Jim Garrity - CMG Home Loans

Jim Garrity - CMG Home Loans NMLS ID # 610200

1000 Crawford Place, Suite 380, Mt. Laurel, NJ 08054 | Branch NMLS # 1571930

Did you know? Great credit is NOT essential to buy a home! A higher credit score can help you secure a lower rate on you...
09/22/2023

Did you know? Great credit is NOT essential to buy a home! A higher credit score can help you secure a lower rate on your mortgage, but it's not sole factor in determining your eligibility. Give me a call to explore your options!

Struggling to find your dream home in today’s low-inventory, high-competition market? Don’t lose hope just yet! Here’s h...
09/21/2023

Struggling to find your dream home in today’s low-inventory, high-competition market? Don’t lose hope just yet! Here’s how a Renovation Loan can offer you a faster route to homeownership: http://spr.ly/6188u6hvs

Is a home renovation on the horizon? Before taking on any major projects, be sure to consider your return on investment ...
09/20/2023

Is a home renovation on the horizon? Before taking on any major projects, be sure to consider your return on investment (ROI). Here are five home renovations with the highest ROI

Why did mortgage rates go against the grain last week? Typically, hotter inflation and stronger economic data lead to hi...
09/18/2023

Why did mortgage rates go against the grain last week? Typically, hotter inflation and stronger economic data lead to higher rates. However, last week’s rates had near opposite reactions. Here’s what you need to know: http://spr.ly/6181PCRbd

Is an Adjustable-Rate Mortgage (ARM) right for you? With an ARM, you can get a lower mortgage rate WITHOUT buying it. If...
09/15/2023

Is an Adjustable-Rate Mortgage (ARM) right for you? With an ARM, you can get a lower mortgage rate WITHOUT buying it. If you're looking for a more affordable way to break into homeownership, contact me to see how an Adjustable-Rate Mortgage can be the right solution for you

How can you make purchases without racking up credit card debt? Credit card interest rates are typically much higher tha...
09/14/2023

How can you make purchases without racking up credit card debt? Credit card interest rates are typically much higher than mortgage rates, and maxing out lines of credit can negatively impact your credit score. Here’s what makes a Home Equity Line of Credit, or HELOC, a smart alternative: http://spr.ly/6182P4vQk

Home equity is the difference between what your home is worth and what you owe your lender. In other words, Home Value -...
09/12/2023

Home equity is the difference between what your home is worth and what you owe your lender. In other words, Home Value - Loan Balance = Home Equity. Want to learn how you can access your home's equity? Give me a call!

Last week, mortgage rates trended higher as market-moving reports showed hints of inflation. However, this week’s inflat...
09/11/2023

Last week, mortgage rates trended higher as market-moving reports showed hints of inflation. However, this week’s inflation report has the potential to switch things up. Here’s what you need to know: http://spr.ly/6188P2zD4

Looking for a new way to fall 🍂 in love with your home? Consider turning over a new leaf 🍁 with a Renovation Loan! Conta...
09/08/2023

Looking for a new way to fall 🍂 in love with your home? Consider turning over a new leaf 🍁 with a Renovation Loan! Contact me to explore your options

The first step of the mortgage process gives you a realistic home buying budget, shows sellers you’re serious, simplifie...
09/07/2023

The first step of the mortgage process gives you a realistic home buying budget, shows sellers you’re serious, simplifies and streamlines the mortgage process, and offers good insights about your finance health. We’re talking about PREAPPROVAL. Here’s what makes this step so important: http://spr.ly/6189PItnt

Are you well-prepared in the event that disaster strikes? September is Disaster Preparedness Month, so we've put togethe...
09/06/2023

Are you well-prepared in the event that disaster strikes? September is Disaster Preparedness Month, so we've put together some tips to help you protect the life you've built.

09/06/2023

In the age of smart phones and smart homes, you deserve a smart home financing solution. The All In One Loan™ combines home financing and banking to save you thousands on interest and shorten the life of your loan. Explore the Smarter Way to Borrow™: https://allinoneloan.com/

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Mount Laurel, NJ
08054

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+16094422006

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