Rick Elmendorf at Rate NMLS 485091

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Rick Elmendorf at Rate NMLS 485091 Rick Elmendorf, NMLS 485091

Branch Manager / SVP of Mortgage Lending at Rate (operating as Guaranteed Rate, Inc. in New York state) NMLS 2611. VA Loan Expert.

Top 1% of Loan Officers Nationwide. CEO of Project My Home and Creator of 3% Lower. https://linktr.ee/rickelmendorf

A mortgage company who grows for good. We believe you’re amazing and can do anything you want in the world. Believe you can and you will. For licensing information, go to www.nmlsconsumeraccess.org | www.rate.com/licensing

09/28/2026

A lowball offer on a newly reduced listing may get rejected immediately.

09/27/2026

VA loans avoid mortgage insurance that can add significantly to payments.

09/26/2026

Your VA entitlement can completely change your home search strategy.

09/25/2026

VA buyers are not always excluded from appraisal gap strategies.

09/24/2026

Compare builder lender incentives with outside financing before deciding.

09/23/2026

Homestead rules can create major differences between current and future taxes.

09/22/2026

Calculate every recurring housing expense before deciding what is affordable.

09/21/2026

Military relocation can completely change what your housing budget buys.

09/20/2026

VA buyers should verify condo eligibility early to avoid problems later.

09/19/2026

Rate buydowns require real pricing comparisons, not simple point assumptions.

Address

2590 Northbrooke Plaza Drive, Suite #302
Naples, FL
34119

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