Olu PHP

03/23/2022

Its getting better with each passing day. Waiting for you to come onboard

03/13/2022

Insurance is one of the sure ways to create wealth. Let PHP help you to know how you can achieve wealth with peace of mind.🙂

02/16/2022

Hi guys!

10/22/2021

Are you looking for ways to secure your future and that of your family? Here is a sure way. Non-traditional Insurance which offers Investment opportunity alongside Insurance.

10/08/2021

YOUR FUTURE IS NOW!

10/08/2021

10/08/2021

FIXED INDEXED ANNUITY
With Fixed Indexed Annuities, premiums are tied to an index and credited in a similar fashion to IULs. As with IULs, Fixed Indexed Annuities offer principal protection and a death benefit with the possibility for gains contingent upon market performance.
* A type of tax-deferred insurance product.
* Can be structured to provide income for life, acting as another resource for investment income.
* Provides protection from market decline with a guaranteed floor.

10/08/2021

NO-MEDICAL EXAM LIFE INSURANCE
This simple affordable life insurance is designed to cover expenses like medical bills and funeral cost (including plot and morgue expenses) and can help protect your loved ones from future financial burdens. This provides permanent life insurance coverage with flexibility and long-term grown potential.
* Up to $250,000 death benefit.
* No medical exam or blood work is required.

10/08/2021

INDEXED UNIVERSAL LIFE INSURANCE (IUL)
Index Universal Life (IUL) is a permanent policy similar to traditional UL policy through its flexibility of premium and death benefit; however, it also features a higher growth potential through index interest crediting. The policyowner has the ability to choose a percentage of the cash value to invest within specified 'indexes' to increase the chances of larger returns.
* Can act as a savings vehicle in which the insured may benefit from the upside potential of market gains
* Indexed accounts protect the insured from market decline with a guaranteed floor.
* Policy illustrations provide the policy owner with historical data to assist with making informed decisions on which markets to invest in.
* Cash value can grow tax deferred.
* Can be structured to include living benefits, allowing the policyowner to access the face amount of the policy to cover expenses related to critical, chronic or terminal illness, as well as as long-term care needs.

10/08/2021

"More than one third of households would feel the adverse financial impacts within one month if a primary wage earner died."
LIMRA

10/08/2021

RETURN-OF-PREMIUM TERM TERM (ROP)
We offer a compelling Return of Premium (ROP) term insurance policy which returns all contributed premiums if the insured outlives the term period.
* Premium returns can start as early as the second year.
* Life insurance protection in place if needed and return of premium investments if not.

10/08/2021

TERM LIFE INSURANCE
Term life insurance provides coverage for a predetermined amount of time, typically between 1-35years. Death benefit will payout if the policy owner passes away within the term of the policy.
* Cost effective option for young growing families or individuals looking for more affordable coverage