Mike Proto, Public Adjuster

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Mike Proto, Public Adjuster Homeowner advocate dedicated to making sure you are treated and paid fairly by your insurance company This is a complimentary service offered to policyholders.

Do you believe your insurance company has your best interests at heart? The reality is most property owners have gaps in their policies that put them at substantial economic risk in the event of a loss to their home or business. Few understand their own policy, let alone how to properly handle a claim on their own. Unfortunately, many do not discover this until it is too late. Often, claims are outright denied, while many more are significantly underpaid. Simply put, policyholders need someone in their corner fighting for their interests. As a licensed Public Adjuster, I am blessed to be in position to do just that. My goal is to ensure you are well-educated about how your home or business policy works and to help minimize your risk. Secondly, through professional representation, I will fight on your behalf to make sure your insurance company treats you fairly and that you receive a fair settlement in the event of a claim – including potentially re-opening claims that were denied, or that you feel were underpaid. Feel free to reach out to me with any policy-related questions or follow the link below to schedule a free policy review! I’m here to help you! https://calendly.com/mike-proto/

𝗣𝗿𝗼𝗱𝘂𝗰𝘁𝘀 & 𝗦𝗲𝗿𝘃𝗶𝗰𝗲𝘀

𝗙𝗿𝗲𝗲 𝗘𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗣𝗼𝗹𝗶𝗰𝘆 𝗥𝗲𝘃𝗶𝗲𝘄𝘀 𝘔𝘢𝘯𝘺 𝘩𝘰𝘮𝘦𝘰𝘸𝘯𝘦𝘳𝘴 𝘥𝘪𝘴𝘤𝘰𝘷𝘦𝘳 𝘵𝘩𝘦𝘺 𝘭𝘢𝘤𝘬 𝘵𝘩𝘦 𝘳𝘪𝘨𝘩𝘵 𝘤𝘰𝘷𝘦𝘳𝘢𝘨𝘦𝘴 𝘰𝘯𝘭𝘺 𝘸𝘩𝘦𝘯 𝘪𝘵'𝘴 𝘵𝘰𝘰 𝘭𝘢𝘵𝘦, 𝘭𝘦𝘢𝘷𝘪𝘯𝘨 𝘵𝘩𝘦𝘮 𝘰𝘯 𝘵𝘩𝘦 𝘩𝘰𝘰𝘬 𝘧𝘰𝘳 𝘵𝘩𝘦 𝘤𝘰𝘴𝘵𝘴 𝘵𝘰 𝘳𝘦𝘱𝘢𝘪𝘳 𝘵𝘩𝘦𝘪𝘳 𝘩𝘰𝘮𝘦. 𝘋𝘰𝘯'𝘵 𝘭𝘦𝘵 𝘵𝘩𝘪𝘴 𝘩𝘢𝘱𝘱𝘦𝘯 𝘵𝘰 𝘺𝘰𝘶! 𝘛𝘢𝘬𝘦 𝘢𝘥𝘷𝘢𝘯𝘵𝘢𝘨𝘦 𝘰𝘧 𝘵𝘩𝘪𝘴 𝘧𝘳𝘦𝘦 𝘴𝘦𝘳𝘷𝘪𝘤𝘦 𝘢𝘯𝘥 𝘭𝘦𝘵'𝘴 𝘮𝘪𝘯𝘪𝘮𝘪𝘻𝘦 𝘺𝘰𝘶𝘳 𝘳𝘪𝘴𝘬 𝘪𝘯 𝘵𝘩𝘦 𝘦𝘷𝘦𝘯𝘵 𝘰𝘧 𝘢 𝘭𝘰𝘴𝘴 𝘵𝘰 𝘺𝘰𝘶𝘳 𝘩𝘰𝘮𝘦.

