Tina Nelson, SeaCrest Insurance Services

Tina Nelson, SeaCrest Insurance Services Specializing in Medicare plans and Long Term Care Insurance.

Quick Tip: A "Copayment" is a fixed amount (for example, $15) you pay for a covered health care service, usually when yo...
08/05/2025

Quick Tip: A "Copayment" is a fixed amount (for example, $15) you pay for a covered health care service, usually when you receive the service. The amount can vary by the type of covered health care service.

Turning 65 is a major milestone — and not just because it’s the age you can enroll in Medicare! Taking the time to under...
08/04/2025

Turning 65 is a major milestone — and not just because it’s the age you can enroll in Medicare! Taking the time to understand Medicare enrollment now can help you avoid costly penalties and coverage gaps down the road.

“If everything seems to be under control, you’re not going fast enough.”
08/01/2025

“If everything seems to be under control, you’re not going fast enough.”

Turning 65 Soon? Retirees need to understand the financial implications of Medicare, IRMAA, Social Security, and tax-eff...
07/31/2025

Turning 65 Soon? Retirees need to understand the financial implications of Medicare, IRMAA, Social Security, and tax-efficient withdrawal strategies.

Healthy Tips After 60: Sleep can be your best friend, while not getting enough sleep can throw your body and mind out of...
07/30/2025

Healthy Tips After 60: Sleep can be your best friend, while not getting enough sleep can throw your body and mind out of whack. If you have trouble sleeping, find ways to control your environment to help get enough rest.

Don’t forget that Medigap policies also do not include Part D, so you will purchase your drug plan separately.
07/29/2025

Don’t forget that Medigap policies also do not include Part D, so you will purchase your drug plan separately.

Healthy Tips After 60: Building your strength can help reduce depression and all sorts of chronic diseases. It can impro...
07/28/2025

Healthy Tips After 60: Building your strength can help reduce depression and all sorts of chronic diseases. It can improve flexibility, increase bone mass and lower body fat. Plus, you can do it without going to a gym. Look for body weight exercises you can do almost anywhere.

“We need to accept that we won’t always make the right decisions, that we’ll screw up royally sometimes―understanding th...
07/25/2025

“We need to accept that we won’t always make the right decisions, that we’ll screw up royally sometimes―understanding that failure is not the opposite of success, it’s part of success.”

If you’re getting close to 65, you’ve probably heard Medicare is right around the corner. Most people become eligible to...
07/24/2025

If you’re getting close to 65, you’ve probably heard Medicare is right around the corner. Most people become eligible to enroll in Medicare when they turn 65, and this window is referred to as your Initial Enrollment Period (IEP).

Original Medicare consists of Part A and Part B, which are your hospital and medical benefits, respectively.
07/23/2025

Original Medicare consists of Part A and Part B, which are your hospital and medical benefits, respectively.

Medicare Part B premiums are set each year by the federal government and most people pay the same standard rate. Some hi...
07/22/2025

Medicare Part B premiums are set each year by the federal government and most people pay the same standard rate. Some high earners (fewer than 5%) pay an income-related adjustment in addition to the standard Part B premium.

Because Original Medicare is managed by the federal government, the benefits are exactly the same for every person who e...
07/21/2025

Because Original Medicare is managed by the federal government, the benefits are exactly the same for every person who enrolls. There are no pre-existing condition limitations or waiting periods.

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Tina Nelson
Nelson, CA
95003

Telephone

+18312510050

Website

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