Vine Lending Team

Vine Lending Team Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Vine Lending Team, Mortgage brokers, 2050 Kings Circle South suite 3, Neptune Beach, FL.

Rooted in three generations of mortgage expertise, growing to serve generations of homebuyers 🏠
John 15:5🌿
Powered by E Mortgage Capital Inc NMLS #1416824
Equal Housing Lenders At Vine Lending Team, we’ve built more than a business—we’ve cultivated a family. 🌿
Our foundation is rooted in family values and professional excellence, with our branch managers’ legacy of personalized service now flouris

hing through our expanding team of dedicated loan originators. Just like a vine grows stronger with each new branch, we continue to expand while staying true to our core values:
🤝 Relationship-building
đź’¬ Transparent communication
🏠 Customized financing solutions
Every client becomes part of our family because we believe the strongest roots produce the most abundant growth.

✨ Exciting News! ✨Please join us in congratulating Jessica Flavell, Mortgage Broker with Vine Lending, on being selected...
10/03/2025

✨ Exciting News! ✨

Please join us in congratulating Jessica Flavell, Mortgage Broker with Vine Lending, on being selected as the 2026 Vice-Chair of the REALTOR® Party (RPAC) for the Northeast Florida Association of REALTORS®! 💙

In this role, Jessica will be working alongside REALTORS® and industry leaders to advocate for homeownership, protect private property rights, and strengthen the future of real estate through education and engagement. 🗳️🏡

We’re proud of Jessica’s continued dedication to our clients and the real estate community, and we can’t wait to see the impact she makes in this position. 👏✨

You work hard, but your income isn’t stamped on a W-2—and guess what? That shouldn’t stop you from owning a home.Whether...
08/05/2025

You work hard, but your income isn’t stamped on a W-2—and guess what? That shouldn’t stop you from owning a home.

Whether you’re a content creator, Uber driver, consultant, hairstylist, or any other self-made 1099 boss—your path to homeownership looks different… and that’s okay. 🙌

Instead of pay stubs, I look at things like your bank statements, 1099s, and deposits that actually reflect what you bring in.

📢 More people qualify than they think.

So if you’ve been ghosted by traditional lenders who don’t understand your grind—
It’s time we talk.

—👋 We're Vine Lending Team, mortgage experts who love helping self-employed folks get approved for a mortgage—without the stress or confusion.

Our buyers closed on this spacious 4 bedroom / 3 bedroom, 2-story home tucked in a quiet, established neighborhood perfe...
08/05/2025

Our buyers closed on this spacious 4 bedroom / 3 bedroom, 2-story home tucked in a quiet, established neighborhood perfect for putting down roots 🌳🔑

Real clients. Real numbers. Real homes. Curious what your budget can buy in today’s market. Let’s connect.

Vine Lending Team
Jessica Flavell NMLS #1492838 Tyla Wilburn NMLS #2362871
📲 (954) 336-8081

Here’s the truth: not all lenders are created equal.We’ve seen deals nearly fall apart just because a buyer got stuck wi...
07/30/2025

Here’s the truth: not all lenders are created equal.

We’ve seen deals nearly fall apart just because a buyer got stuck with a lender who ghosted them, pushed the wrong loan, or buried the fees in fine print.

If you’re starting your mortgage journey (or even halfway through), here’s your permission to pause and double check who you’re working with.

We’ll always be real with you. And if you ever need a second set of eyes or a fresh perspective? We’re just a message away.

👇 DM us “LENDER CHECK” and let’s take a look together.

— Vine Lending Team helping clients navigate the mortgage process with clarity, confidence, and strategy.

Everyone has that one friend who swears they’re “waiting for the perfect time to buy.”But here’s the truth: even the sma...
07/23/2025

Everyone has that one friend who swears they’re “waiting for the perfect time to buy.”

But here’s the truth: even the smartest economists can’t time the market perfectly. Mortgage rates move, home prices shift, and trying to predict both? That’s a gamble.

The real win? Having a solid plan.
Knowing your numbers.
Understanding what you can afford—now, not someday.
With a team [Hi 👋 we’re Vine Lending Team] to help you every step of that plan.

Because when you’ve got clarity and a game plan, you’re ready to move when the right opportunity shows up. No guessing, no stressing—just smart strategy.

📌 Save this if you’ve been waiting for a “sign” — this might be it.

At Vine Lending Team, we’ve built more than a business—we’ve cultivated a family. 🌿Our foundation is rooted in family va...
07/22/2025

At Vine Lending Team, we’ve built more than a business—we’ve cultivated a family. 🌿

Our foundation is rooted in family values and professional excellence, with our branch managers’ legacy of personalized service now flourishing through our expanding team of dedicated loan originators.

Just like a vine grows stronger with each new branch, we continue to expand while staying true to our core values:
🤝 Relationship-building
đź’¬ Transparent communication
🏠 Customized financing solutions

Every client becomes part of our family because we believe the strongest roots produce the most abundant growth.

Ready to join the Vine family? Let’s help you achieve your homeownership dreams.

Student loans might feel like a lot — but they don’t have to hold you back from owning a home. Yes, you’ve got debt, but...
04/22/2025

Student loans might feel like a lot — but they don’t have to hold you back from owning a home.

Yes, you’ve got debt, but that doesn’t mean homeownership is off the table. With a smart game plan and the right steps, we can absolutely get you there — student loans and all.

Let’s talk about how to make it work for you 🏡

Say YES to the right address with financing tailored to your unique home buying journey. Purchasing a home starts with u...
04/10/2025

Say YES to the right address with financing tailored to your unique home buying journey. Purchasing a home starts with understanding your purchasing power. Vine Lending Team is your mortgage specialist— creating customized loan solutions for all buyer types. Whether this is your first purchase, your next family home, or an investment property one conversation can start opening the door for your homeownership goals.

The VA offers two refinancing options: IRRRL and Cash-Out Refinance.What is an IRRRL?Interest Rate Reduction Refinance L...
04/09/2025

The VA offers two refinancing options: IRRRL and Cash-Out Refinance.

What is an IRRRL?
Interest Rate Reduction Refinance Loan (IRRRL) helps lower your interest rate or switch from an adjustable-rate to a fixed-rate mortgage.

What About Cash-Out Refinance?
Allows you to borrow against your home equity for expenses like debt consolidation or home improvements.

Are There Restrictions?
Must meet credit and income requirements set by lenders.
IRRRL requires an existing VA loan; cash-out refinance does not.

Refinancing with a VA loan can save you money or give you access to cash when you need it most! Let us help you explore your options about IRRRLs and Cash-Out options!

Address

2050 Kings Circle South Suite 3
Neptune Beach, FL
32266

Telephone

+19546584763

Website

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