𝗙𝗿𝗲𝗲 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗪𝗮𝗹𝗸𝘁𝗵𝗿𝗼𝘂𝗴𝗵𝘀/𝗜𝗻𝘀𝗽𝗲𝗰𝘁𝗶𝗼𝗻𝘀 𝘔𝘢𝘯𝘺 𝘩𝘰𝘮𝘦𝘰𝘸𝘯𝘦𝘳𝘴 𝘥𝘰𝘯'𝘵 𝘳𝘦𝘢𝘭𝘪𝘻𝘦 𝘵𝘩𝘦𝘺 𝘩𝘢𝘷𝘦 𝘥𝘢𝘮𝘢𝘨𝘦 𝘪𝘯 𝘵𝘩𝘦𝘪𝘳 𝘩𝘰𝘮𝘦 𝘸𝘩𝘪𝘤𝘩 𝘪𝘴 𝘤𝘰𝘷𝘦𝘳𝘦𝘥 𝘣𝘺 𝘵𝘩𝘦𝘪𝘳 𝘱𝘰𝘭𝘪𝘤𝘺. 𝘞𝘪𝘵𝘩 𝘢 𝘧𝘳𝘦𝘦 𝘸𝘢𝘭𝘬𝘵𝘩𝘳𝘰𝘶𝘨𝘩 𝘪𝘯𝘴𝘱𝘦𝘤𝘵𝘪𝘰𝘯, 𝘸𝘦 𝘤𝘢𝘯 𝘪𝘥𝘦𝘯𝘵𝘪𝘧𝘺 𝘱𝘰𝘵𝘦𝘯𝘵𝘪𝘢𝘭 𝘤𝘭𝘢𝘪𝘮𝘴 𝘢𝘯𝘥 𝘸𝘰𝘳𝘬 𝘵𝘰 𝘨𝘦𝘵 𝘺𝘰𝘶 𝘵𝘩𝘦 𝘮𝘰𝘯𝘦𝘺 𝘧𝘳𝘰𝘮 𝘺𝘰𝘶𝘳 𝘪𝘯𝘴𝘶𝘳𝘦𝘳 𝘵𝘰 𝘮𝘢𝘬𝘦 𝘵𝘩𝘦 𝘳𝘦𝘱𝘢𝘪𝘳𝘴!

𝗖𝗹𝗮𝗶𝗺 𝗦𝗲𝘁𝘁𝗹𝗲𝗺𝗲𝗻𝘁 𝗗𝗼𝘂𝗯𝗹𝗲𝗰𝗵𝗲𝗰𝗸𝘀 𝘐𝘧 𝘺𝘰𝘶 𝘩𝘢𝘷𝘦 𝘩𝘢𝘥 𝘢 𝘤𝘭𝘢𝘪𝘮 𝘥𝘦𝘯𝘪𝘦𝘥, 𝘰𝘳 𝘦𝘷𝘦𝘯 𝘪𝘧 𝘺𝘰𝘶 𝘩𝘢𝘷𝘦 𝘢𝘭𝘳𝘦𝘢𝘥𝘺 𝘳𝘦𝘤𝘦𝘪𝘷𝘦𝘥 𝘢 𝘴𝘦𝘵𝘵𝘭𝘦𝘮𝘦𝘯𝘵 𝘤𝘩𝘦𝘤𝘬, 𝘐 𝘤𝘢𝘯 𝘳𝘦-𝘰𝘱𝘦𝘯 𝘵𝘩𝘦 𝘤𝘭𝘢𝘪𝘮 𝘸𝘪𝘵𝘩𝘪𝘯 12 𝘮𝘰𝘯𝘵𝘩𝘴 𝘰𝘧 𝘵𝘩𝘦 𝘭𝘰𝘴𝘴 𝘢𝘯𝘥 𝘧𝘪𝘨𝘩𝘵 𝘵𝘰 𝘨𝘦𝘵 𝘺𝘰𝘶 𝘱𝘢𝘪𝘥! 𝘖𝘥𝘥𝘴 𝘢𝘳𝘦 𝘪𝘧 𝘺𝘰𝘶 𝘩𝘢𝘯𝘥𝘭𝘦𝘥 𝘢 𝘤𝘭𝘢𝘪𝘮 𝘰𝘯 𝘺𝘰𝘶𝘳 𝘰𝘸𝘯, 𝘺𝘰𝘶 𝘩𝘢𝘷𝘦 𝘭𝘦𝘧𝘵 𝘮𝘰𝘯𝘦𝘺 𝘰𝘯 𝘵𝘩𝘦 𝘵𝘢𝘣𝘭𝘦.

𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗖𝗹𝗮𝗶𝗺 𝗥𝗲𝗽𝗿𝗲𝘀𝗲𝗻𝘁𝗮𝘁𝗶𝗼𝗻 𝘛𝘰 𝘢𝘤𝘩𝘪𝘦𝘷𝘦 𝘵𝘩𝘦 𝘣𝘦𝘴𝘵 𝘴𝘦𝘵𝘵𝘭𝘦𝘮𝘦𝘯𝘵 𝘰𝘶𝘵𝘤𝘰𝘮𝘦, 𝘢𝘭𝘭𝘰𝘸 𝘮𝘦 𝘵𝘰 𝘩𝘢𝘯𝘥𝘭𝘦 𝘺𝘰𝘶𝘳 𝘤𝘭𝘢𝘪𝘮 𝘧𝘳𝘰𝘮 𝘵𝘩𝘦 𝘣𝘦𝘨𝘪𝘯𝘯𝘪𝘯𝘨 𝘣𝘦𝘧𝘰𝘳𝘦 𝘺𝘰𝘶 𝘤𝘰𝘯𝘵𝘢𝘤𝘵 𝘺𝘰𝘶𝘳 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘤𝘰𝘮𝘱𝘢𝘯𝘺!

If you're not being treated fairly on your claim, you don't have to face it alone. Reach out for the help you need. 👉👉👉 ...
05/13/2026

If you're not being treated fairly on your claim, you don't have to face it alone. Reach out for the help you need. 👉👉👉 http://tinyurl.com/helping-homeowners 🛟🛟🛟

Insurance companies handle claims every day—you don’t. After ice dams or burst pipes, going it alone can cost you thousa...
01/27/2026

Insurance companies handle claims every day—you don’t. After ice dams or burst pipes, going it alone can cost you thousands you’ll never know you were owed. Don't let that happen to you. Get the professional representation you need on your claim 👉👉👉 https://tinyurl.com/helping-homeowners

Wishing everyone a very Happy Thanksgiving! 🦃🦃🦃
11/27/2025

Wishing everyone a very Happy Thanksgiving! 🦃🦃🦃

🦇🦇🦇 If your has turned into a nightmare, you don't have to scream for help. Select 'Double-Check My Claim' here to get...
10/31/2025

🦇🦇🦇 If your has turned into a nightmare, you don't have to scream for help. Select 'Double-Check My Claim' here to get the help you need! https://tinyurl.com/helping-homeowners

All the more reason to get a free policy review. If you’re going to be paying more, make sure you at least have a good p...
10/14/2025

All the more reason to get a free policy review. If you’re going to be paying more, make sure you at least have a good policy! https://tinyurl.com/helping-homeowners

Nearly half of the state’s 127 homeowners insurance companies have asked New Jersey for rate hikes this year — with nearly a dozen asking for double-digit increases. 🏡📈 Click here to read more 👉 https://l.nj.com/716wje

🚨 State Farm’s Water Damage Mirage: What They Don’t Tell Policyholders 🚨
09/23/2025

🚨 State Farm’s Water Damage Mirage: What They Don’t Tell Policyholders 🚨

State Farm water damage exclusions are being used in court to deny claims many policyholders think are covered. Read Chip Merlin’s analysis.

Flooded? Confused about what’s covered? Don’t file alone.Torrential rains and flash flooding have overwhelmed parts of N...
07/17/2025

Flooded? Confused about what’s covered? Don’t file alone.
Torrential rains and flash flooding have overwhelmed parts of New Jersey and the Northeast—leaving homes, basements, and entire neighborhoods under water. The Governor has declared a state of emergency, and recovery could take weeks. But insurance delays don’t have to.

💡 Here’s what to do now:
📸 Take photos before removing anything
📦 Save all damaged belongings as evidence
🛠️ Hold off on permanent repairs until you document the loss
🧾 Track any temporary expenses for possible reimbursement

💥 Important: Many homeowners don’t realize water damage caused by flash flooding may not be fully covered under standard policies—or may require extra documentation to get full value.
That’s where we come in.

✅ Free claim assistance
✅ On-site inspections
✅ Expert policy review
✅ We deal with the insurance company—so you don’t have to
You don’t have to navigate this alone. Let Metro fight for what you’re owed.

📲 tinyurl.com/helping-homeowners
📞 (347) 559-1763
📧 [email protected]

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New York, NY

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+13475591763

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