Upwise Capital

08/26/2026

📢📢📢We’re proud to share that Joseph Lustberg, CEO of Upwise Capital, was featured in a recent Forbes Finance Council expert panel on how finance leaders can strengthen stakeholder trust during uncertain financial and regulatory conditions.

Joseph emphasized the importance of communicating early and transparently, providing realistic forecasts, developing compliance plans, and preparing stakeholders for downside scenarios. Even when regulatory outcomes remain uncertain, consistent reporting can build lasting credibility.💡✅

Read the full Forbes article:
https://www.forbes.com/councils/forbesfinancecouncil/2026/08/25/how-finance-leaders-can-build-stronger-stakeholder-trust/

08/25/2026

💰 “I’ll take Business Loans for $500!”

Answer: Cash flow, credit history, annual revenue, existing debt, and time in business.

Question: What determines how much business funding I may qualify for? 📊🤔

Don’t wager your working capital on Final Jeopardy. Learn what lenders consider, estimate your borrowing potential, and explore your financing options with Upwise Capital. 🚀

👉 Read the full article:
https://upwisecapital.com/how-much-do-i-qualify-for-in-business-loans/

08/19/2026

Need funding to grow your flooring company? 🛠️🏡

Upwise Capital helps flooring businesses access financing for materials, equipment, payroll, working capital, and more. Whether you install carpet, hardwood, vinyl, or commercial flooring, the right funding can help you take on bigger projects and keep your business moving forward. 💰📈

Ready to upgrade your cash flow? Apply today with Upwise Capital! 🚀
https://upwisecapital.com/financing-options-for-flooring-companies/

08/17/2026

Need cash fast or planning a bigger move? 💸⚡

Choosing between fast funding and traditional business loans can make a big difference in your business’s cash flow, repayment terms, and total borrowing costs.

✅ Fast funding may be ideal for:
⚡ Emergency expenses
📦 Inventory
👥 Payroll
🛠️ Equipment repairs
💼 Short-term cash flow gaps

🏦 Traditional business loans may be better for:
📈 Long-term growth
🏢 Expansion
🚚 Major equipment purchases
🔁 Debt refinancing
💰 Lower interest rates and longer repayment terms

The key is knowing which loan type fits your business needs, timeline, and goals. At Upwise Capital, we help business owners compare funding options and move forward with confidence. 🚀

📖 Read the full blog here:
https://upwisecapital.com/fast-funding-vs-traditional-business-loans-which-is-right-for-your-business/

Ready to see what you qualify for? Apply now:
https://upwisecapital.com/funding-application/?utm_source=Forbes&utm_medium=Linkedin&utm_campaign=Partner

08/14/2026

💸Proud to share that Joseph Lustberg, CEO of Upwise Capital, was featured on the Forbes Finance Council, discussing how finance leaders can build stronger cases for strategic investments. 🚀

Joseph emphasized that finance teams should collaborate across departments to measure the full business impact of an investment, including revenue growth, productivity gains, risk reduction, talent outcomes, and implementation requirements. 📊🤝

At Upwise Capital, we believe better financial decisions come from aligning strategy, data, accountability, and ex*****on. 💼✨

Read the full Forbes feature here: 📰
https://www.forbes.com/councils/forbesfinancecouncil/2026/08/11/how-finance-can-build-better-cases-for-strategic-investments/

If you’re ready to see what you qualify for, apply now on our website: 👇
https://bit.ly/3Uxd1G6

Finance must shift from a gatekeeper to an active co-author and enabler.

08/10/2026

🚀 Need fast funding for your small business?

An instant business loan or instant line of credit could provide quick access to cash for inventory, payroll, equipment, emergencies, or growth opportunities. 💼💵

Before applying, make sure you understand:

✅ Qualification requirements
✅ Interest rates and fees
✅ Payment schedules
✅ Personal guarantees
✅ Cash flow impact
✅ Same-day and next-business-day funding timelines

Speed matters, but the right financing should support your business, not strain it. Explore your options, compare lenders, and choose funding that aligns with your goals. 📈

👉 Read the complete guide:
https://upwisecapital.com/instant-business-loan-instant-line-of-credit-and-instant-funding-a-complete-guide-for-small-businesses/

08/03/2026

🚀 Big News for Business Owners 🚀

As of July 4, 2026, the SBA has expanded what’s possible.

Qualified borrowers can now access up to $5 million through the SBA 7(a) program and up to $5 million through the SBA 504 program, creating the potential for $10 million in cumulative SBA-backed financing.

For years, growing companies hit a ceiling. Strong financials, solid management, clear growth plans, but capital needs that exceeded SBA limits. That equation has changed.

✅ More flexibility for acquisitions
✅ Greater access to capital for owner-occupied real estate
✅ Expanded support for manufacturers
✅ Longer terms that can improve cash flow and preserve liquidity

But let’s be clear: a higher limit doesn’t mean easier approval. Underwriting still matters. Cash flow still matters. Strategy matters even more.

Access to more capital brings greater responsibility. The goal isn’t to borrow the maximum; it’s to structure financing that supports growth while preserving flexibility and protecting liquidity.

At Upwise Capital, we’re helping business owners design smarter capital strategies that align with their long-term vision.

If you're planning an acquisition, expansion, or real estate purchase, now is the time to start the conversation. 📈

Joseph Lustberg
CEO & Co‑Founder, Upwise Capital

Read more here:
https://www.forbes.com/councils/forbesfinancecouncil/2026/08/03/sba-loans-up-to-10-million-what-business-owners-need-to-know/

07/31/2026

💸Dreaming of that million-dollar expansion? 💸 It’s possible!

Getting a large-scale business loan requires a solid plan and impeccable timing. Whether you’re looking to purchase a new property, acquire a competitor, or execute a major marketing push, knowing how to approach lenders is key. Check out our latest guide to understand the essential requirements, compare financing options, and discover strategies for success.

Key Takeaways:
✅ Learn the common use cases for a $1 million loan.
✅ Understand the eligibility criteria and required documents.
✅ Compare traditional term loans, SBA loans, and more.
✅ Master the debt service coverage ratio (DSCR).

🚀 Ready to scale your business to new heights? Read our full guide now! 👇

🔗https://upwisecapital.com/million-dollar-business-loan/

07/27/2026

💼 Need business funding but don’t have tax returns available? You may still have options.

Alternative lenders may consider factors like business bank statements, cash flow, credit history, invoices, and revenue when reviewing your application. Explore financing options, understand the potential costs, and learn what documents you may need before applying. 📈💰

👉 Read the full article to discover how to pursue a business loan without tax returns.

🔗https://upwisecapital.com/how-to-get-a-business-loan-without-tax-returns/

07/20/2026

💡 Planning to apply for an SBA loan? Understanding how interest rates are determined can help you make a smarter financing decision.

Our latest guide breaks down SBA loan interest rates for July 2026, the factors that influence your rate, and what every small business owner should know before applying. 📊💼

Learn how loan size, repayment terms, market conditions, and lender guidelines may affect the cost of your financing.

👉 Read the full guide:
https://upwisecapital.com/sba-loan-interest-rates-for-july-2026-how-rates-are-determined-and-what-every-small-business-should-know/