Kelly Kendrick at The Mortgage Firm NMLS #784092

Kelly Kendrick at The Mortgage Firm NMLS #784092 Kelly Kendrick–Mortgage Loan Orig. NMLS #784092
The Mortgage Firm NMLS #189233
Equal Housing Lender

Joy isn’t something we stumble into… it’s something we choose ✨Even in the busy seasons.Even in the uncertain ones.And s...
06/15/2026

Joy isn’t something we stumble into… it’s something we choose ✨

Even in the busy seasons.
Even in the uncertain ones.

And sometimes, that joy looks like creating a space that’s truly yours 💙
A home where life happens, memories are made, and the little moments matter most.

Choose it. Every day.

A great review is always appreciated, but when it comes from a trusted Realtor partner, it means even more. 💙🏡✨One of th...
06/11/2026

A great review is always appreciated, but when it comes from a trusted Realtor partner, it means even more. 💙🏡✨

One of the things I pride myself on is making the mortgage process as smooth as possible for everyone involved. My clients deserve a great experience, and my Realtor partners deserve a lender who communicates, follows through, and helps keep transactions moving forward.

Thank you, Violet, for the kind words and for trusting me to help serve your clients. Relationships like these are built on communication, teamwork, and a shared commitment to taking great care of people.

If you’re a Realtor looking for a mortgage partner who will keep you informed, answer the phone, and help create a seamless experience from application to closing, I’d love to connect. 🤝

📞 352-455-1791
🌐 themortgagefirm.com/kellykendrick

Helping clients get home is the goal. Helping Realtors look like heroes along the way is a bonus. ⭐

Realtor friends,One of the things I hear most often is how difficult it can be to stay on top of everything happening in...
06/09/2026

Realtor friends,

One of the things I hear most often is how difficult it can be to stay on top of everything happening in the mortgage world.

That’s why I created The Agent Advantage — a simple way to get the information you need without spending hours researching it yourself.

Every week you’ll receive:
📈 Monday Market Update
📱 Wednesday Rate Text
⚡ Friday Markets in a Minute

Stay informed. Stay confident. Be your clients’ go-to expert on home financing.

Ready to join?

👇 Click the link to get started.

https://themortgagefirm.sf3.tomnx.com/?domain=themortgagefirm.sf3.tomnx.com&slug=newsletter_kk

You don’t have to have everything perfectly lined up to get started ✨Most people don’t.They start with questions, a litt...
06/08/2026

You don’t have to have everything perfectly lined up to get started ✨

Most people don’t.
They start with questions, a little uncertainty… and a goal.

That’s exactly how the journey to homeownership begins 💙
Right where you are, with what you have.

Take the first step. We’ll figure out the rest together.

🚨 BIG NEWS FOR FLORIDA HOMEBUYERS! 🚨The Florida Hometown Heroes Program has been refunded with **$50 MILLION** and is te...
06/01/2026

🚨 BIG NEWS FOR FLORIDA HOMEBUYERS! 🚨

The Florida Hometown Heroes Program has been refunded with **$50 MILLION** and is tentatively expected to relaunch on **July 13, 2026!** 🎉🏡

If you've been waiting for help with down payment and closing costs, this could be the opportunity you've been hoping for. 💰

The program is designed to help many hardworking Florida professionals achieve homeownership, including:

✔️ Teachers & school employees
✔️ Healthcare workers
✔️ First responders
✔️ Law enforcement personnel
✔️ Military members & veterans
✔️ Childcare workers
✔️ Many other eligible Florida professionals

And here's the part many people don't know... 👇

Florida Housing has also created a **Hometown Heroes Waitlist.** If you're under contract and ready to buy now, there may be an opportunity to receive assistance before the July launch if funds become available. ⭐

My advice?

Don't wait until July to find out if you qualify.

Let's start the conversation now so you're prepared when funding becomes available. 📋🏠

📞 352-455-1791

Kelly Kendrick
The Mortgage Firm Mount Dora
NMLS 784092
Equal Housing Lender

Not everything that’s meant for you will feel comfortable at first ✨Sometimes growth looks like uncertainty.Sometimes it...
06/01/2026

Not everything that’s meant for you will feel comfortable at first ✨

Sometimes growth looks like uncertainty.
Sometimes it looks like asking questions you’ve never had to ask before.

