Ziwen-Johnny Zheng, Agent with New York Life

06/30/2022

Increasing inflation is never a good thing. But depending on where you’re at in your life, you may feel differently about how it’s impacting you. To give you a better insight into how Americans are dealing with inflation, review the results from the most recent Wealth Watch Survey. And if you have questions about how inflation will impact your future, reach out to me.

New York Life examines how the cost of groceries, gasoline and other goods and services rise as a result of inflation, consumers across generational groups are responding to the pressure of reduced purchasing power by making changes to their day-to-day spending habits and adjusting their budgets.

06/21/2022

Not all of us are thinking about our finances right after we get married. But the sooner you answer your financial questions, the sooner you’ll be prepared for a future together. On that note, I recommend reading this piece about merging your financial accounts after marriage.

Now that your wedding has passed, consider joint finances with your spouse like joining bank accounts and merging credit cards.

05/31/2022

There’s no doubt about it now. Inflation is here, and it’s affecting a lot of decisions we make, including preparing for retirement. On that point, I’d like to direct you to an interesting article from Forbes that speaks to inflation and retirement planning. If you have questions about your future, you can always reach out to me.
https://hearsay.social/3GxzYhB

05/17/2022

Many of us never think a disability will impact our lives. Statistics tell another story. For the month of May, we celebrate Disability Insurance Awareness Month by giving you the tools to protect your future. Learn more about your disability insurance options today.

What is disability insurance? Learn more about disability insurance and its benefits with help from New York Life.

04/27/2022

Did you know there are ways to earn tax-free income during retirement? It’s all part of a tax diversification strategy outlined in this brief video. If you have questions about retirement or tax diversification, I can help.
https://bcove.video/3hNaWOd?hss_meta=eyJvcmdhbml6YXRpb25faWQiOiA1MzQsICJncm91cF9pZCI6IDc2Njc2MSwgImFzc2V0X2lkIjogMTk4OTk5OSwgImdyb3VwX2NvbnRlbnRfaWQiOiA5Njg0ODc5OSwgImdyb3VwX25ldHdvcmtfY29udGVudF9pZCI6IDE1NDI3ODI2NX0%3D

04/13/2022

I have found that the more informed my clients are about retirement,
the better they feel. To that end, I recommend reading this brief article. If you have any questions, please feel to reach out any time.

Are you planning for retirement and concerned about your savings? New York Life can help you identify the insurance and investment solutions to make them last.

04/07/2022

Since 1845, we've protected our policy owners, through good times and bad, with strength, stability, and confidence. While times may change, our mission remains the same⁠—to help you build a better future for yourself and those you love.

04/07/2022

Worried about the way taxes could affect your standard of living in retirement? Tax diversification with life insurance can help you save more of your money. Contact me to find out how.

04/04/2022

It’s true, the best laid plans don’t always work out. Can you think of a time when you had to change course in order to succeed?

03/30/2022

When I help my clients put together a financial strategy, I always keep taxes in mind. Read these four tools to help you maximize tax savings as you prepare for retirement. When you’re ready to talk about your financial future, reach out to me.

Here are four tools to help you capitalize on tax savings as you approach or enjoy retirement, according to Rutgers School of Business Professor Jay Soled, who spoke with Yahoo Finance Live.

03/21/2022

Tonya Ripley, a personal finance author and speaker, shares the five strategies she used to transform her finances over the past decade.

Today, Tonya Rapley is a personal finance author and speaker — but her own financial success was a long, steady process that took nearly a decade.

03/17/2022

Are you or someone you know ready to explore a career with purpose and impact? I’m working with my Managing Partner at New York Life to grow our local footprint and am looking for likeminded people who have an entrepreneurial drive and innate desire to help others. If that someone is you, or you know of someone who may be interested, contact me!