Oscar Cruz Varela, Agent with New York Life Insurance Company

Oscar Cruz Varela, Agent with New York Life Insurance Company Agent licensed to sell insurance in the state of New York Please contact me to help you fully analyze your needs and recommend appropriate solutions.

I offer a variety of products that can help you meet a number of insurance and financial needs, including, but not limited to college funding, retirement, managing costs for extended periods of care and lifetime income strategies. Neither New York Life Insurance Company, nor its agents, provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before

making any decisions. I am not licensed in all jurisdictions. Any testimonial on this site is based on an individual’s experience and may not be representative of the experience of other customers. These testimonials are no guarantee of future performance or success.

420 Lexington Avenue
New York, NY 10170-0002

Feeling stuck under the weight of unpaid bills, credit cards, or confusing finances? Here’s a reassuring reminder: it do...
12/04/2025

Feeling stuck under the weight of unpaid bills, credit cards, or confusing finances? Here’s a reassuring reminder: it doesn’t have to be perfect, just start somewhere. This informative article from offers gentle guidance and real-talk advice about how your feelings connect to your debt — and practical ways to ease into progress:
https://bit.ly/3Ye4l65
(Survey by Achieve 8/2025)

Ready to talk about what your first small step could look like? I’m here when you are.

Inflation and rising costs can make it hard to feel in control – but you don’t have to face it alone. This article from ...
11/20/2025

Inflation and rising costs can make it hard to feel in control – but you don’t have to face it alone. This article from New York Life explores how a thoughtful financial strategy might bring confidence, clarity, and a sense of calm during uncertain times:
https://nyl.co/3LRnZlC

Want to talk about what that kind of confidence could look like for you? Let’s connect.

We hear it all the time: “Download this app—track your spending—watch your money grow.” But real results matter. A new F...
10/30/2025

We hear it all the time: “Download this app—track your spending—watch your money grow.” But real results matter. A new Fed-backed study via Forbes takes a deeper look at whether budgeting apps are truly shifting consumer habits—or just creating more noise. Curious what the data shows? Take a look here:
https://bit.ly/3WvYOau

Let’s talk about what really works for you – tools, mindset, and goals. I’m here when you’re ready.

La vida está llena de sorpresas, pero tu tranquilidad no debería ser una de ellas.Con un seguro de vida puedes proteger ...
10/08/2025

La vida está llena de sorpresas, pero tu tranquilidad no debería ser una de ellas.
Con un seguro de vida puedes proteger lo más importante: tu familia y tu futuro financiero.
📞 Llámame o envíame un mensaje para descubrir la cobertura que mejor se adapta a ti.

Life insurance can give us peace of mind and benefit us in so many ways. Talk to a financial professional about how a po...
09/30/2025

Life insurance can give us peace of mind and benefit us in so many ways. Talk to a financial professional about how a policy can help you and your family.

Having life insurance is just as important as saving for retirement or putting money away in a college fund. Make the sm...
09/29/2025

Having life insurance is just as important as saving for retirement or putting money away in a college fund. Make the smart decision for your financial future and get life insurance!

The best time to purchase a life insurance policy is any time. Be ready, stay protected!
09/26/2025

The best time to purchase a life insurance policy is any time. Be ready, stay protected!

Life insurance is such an important piece of your personal financial strategy. What does life insurance mean to you?
09/22/2025

Life insurance is such an important piece of your personal financial strategy. What does life insurance mean to you?

Most people overestimate the cost of a life insurance policy. Get serious about your financial future for as little as t...
09/19/2025

Most people overestimate the cost of a life insurance policy. Get serious about your financial future for as little as the cost of a dozen donuts each month.

Textbooks, tuition, room and board… even late-night pizza runs. College costs add up fast. The right savings strategy ca...
09/18/2025

Textbooks, tuition, room and board… even late-night pizza runs. College costs add up fast. The right savings strategy can make it manageable. When it comes to paying for college, this article offers some great guidance and tips:
https://nyl.co/3IsT3a0

Let’s talk—I can help you find the approach that works specifically for your college savings goals.

Don't take time with family for granted - give them the gift of stability with life insurance.
09/15/2025

Don't take time with family for granted - give them the gift of stability with life insurance.

Life is full of tough choices, but deciding to get life insurance is easy! Give yourself peace of mind and set your fami...
09/12/2025

Life is full of tough choices, but deciding to get life insurance is easy! Give yourself peace of mind and set your family up for success, no matter what.

Address

New York, NY

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6am
Saturday 10am - 6pm

Telephone

+16462278000

Website

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