Buying a home can feel like that too…
new territory, big decisions, a little fear mixed with a lot of hope 💙

Trust yourself. You’re more ready than you think.

⭐ Client Reviews Like These Never Get Old ⭐One of the things I love most about being a mortgage lender is the relationsh...
05/29/2026

⭐ Client Reviews Like These Never Get Old ⭐

One of the things I love most about being a mortgage lender is the relationships built along the way. A mortgage is important, but so is the experience.

My clients deserve to feel informed, supported, and confident throughout the process. Whether it's answering questions after hours, providing updates every step of the way, or helping navigate unexpected challenges, my goal is always to make the journey as smooth and stress-free as possible.

Thank you to Fawn and Kyle for taking the time to share your experience. Your trust means the world to me, and it was truly an honor to help you achieve your homeownership goals.

Thinking about buying a home, relocating, refinancing, or just exploring your options? I'd be happy to help.

⭐ Read more client reviews:
birdeye.com/kelly-kendrick-176247094618304

Kelly Kendrick
Mortgage Loan Originator
NMLS #784092

The Mortgage Firm
NMLS #189233

Equal Housing Lender

Let’s be real for a second…We are in a buyer’s market.Homes are sitting longer.And sellers are a lot more open to negoti...
05/27/2026

Let’s be real for a second…

We are in a buyer’s market.
Homes are sitting longer.
And sellers are a lot more open to negotiating than they’ve been in a while.

That includes seller concessions 👀

Buyers… this is an opportunity.
Realtors… this is a strategy.

Because here’s what I’m seeing happen way too often…

Everyone jumps straight to:
“Let’s reduce the purchase price.”

And while that feels like the win…
It’s not always the most powerful move.

When structured the right way, seller concessions can:
✨ Lower cash to close
✨ Buy down the interest rate
✨ Create a more affordable monthly payment
✨ Help your buyer get into a stronger overall financial position

This is where deals are either structured well… or left on the table.

Because every buyer is different.
Some need help with upfront cash.
Some need payment relief.
Some need both.

There is no one-size-fits-all approach—and that’s exactly why strategy matters.

This is the part I love 🤍
Looking at the full picture and structuring the loan in a way that actually works for the buyer… while helping agents keep deals together and moving forward.

👇 You saw the headline… now let’s talk about how to actually use this to your advantage

✨

This one was a special closing 💙🏡My clients were relocating from Florida’s east coast to Central Florida for new jobs, w...
05/22/2026

This one was a special closing 💙🏡

My clients were relocating from Florida’s east coast to Central Florida for new jobs, which meant everything had to line up just right… timing, logistics, and a whole lot of moving pieces.

If you’ve ever relocated, you know it’s not just about buying a home… it’s about coordinating your entire life at the same time.

There were definitely a few moments of stress along the way, but that’s where having the right team makes all the difference.

We were able to move their closing up a few days so they could close on a Friday and have the weekend to get settled into their new home before starting this next chapter.

That part meant everything.

This is why I love what I do… helping people through big transitions and making it feel a little smoother, a little easier, and a lot more exciting 💙

If you or someone you know is thinking about making a move, I’m always here to help.

I can’t tell you how many times I hear this…“I need 20% down before I can even think about buying.”And I get it… that’s ...
05/20/2026

I can’t tell you how many times I hear this…
“I need 20% down before I can even think about buying.”

And I get it… that’s what most people have always been told.

But the truth is, there are loan options that allow you to buy with as little as 3% down, and in some cases even 0% down depending on eligibility.

There are also programs that can help with down payment and even closing costs, which can make a bigger difference than most people realize.

If you’ve been on the fence about buying because of the upfront money… it might be worth having a quick conversation to see what’s actually possible for you.

No pressure, just a plan 😊

📞 352-455-1791

Address

620 E. 5th Avenue Mount Dora
Mount Dora, FL
32757

Telephone

+13524551791

Website

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