AEG Insurance

08/10/2026

Great article on how to use your HSA!
https://247wallst.com/personal-finance/2026/07/31/hes-photographed-every-medical-receipt-since-2016-at-65-his-hsa-owes-him-43000-tax-free/

The IRS buried a rule in a 2004 notice that turns old medical receipts into tax-free cash with no expiration date, and a growing number of savers have quietly spent years stacking them up for exactly this moment.

08/06/2026

Clients tend to have lots of questions when it comes to Medicare. This is a great article on a very common one.
https://247wallst.com/personal-finance/2026/07/27/the-medicare-irmaa-surcharge-can-add-thousands-to-your-retirement-costs-heres-how-to-avoid-it/

A hidden Medicare surcharge blindsides thousands of retirees each year, and the income decisions you make today are already setting the bill you will receive two years from now.

08/04/2026

Sending your kid to college this fall? Don't let telehealth be an afterthought.

Every August, parents spend weeks on dorm shopping lists, meal plans, and move-in logistics. Health coverage usually gets a five-minute conversation: "You're still on our plan, you're fine."

But "fine" doesn't account for what happens when your student is 300+ miles away and:

→ Comes down with strep the week before finals
→ Needs a prescription refilled and the campus health center has a two-week wait
→ Is dealing with anxiety and doesn't know where to start looking for a therapist
→ Gets a weird rash at 11pm and has no idea if it's urgent

This is exactly where telehealth earns its keep. A video visit in fifteen minutes beats an urgent care copay and a three-hour round trip you can't make anyway. Many plans include it standard now — but "included" and "understood" are two different things.

Before drop-off, I'd encourage every parent to actually walk through it with your student:

✔️ How to access telehealth through your specific plan (app, phone number, website)
✔️ What it covers — sick visits, mental health, prescription refills
✔️ What still requires an in-person urgent care or ER
✔️ Whether their college's health center offers access to care

An option you don't know about is an option you can't choose. And an 18-year-old navigating their first cold without you in the next room shouldn't have to figure this out from scratch.

If you're not sure what your plan actually offers for telehealth, or you want a quick review before move-in, happy to walk through it with you.

Learn more at https://telehealth.hhs.gov/patients/why-use-telehealth

08/01/2026

Welcome, and thank you for following!

So glad you're here. This page is your go-to for motivating, real-talk content about insurance, business, and retirement planning — all designed to help you make confident decisions for yourself and your family.

My goal is simple: share valuable information and actually make it enjoyable. Because yes — insurance can be interesting! 😄

Here's how you can get the most out of this community:

💬 Drop a topic request in the comments — I love hearing what you want to learn about
📩 Send me a DM with your burning questions — your question might just become my next reel or blog post!
📅 Ready to talk one-on-one? Book a complimentary consultation directly through my scheduler link in bio

I'm looking forward to connecting with you, supporting you, and showing up consistently with content that actually matters to your life.

Let's get started! 🛡️

— Amy Galliano | AEG Insurance

07/31/2026

I need your help! 🙋‍♀️

I am always looking for ways to show up better for YOU — and the truth is, you know best what would actually be helpful.

So tell me — what do you want to see more of here?

💡 Quick insurance tips & reminders
📰 Helpful articles & industry updates
📋 Step-by-step guides & explainers
🎯 Real-life scenarios & what to do
📊 Retirement & business planning advice
🎥 Reels, Q&As, or live sessions

Drop your answer in the comments — or DM me directly. Every single response helps me create content that actually matters to your life.

Your feedback is truly appreciated, and I read every single one.

Let's build this community together!

— Amy Galliano | AEG Insurance

07/30/2026

I can not emphasize enough how important it is to review an existing life insurance policy. Life gets busy and that policy that you purchased 10 years ago is often no longer sufficient for your needs. Schedule your review today!
https://www.nihfcu.org/blog/when-to-review-your-life-insurance-policy/

Purchasing life insurance can be a big step towards helping provide financial security for your loved ones. But many people feel like once they sign their policy — whether it’s a term or whole life plan — they can set it and forget it. And that’s not the case. Let’s review the different oc...

07/29/2026

Sending a son or daughter off to college this fall?

If you're researching health insurance options for them, you're not alone — most parents end up underwhelmed by the school-based coverage that's offered. It's often pricier than expected for a plan with a narrow network and real gaps in coverage.

The good news: it's usually not your only option. Depending on your family plan's network and where your student is headed, you may be better off keeping them on your insurance, choosing a marketplace plan, or sticking with the school's plan after all — but it's worth comparing before the opt-out deadline.

An option you don't know about is an option you can't choose. Happy to answer questions in the comments or by message if you want help sorting through your options.

07/24/2026

This Sunday is National Parents Day. I am infinitely appreciative for their guidance and support growing up and even now.
Call your parents this weekend and tell them how much they mean to you!

07/22/2026

July is Chronic Disease Awareness Month — and while we talk a lot about insurance coverage on this channel, prevention matters just as much.
Chronic conditions like diabetes, heart disease, and hypertension are largely manageable — and often preventable — with the right daily habits.

And if you're managing a chronic condition already, your health coverage matters even more. Make sure your plan actually supports the care you need. Reach out and let's check that your policy fits your life.

July Is Chronic Disease Awareness Month: Why Prevention Starts with Your Daily Choices

07/21/2026

Big news for Medicare beneficiaries!

https://www.medicarerights.org/medicare-watch/2026/06/04/glp-1-weight-loss-drug-demonstration-begins-july-2026

Starting in July 2026, some people with Medicare will be eligible for Medicare coverage of certain weight-loss medications through the new Medicare GLP‑1 Bridge Program. Background Under federal law, Medicare Part D plans cannot cover medications prescribed for weight loss, among several other “...