01/07/2021
2021 Came Quick Didnβt it!?!?
Had you started months ago when you first thought of getting your CREDIT fixed, your credit would be where it needs to be by now!
Understand that building credit takes time.
You donβt wanna be ready to move into a new apartment and THEN realize you need to fix your credit
You donβt wanna wait till you need a new car , and your engine blows π¨ π, and realize you need to fix your credit
And you might wanna stop scrolling for houses on Zillow, cause your credit just ainβt there yet.
They might not even let you on Club House with your current credit scores.
But jokes aside, Having bad credit is not cool, cute, or correct from my pov. Itβs dead ass wrong and MUST be addressed immediately.
Your credit profile is a Hugh reflection on you, and how trust worthy you are with money.
βNo lender trust someone with items in collections
βNo lender trust someone with derogatory accounts
βNo Banks are going to extend you high credit if your highest limit credit card is $800
STOP waiting till something happens to take action. Be PROactive.
Be an adult