Rick Elmendorf at Rate NMLS 485091

Rick Elmendorf at Rate NMLS 485091 Rick Elmendorf, NMLS 485091

Branch Manager / SVP of Mortgage Lending at Rate (operating as Guaranteed Rate, Inc. in New York state) NMLS 2611. VA Loan Expert.

Top 1% of Loan Officers Nationwide. CEO of Project My Home and Creator of 3% Lower. https://linktr.ee/rickelmendorf

A mortgage company who grows for good. We believe you’re amazing and can do anything you want in the world. Believe you can and you will. For licensing information, go to www.nmlsconsumeraccess.org | www.rate.com/licensing

06/03/2026

A prequalification is basic; a fully underwritten approval makes your offer strong

06/02/2026

VA loans let you build wealth early without needing a large upfront investment

06/01/2026

Many lenders give wrong advice because they don’t specialize in VA loans

05/31/2026

Some agents push conventional loans because of bad past experiences, not because it’s better

05/30/2026

You can waive financing and appraisal contingencies on a VA loan when structured correctly

05/29/2026

Your lender affects your rate, timeline, and ability to win the home; it’s not just paperwork

05/28/2026

Lower rates mean higher upfront costs; higher rates mean lower cash

04/29/2026

Think VA loans are harder to win with?

That’s a myth.

Same appraisers, same timelines... what actually matters is how your offer is structured.

04/28/2026

No savings. No down payment.
That was the problem after WWII.
The VA loan was the solution.

Happy Easter everyone. It’s not about bunnies or colorful eggs… this day is about the promise God kept when He conquere...
04/05/2026

Happy Easter everyone. It’s not about bunnies or colorful eggs… this day is about the promise God kept when He conquered death by rising from the dead the 3rd day as He said! It’s about the promise that God made to His creation that whosoever shall call on the name of the Lord shall be saved. Jesus Christ, the perfect sacrifice, the son of God who gave his life a ransom for many who shed his blood on the cross of Calvary as the perfect payment for sin, appeasing the wrath of God for all those who trust in Him. Accept the risen Savior!

Address

2590 Northbrooke Plaza Drive, Suite #302
Naples, FL
34119

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