Vera Chang Mortgage

07/14/2026

Can I qualify for a mortgage with only one year of self-employment history?

Yes, it may be possible.

Depending on your prior work experience, business history, income, credit profile, and loan program, you may still have financing options—even without the traditional two years of self-employment.

Every case is different, so the key is finding the right program and presenting the file correctly.

NonQM MortgageTips Homeownership

06/30/2026

5.0 star review received on Experience.com for Vera Chang by Xin L - Working with Vera was a smooth and professional experience from start to finish. They were responsive, transparent, and always took the time to answer my questions throughout the home-buying process. They kept everything on schedule and made what could have been a stressful experience much easier.

Click to see all 141 reviews of Vera Chang, General Mortgage Capital Corporation

06/22/2026

5.0 star review received on Experience.com for Vera Chang by Heng S - During the process, I could get all the needed documents promptly. This made my house purchase efficient.

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06/17/2026

5.0 star review received on Experience.com for Vera Chang by Cuifang W - Nice and patient

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06/17/2026

5.0 star review received on Experience.com for Vera Chang by Christine A G - Vera made me feel at ease with the whole process. She and her team communicated with me every step of the way. The level of professionalism is exceptional. I will definitely recommend her and GMCC to friends and family.

Click to see all 136 reviews of Vera Chang, General Mortgage Capital Corporation

06/14/2026

5.0 star review received on Experience.com for Vera Chang by Hong Q - Vera and her team are very professional, responsible, knowledgeable and friendly. I definitely recommend Vera to anyone who plans to purchase or refinance a house.

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06/07/2026

5.0 star review received on Experience.com for Vera Chang by Bryan T - Vera and here team were great throughout the entire process. They provided education and first class communication every step of the way. She also made herself available at off hours and helped keep things moving and on track with financing and closing on our loan. We would gladly refer her and work with her and her team again.

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05/29/2026

5.0 star review received on Experience.com for Vera Chang by Chi H S - Vera provides professional advice and with proactive communication.

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05/28/2026

5.0 star review received on Experience.com for Vera Chang by Kyle P F - Vera was very knowledgeable, responsive and overall excellent

Click to see all 130 reviews of Vera Chang, General Mortgage Capital Corporation

05/11/2026

5.0 star review received on Experience.com for Vera Chang by Gary M - Vera and her team are amazing. It was a pleasure working with them buying my second home.

Click to see all 128 reviews of Vera Chang, General Mortgage Capital Corporation