Safe Money With Darrel

08/09/2011

These are troubling times for us and things are moving so fast! When it comes to retirement income, we want a plan that keeps our money safe. When I think of safe, I'm thinking about a guaranteed return with no loss of principal. Over the course of our lifetime, the stock market has been our most popular investment option. Unfortunately, it comes with significant risk. Ask how i can help take the risk away.

Equities should be no more than 25% of your portfolio, says Robert Powell.

05/23/2011

There are tons of guides for what you should do with your money, but few draw the deeply rooted connection between how you manage money and how you manage your dreams. It's not easy to do both well, but if you want to make a good financial start, here are five things every high-school graduate shoul

11/29/2010

The Roth IRA and the 529 plan are a great way to earn tax free returns in the future. The 529 plan, with it's tax free withdrawals, can also be used to pay for college tuition.

You can jump-start a young person's finances by giving him or her the gift of investing with stocks, bonds and mutual funds. Throw in some lessons on how the markets work -- and the common pitfalls investors face -- and you could end up giving them some financial savviness as well.

11/21/2010

5 tax moves to make now

No matter what happens in Congress, these tax moves could save you money when you file your return. Find tax rates at Bankrate.com today!

10/25/2010

Time is running out on a one-time tax deal for investors who want to
transfer, or "convert," money from a taxable individual retirement
account to a Roth IRA.

Time is running out on a one-time tax deal for investors who want to transfer, or convert, money from a taxable individual retirement account to a Roth IRA.

10/24/2010

It's never too early to get started. Teaching your teen to start early, will only benefit them in the long run.

If your teen works, contributing is a no-brainer because even small investments mean big returns later.

10/22/2010

What
does Ben Bernanke, the Federal Reserve Chairman, do with his money?
What does he know that we should know? The majority of his money is in
safe annuities! That should tell us something.

Bernanke Financial Disclosure Shows No-Frills Plan

09/25/2010

Maintain an Appropriate Mix of Investment Risk. It’s detrimental
to have too much money allocated to risk in stocks or mutual funds, as a
percentage of total cash assets and age. Over time, more risky
investments should be moved into safe and stable investments such as
Annuities.

Keep your will or trust up to date.

09/20/2010

Has the economic downturn tarnished our golden years? More are hesitant about retiring...

Mack Salviejo-Rivas is thinking about retiring in the next couple of years

09/16/2010

Insuring
Your Retirement in Uncertain Times. Seniors and Boomers seeking new
ways to put your retirement back on track, with Gary Bhojwan, Allianz
Life and Annuity president & CEO. CNBC's "Squawk Box" presentation
discussing the U.S. retirement outlook, insuring retirement, and The
Allianz "Reclaiming the Future Study...." It suggests using the new type annuities known as FIAs. Allianz is one of oldest, AAA-rated companies I represent.

Video

09/15/2010

If you have a 401(k) you need to view this video. I want you all to know i can help protect your retirement dollars from any more losses. After viewing the video, please call me to see what options we can use to help stop the bleeding.

Checked your 401k lately? The recent financial collapse has devastated this retirement resource. Older workers are hardest hit, as their financial futures may now be at risk. Steve Kroft reports.

09/14/2010

Magic number for happiness, really? Everyone's magic number can vary greatly. Whatever your number happens to be, do you know how to maintain it through retirement?

Money can't buy happiness, but a study shows that we can earn it. As people earn more money, their day-to-day happiness rises. That is, until you hit the magic number: $75,000 a year. After that, it's just more stuff, with no gain in happiness.