Rodly Youyoute - Independent Insurance Agent

Rodly Youyoute - Independent Insurance Agent I am proud to be a Life Insurance Agent. My job is to protect your family.

MY MISSION: To help families become properly protected with Health - Life - Senior insurance. WHAT I DO: Provide free quotes and affordable Health - Life - Senior insurance to individuals, the self-employed and their families. WHAT I OFFER:We also offer Medicare Supplements, Annuities, Long Term Care and many other benefits.

06/17/2026

Pre-existing condition? You may still qualify.

Type 2 diabetes, high blood pressure, asthma, past cancer history — depending on your situation, you may still be insurable.

Some carriers specialize in higher-risk applicants. Some offer guaranteed issue policies with no medical exam.

Don't self-reject. Let me shop for you.

Reply "HEALTH" and I'll tell you honestly what options exist.

06/15/2026

How much life insurance do you actually need?

Starting formula: 10-12x your annual income.

But also consider:
- Outstanding mortgage
- Children's education costs
- Your spouse's earning ability
- Existing debt

Most people are underinsured — they buy what they think they can afford instead of what their family actually needs.

Reply "HOW MUCH" and I'll help you calculate the right number.

06/14/2026

The most loving thing you can do for your family has nothing to do with the day you're living.

It's about the days you won't be there for.

Life insurance is a letter to your family that says: I was thinking of you, even then.

If you've been putting this off, today is a good day to start.

Reply "START" and let's put something in place.

06/12/2026

Who is listed as your beneficiary on your life insurance policy?

Common mistakes:
✗ Listing a minor child — they can't legally receive funds
✗ Listing an ex-spouse and forgetting to update
✗ Listing no beneficiary at all
✗ Listing your estate — slow, expensive, public

Fix: Name a specific adult you trust. Update it after every major life event.

Reply "BENEFICIARY" and I'll help you review yours.

06/11/2026

"Life insurance is too expensive."

Here's the truth: a healthy 30-year-old can get $500,000 in term life coverage for around $25/month.

That's less than one dinner out. Less than most streaming subscriptions combined.

The only thing more expensive than life insurance is leaving your family with nothing.

Reply "QUOTE" — I'll get you a real number, not a guess.

06/10/2026

Did you know you're 3x more likely to be disabled than to die during your working years?

Life insurance protects your family if you die. But what protects your income if you can't work?

Disability income insurance replaces 60-70% of your income if illness or injury keeps you from working.

Most people don't have it. Most people can't survive financially without it.

Reply "INCOME" and I'll show you what income protection looks like.

06/09/2026

5 life insurance mistakes I see people make:

1. Getting just enough to cover the funeral (not enough)
2. Naming the wrong beneficiary — or no beneficiary
3. Buying through work and thinking they're fully covered
4. Getting whole life when term is what they actually need
5. Waiting until they're sick to think about it

Any of these sound familiar?

Reply "AUDIT" and I'll review what you have and find the gaps.

06/08/2026

Nobody wants to think about it. But parents who've been through it understand.

Children's life insurance does two things:
1. Locks in insurability for life — no matter what health issues develop later
2. Gives peace of mind for the unthinkable

Rates for children are extremely low — sometimes under $10/month.

And when your child grows up, many policies allow them to convert to adult coverage without a medical exam.

Reply "KIDS" and I'll share what's available.

Address

New Orleans, LA

Telephone

+17862416762

Website

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