Keith Craddock - VP of Mortgage Lending, NMLS 2347776

05/18/2026

⭐️⭐️⭐️⭐️⭐️ Another happy homeowner! 🏡✨

A huge THANK YOU to our amazing clients for trusting my team and I with your refinance journey! 🙌 We’re so grateful for your kind words! Helping business owners navigate the refinance process smoothly is what we love to do! 💙 Thank you again for the opportunity and for the incredible 5-star Google review! 🌟

If you’re thinking about refinancing or buying a home, we’d love to help make the process simple and stress-free! 📲🏠 Rate.com/JoshEpps

05/11/2026

🌊🏖️ Thank you so much for your great review! It was an absolute pleasure assisting with the financing of your beautiful oceanfront condo! 🏡✨

A huge THANK YOU to Brian Monahan with Century 21 The Harrelson Group and Wendy Howard with The Mills Group for helping make this such a smooth transaction from start to finish! 👏🤝

Also, a big shoutout to Debbie Rose and the amazing team at Umstead Law for another seamless closing! 🖊️🎉

Thank you again for trusting us with your financing needs. Enjoy every moment in your oceanfront condo and welcome to South Carolina!! 🌴☀️🌊

Rate.com/joshepps

04/28/2026

Thank you so much for the amazing review! 🙌 It was truly a pleasure working with you both. 🏡✨ Words can’t fully express how much joy we feel helping wonderful friends achieve homeownership for the first time!🔑

A huge thank you to Brian Monahan with Century 21 The Harrelson Group and Thomas Beets with Beachfront Properties for such a smooth transaction!! 👏🤝 And a special shoutout to Jenn Roach and the team at Umstead Law for another seamless closing!! 📝✅

We’re so grateful you trusted our team with financing your first home 🏠 Congratulations again!! 🎉🥂


Rate.com/JoshEpps

04/15/2026

Thinking about buying but worried about risking your credit score? We can get you started on a path toward your best rate, with minimum credit impact. A soft pull and a quick review can help you boost your score so you're offer-ready when your dream home hits. Get started on your clear path to homeownership today!

http://Rate.com/joshepps

04/10/2026

03/16/2026

Please join us in welcoming bilingual Loan Officer William Calzadilla to our team!

William is a seasoned loan officer at Rate and is supported by a full Spanish-speaking team dedicated to guiding clients through every step of the home financing process-from application to closing. At Rate, we are proud to provide a seamless experience with no language barriers.

We look forward to helping your Spanish-speaking clients achieve their goal of homeownership. Welcome to the team, William! We're excited to work together to serve and support our community.

http://Rate.com/joshepps

02/16/2026

🌟 WOW — I’m beyond grateful!! 🌟

A HUGE thank you to my amazing borrower for the ⭐⭐⭐⭐⭐ Google review! Your kind words truly mean the world to me and remind me why I love what I do every single day. Helping incredible clients like you makes it all worth it! 💙🏡

Shoutout to Allie Chandler with eXp Realty and Teresa Cagle with The Litchfield Company Real Estate for a seamless transaction from start to finish. Teamwork really does make the dream work! 🙌✨

And a very special thank you to Tammy and Greg Weathers at Weathers Law Firm for a smooth, stress-free closing. 🖊️📄 You all made it look easy!

Grateful for strong partnerships and even better clients! 💪


Rate.com/JoshEpps

02/12/2026

Buying a home in 2026 doesn't start with listings, it starts with understanding where you stand financially. Taking time now to review income, debt and savings makes it easier to know what you can comfortably afford while avoiding surprises later. Preparing early helps create clarity and confidence when you're ready to make a move. Learn more about preparing for 2026.

https://www.rate.com/mortgage/resource/how-to-prepare-your-finances-to-buy-a-house?LOID=15539

02/10/2026

Huge congratulations to our wonderful clients on the purchase of their stunning new construction home with Beverly Homes! 🏡✨

There's nothing quite like starting fresh in a brand-new home, and we're so excited for this next chapter for you. It was truly a pleasure being part of your journey, and we can't wait to see all the memories you'll create in your beautiful new space.

Here's to new beginnings, happy moments, and many years of making this house a home! 🔑🎉

http://Rate.com/joshepps

02/09/2026

Thank you so much for the amazing 5-star Zillow review!! ⭐⭐⭐⭐⭐
I’m truly grateful for your trust and kind words—it was an absolute pleasure working with you! 😊

A special thank you to Bill Dotson with Keller Williams Innovate South and Greg Sisson with The Ocean Forest Company for helping make this such a smooth transaction. 🤝✨
Huge shout-out as well to Amanda Dalton with Reli Settlement Solutions for a seamless closing! 🖊️🏠

Congratulations to our wonderful clients—I hope you make everlasting memories in your beautiful new home! 💙🏡
Welcome to South Carolina!! 🌴☀️


🔗 Rate.com/joshepps