure you at least have a good p...
10/14/2025

All the more reason to get a free policy review. If youโ€™re going to be paying more, make sure you at least have a good policy! https://tinyurl.com/helping-homeowners

Nearly half of the stateโ€™s 127 homeowners insurance companies have asked New Jersey for rate hikes this year โ€” with nearly a dozen asking for double-digit increases. ๐Ÿก๐Ÿ“ˆ Click here to read more ๐Ÿ‘‰ https://l.nj.com/716wje

๐Ÿšจ State Farmโ€™s Water Damage Mirage: What They Donโ€™t Tell Policyholders ๐Ÿšจ
09/23/2025

๐Ÿšจ State Farmโ€™s Water Damage Mirage: What They Donโ€™t Tell Policyholders ๐Ÿšจ

State Farm water damage exclusions are being used in court to deny claims many policyholders think are covered. Read Chip Merlinโ€™s analysis.

Flooded? Confused about whatโ€™s covered? Donโ€™t file alone.Torrential rains and flash flooding have overwhelmed parts of N...
07/17/2025

Flooded? Confused about whatโ€™s covered? Donโ€™t file alone.
Torrential rains and flash flooding have overwhelmed parts of New Jersey and the Northeastโ€”leaving homes, basements, and entire neighborhoods under water. The Governor has declared a state of emergency, and recovery could take weeks. But insurance delays donโ€™t have to.

๐Ÿ’ก Hereโ€™s what to do now:
๐Ÿ“ธ Take photos before removing anything
๐Ÿ“ฆ Save all damaged belongings as evidence
๐Ÿ› ๏ธ Hold off on permanent repairs until you document the loss
๐Ÿงพ Track any temporary expenses for possible reimbursement

๐Ÿ’ฅ Important: Many homeowners donโ€™t realize water damage caused by flash flooding may not be fully covered under standard policiesโ€”or may require extra documentation to get full value.
Thatโ€™s where we come in.

โœ… Free claim assistance
โœ… On-site inspections
โœ… Expert policy review
โœ… We deal with the insurance companyโ€”so you donโ€™t have to
You donโ€™t have to navigate this alone. Let Metro fight for what youโ€™re owed.

๐Ÿ“ฒ tinyurl.com/helping-homeowners
๐Ÿ“ž (347) 559-1763
๐Ÿ“ง [email protected]

๐Ÿ‘€ That face you make when your initial settlement looks suspiciously lightโ€ฆInsurance companies donโ€™t always get it right...
07/08/2025

๐Ÿ‘€ That face you make when your initial settlement looks suspiciously lightโ€ฆ

Insurance companies donโ€™t always get it right the first timeโ€”and thatโ€™s where we come in. Our Settlement Double-Check is designed to review your claim and fight for what you actually deserve.

โœ… No upfront fees
โœ… Licensed public adjusters
โœ… Bigger, fairer payouts

๐Ÿ“ฒ Donโ€™t cash that check just yet. Visit https://tinyurl.com/helping-homeowners or text DOUBLECHECK to (347) 559-1763 to get a second opinion.

Don't risk your insurance claim being low-balled or unfairly denied. Hire your own adjuster to ensure you are maximizing...
07/07/2025

Don't risk your insurance claim being low-balled or unfairly denied. Hire your own adjuster to ensure you are maximizing your settlement! Get my help here ๐Ÿ‘‰๐Ÿ‘‰๐Ÿ‘‰ https://tinyurl.com/helping-homeowners

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New York, NY

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