Keith Craddock - VP of Mortgage Lending, NMLS 2347776

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Keith Craddock - VP of Mortgage Lending, NMLS 2347776 I strive to help borrowers with the financing of their homes and provide a seamless loan process.

10/20/2026

Weekend plans? Let's go house hunting!

Your dream home could be just one tour away! Whether you're searching for your first home, more space for your growing family, or a fresh start, Beverly Homes is here to help you find the perfect fit.

📍 Stop by one of our model homes today from 9 AM – 5 PM and see what Beverly Homes has to offer!

10/16/2026

🌟🏡 Thank you so much to our wonderful borrowers for the amazing 5-star review! ⭐⭐⭐⭐⭐ It was truly a pleasure being part of your homebuying journey, and we appreciate you trusting us to be a part of such a special milestone! ❤️🔑

🙌 A HUGE thank you to Kelley Wilber with Century 21 Barefoot Realty and Virginia LaRoche with Innovate Real Estate for helping make this transaction seamless! 🤝✨ We truly appreciate your professionalism, communication, and teamwork, and we would absolutely love the opportunity to work with your future clients! 🏡

🎉 A BIG shoutout to Marissa V. Singleton, Emily Rivers, and the entire team at Grand Strand Law Group for helping ensure a smooth and seamless closing! ⚖️🔑 We appreciate everyone who played a part in making this such a wonderful experience!

🏠 Congratulations again on your beautiful new home! May it be filled with love, laughter, happiness, and countless special moments. I hope you make everlasting memories in your beautiful new home! 🥂🔑

http://rate.com/joshepps

10/07/2026

Big news for property investors. Ready to scale your portfolio without draining your cash reserves? Let's talk about how you could use this advantage to expand your portfolio.
* Options up to 90% LTV on 1-unit investment properties
* Options up to 85% LTV on 2-4 unit properties
* No mortgage insurance required

http://rate.com/joshepps

09/30/2026

⭐⭐⭐⭐⭐ Thank you so much for your amazing review! We truly appreciate you taking the time to share your experience. You made our lives easy by providing all of the documentation our underwriter requested so quickly. Your responsiveness and attention to detail helped keep everything moving smoothly from start to finish! 🙌🏡

A huge thank you to Adam Wilson with Beverly Homes for being such a great partner and helping make this transaction a seamless success. 🤝🏡 Your dedication and communication played a big part in getting us to the closing table without a hitch!

I'd also like to give a big shoutout to Tabby Via and the entire team at Beverly Homes! 👏 Tabby works tirelessly behind the scenes and does a phenomenal job coordinating everything from contract to closing. We truly appreciate all that you do!

And, of course, thank you to Kendra Ammons and the entire team at Feldman Law for another successful closing! ⚖️🎉 It's always a pleasure working with such a great team.

Congratulations on your new investment home! 🏠🔑 I hope this property brings you great success and that you create many wonderful memories for all the families who call it home.

Here's to many more successful closings together! 🎉



http://rate.com/joshepps

09/24/2026

🌟 Thank you so much for the kind review! 🏡

The option to choose a lender is widespread, and knowing that you put your trust in us for the second time is the greatest compliment we can receive! 🙏✨

I want to give a huge thank you to Brian Monahan with Century 21 The Harrelson Group and Nicole Price with Grand Strand Homes and Land Realty for making this a smooth and easy transaction! 🤝🏡

A big thank you as well to Debbie Rose and Scott Umstead for a quick and easy closing! 🎉🔑

If you are in the market to buy a home, Scott Umstead will surely take the time to explain the details and make sure you are well taken care of! 🏠😊

Congratulations on your new home purchase! 🎊🥂 I hope you build everlasting memories in your new home that you can cherish for years to come! 🏡✨



http://rate.com/joshepps

09/22/2026

⭐⭐⭐⭐⭐ Thank you so much for the wonderful review! 🙌🏡 You were an absolute pleasure to work with, and I truly appreciate you trusting my team and me with your financing!

A huge thank you to Yuleidis Fondevila with Huskins Realty and Julia Ferrell with Beverly Homes for helping make this a smooth and successful transaction. 🤝 Your professional communication, responsiveness, and teamwork throughout the process were outstanding. I would welcome the opportunity to work with both of you and your clients again soon! 🏡✨

And a huge shoutout to Cassidy Bryant and Amanda Dalton with Cooper Law for making the closing process seamless! ⚖️👏

Thank you again for choosing us to be part of your home-buying journey! Wishing you many happy memories in your beautiful new home! 🏠❤️ Welcome to South Carolina!! 🌴🌴🎉



http://rate.com/joshepps

09/08/2026

Yes you can! 🎉

Did you know you don't have to put 20% down to avoid mortgage insurance? At Rate, we offer conventional loan options that let qualified buyers put less than 20% down with no monthly mortgage insurance.

That's exactly what our Forget MI conventional loan program is designed to do - help qualified buyers put less than 20% down without paying monthly mortgage insurance.

If you've been holding off on buying because you're worried about PMI, let's talk. I can help you explore our Forget MI, low down payment, no-MI conventional options and see what you qualify for.

Message me or start your application today to get the ball rolling.🏡 Rate.com/JoshEpps

https://www.rate.com/mortgage/resource/can-i-get-a-mortgage-without-pmi?LOID=15539

09/02/2026

🏡 Cleared to Close In Just 10 Business Days! 🎉

I want to take a moment to say thank you for trusting my team and me to assist with the financing for your client's new Beverly Homes purchase. We truly appreciate the opportunity to be part of such an important milestone! 🤝🔑

Even better, we were able to get this loan CLEARED TO CLOSE in just 10 business days! 🚀

How did we do it?

With our Same Day Mortgage™ program, we streamline and expedite the loan process by eliminating unnecessary back-and-forth between multiple processors and the underwriter. This allows our team to communicate more efficiently, address conditions faster, and keep the transaction moving forward.

⏱️ Faster processing.
📲 Streamlined communication.
🏠 A smoother path to closing.

If you're looking to close quickly without sacrificing service, communication, or attention to detail, let's talk!

Whether you're a Realtor, builder, or homebuyer, my team is ready to help make your next transaction a success. 🏆

📩 Let's get your next loan moving!



http://rate.com/joshepps

Address

2411 North Oak Street Suite 202 (843) 213-6713
Myrtle Beach, SC
29577

Telephone

+18437127576

Website

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