Teresa Rawls, Insurance Agent

10/14/2026

👉🏼Medicare has options – and understanding the differences matters!

Medicare Advantage and Medicare Supplement plans work differently, and the right choice depends on your needs, budget, and preferences.

My job is to help you understand your options so you can make an informed decision with confidence.

🕊️ 🩵My services are at no cost to you!

Have questions? Let's talk!
📞 Call or text me at 281–467–0941

09/23/2026

What! Price increases for Marketplace?? Yep. And you got options!

09/23/2026

💙🩵 In an effort to be real…

Sharing real photos of a real family.

A family that is dealing with aging parents…and it’s not easy.

〰️ They were there for us, and now it’s our turn to be there for them.

Good Lord willing, we will all live long, healthy lives. But while we’re living those lives, we also have an opportunity to prepare for the chapter that we ourselves will one day be in—and hopefully make that chapter a little easier on our children.

🩵💙 From someone who is currently knee-deep in caring for family, here are a few things worth considering now, while you’re young and able:

〰️ Life Insurance
The cost generally increases as we age, and our health can affect our options. Putting coverage in place while you’re younger and healthy can mean more choices and more affordable premiums.

〰️ Long-Term Care Coverage
This is another conversation that’s often easier to have before you need it. Traditional options have changed over the years, but there are still ways to plan for future long-term care needs. I can help you explore what’s available for you and your family.

〰️ Final Expense Whole Life
These policies are often used to help families with funeral, burial and other final expenses. There are also guaranteed-issue options available for people who may have significant health conditions.

None of us particularly enjoy thinking about aging, illness or the end of life.

But being on this side of it has reminded me that planning ahead isn’t really about us. It’s one more way we can take care of the people we love. 💙🩵🕊️

09/21/2026

Wait…my health plan sent ME a check? 👀💰

Yep! In this Reel, I’m sharing a real-life example of how my defined-benefit Private PPO plan worked for an ultrasound and even a couple of prescriptions.

Healthcare doesn’t always have to mean paying a premium and then waiting to meet a huge deductible before you see a benefit.

💙 Know what you have. Know how it works. Know your options.

As an independent agent, I can help you look at options and decide what makes sense for you and your family.

09/21/2026

🛑Stop assuming healthcare has to be expensive.

👉🏼 Before you book your next test or procedure, check these websites first. 👇🏼

🩻 RadiologyAssist.com
Compare affordable cash prices for MRIs, CT scans, ultrasounds, X-rays, and more.

🩺 ColonoscopyAssist.com
Find discounted colonoscopies with transparent pricing, often for a fraction of what many people expect to pay.

🧪 LaboratoryAssist.com
Save money on common lab work without the surprise bills.

🙏🏼Thanks to laws that are in place FOR YOU, price transparency has never been easier.

🫵🏼Know before you go.

💪🏼🩵💙You have rights and options that could save you hundreds if not thousands of dollars for your healthcare.

https://www.cms.gov/priorities/key-initiatives/hospital-price-transparency

Hospital price transparency helps Americans know the cost of a hospital item or service before receiving it. Starting January 1, 2021, each hospital operating in the United States will be required to provide clear, accessible pricing information online about the items and services they provide in tw...

09/16/2026

🏈 It only takes ONE play.

👉🏼A fall, a tackle, a broken bone… and suddenly you’re dealing with X-rays, an ER or urgent care visit, an orthopedic specialist, and possibly even surgery.

💁🏻‍♀️Most people know they have health insurance—but do you know how your plan actually pays when you need to use it?

👉🏼 What is your deductible?
👉🏼 Are X-rays subject to that deductible?
👉🏼 What will you pay for an ER or urgent care visit?
👉🏼 What about an orthopedic specialist or outpatient procedure?

📍These are questions worth knowing the answers to before you’re sitting in a waiting room with an injury.

📍Health insurance isn’t just about the monthly premium. How the plan works when you actually need care matters too.

💙🩵🕊️As an independent agent, I can help you understand your options and what those numbers really mean.

09/15/2026

The learning never stops! 📚

📍As your local independent insurance agent, every year I’m required to complete certifications and ongoing training to stay current on Medicare.

👉🏼And if there’s one thing we all know, it’s that Medicare is anything but simple! 😅 Between changes, updates, plan options, networks, prescriptions and all the fine print, it can get complicated quickly.

That’s where I come in.😉

💪🏼My job as your agent is to stay informed, remain unbiased, and help you understand your options—so you have the information you need to make the best decisions for your health, your needs and your situation.

🗓️Earlier this week, I had another opportunity to spend time learning, asking questions and preparing for the season ahead.

🕊️💙🩵Because when you sit across from me with questions, I want to be prepared with answers.

Medicare may be complicated. Getting help with it doesn’t have to be.

09/14/2026

Well hey there!🤗

👉🏼 Where have I been?
👉🏼 Where have you been?

Life is full of adventures, changes and challenges. Sometimes we’re still very much present—we’re just not quite as visible.

I’ve freed up a little space in life lately, and I’m excited to be getting back into the groove around here!

And the timing couldn’t be better. I’m super excited about the season ahead for Medicare… and, of course, my FAVORITE season of the year—Fall! 🍂☕️

Life will never be without its challenges and obstacles. That’s just part of it.

But Medicare doesn’t have to be one of them.

So whether you’ve been around here all along or you’re just poking your head back in to say hello… I’m glad you’re here. ❤️



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😂🐔❤️

07/17/2026

🕊️💙Family Health Friday

Summer is in full swing and families are enjoying their vacations.

〰️None of us plans for an unexpected trip to the emergency room.

〰️But when life happens, the last thing you should be worrying about is, "What is this going to cost me?"

〰️Many people don't realize there are health plans designed to make costs more predictable and often far less expensive through defined benefits. Is this a good fit for you?
👉🏼They're worth understanding before you need them.

〰️Knowledge is powerful. Peace of mind is priceless.

💙🩵If you've ever avoided medical care because you were worried about the bill, let's have a conversation. I'm happy to explain your options - no pressure, just information.

07/15/2026

⏳❤️Peace of Mind Wednesday

👇🏼Things To Consider👇🏼

〰️We spend years making memories with the people we love.

〰️None of us knows what tomorrow holds, but we can make choices today that help protect the people we love most.

〰️Life insurance isn't about expecting the worst.
It's about giving your family one less thing to worry about if life doesn't go according to plan.

❤️What memory do you hope your family holds onto forever?