Kelly Kendrick at The Mortgage Firm NMLS #784092

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Mount Dora, FL
Kelly Kendrick at The Mortgage Firm NMLS #784092

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Helping Florida buyers feel confident from pre-approval to closing.🏡🔑 20+ years of mortgage experience | First-time buyers, VA, FHA, USDA & more.

Kelly Kendrick–Mortgage Loan Orig. NMLS #784092
The Mortgage Firm NMLS #189233
Equal Housing Lender

10/22/2026

🚨 REALTORS, BEFORE YOU DROP THAT LISTING PRICE… READ THIS! 🏡

Your seller is willing to come down $10,000. Sounds great, right?

But what if that same $10,000 could do MORE for your buyer without reducing the sales price?

💰 Help cover closing costs and prepaids

🏡 Buy down the interest rate for a lower monthly payment

🔑 Help a buyer who was this close to making the numbers work

Here’s the thing. Buyers aren’t just shopping for a sales price. They’re shopping for a monthly payment they can afford and a cash-to-close number they can manage.

And sometimes, a seller credit can make a much bigger impact than a price reduction.

Before you slash that price, let’s get creative with the numbers!

Send me your listing and what your seller is considering. I’ll run the scenarios so we can see which strategy gives your listing the biggest advantage.

Because sometimes the secret to getting a home SOLD isn’t lowering the price. It’s making the financing work! 🙌

Kelly Kendrick
NMLS 784092
The Mortgage Firm

10/02/2026

Think your first home is out of reach because of the down payment? Let’s talk. 🏡

Since January 2025, our team at The Mortgage Firm has closed 457 loans with down payment assistance, providing more than $5.4 million in assistance to borrowers. I’m proud to be part of that!

So many people still don’t know these programs exist. Helping first-time buyers understand their options is one of my favorite parts of what I do.

You don’t have to have everything figured out before you call. We’ll talk about your savings, your potential monthly payment and programs you may qualify for.

Buying in Mount Dora, Lake County or surrounding Central Florida? Let’s explore what’s possible.

📞 352-455-1791
Learn more: https://themortgagefirm.com/kellykendrick

Kelly Kendrick | The Mortgage Firm
Assistance is subject to program eligibility, availability and credit approval.

09/25/2026

Could an adjustable-rate mortgage be a good fit for your homebuying plans? 🏡

A conventional ARM gives you a fixed rate for an initial period, often 5, 7, or 10 years. After that, the rate and payment can change. Depending on your goals, it may be an option worth comparing with a fixed-rate loan.

Tell me how long you think you’ll stay in the home, and I’ll help you look at the numbers side by side. 📲

Kelly Kendrick | NMLS 784092
The Mortgage Firm | NMLS 189233
Equal Housing Lender

09/16/2026

Moving money between your own accounts may seem harmless, but during the mortgage process, large deposits and transfers may need a paper trail.

Before transferring funds, depositing cash, or moving money from an investment account, check with your lender first. A two-minute conversation can save days of document chasing later.

When in doubt, ask before you move it. 🏡

Kelly Kendrick | The Mortgage Firm | NMLS 784092 | Equal Housing Lender

09/09/2026

Not all pre-approvals are created equal. 🚩

Swipe for 6 lender red flags that could cost your buyer time, money, or the deal.

Kelly Kendrick | NMLS 784092
The Mortgage Firm | NMLS 189233
Equal Housing Lender
📲 352-455-1791

09/07/2026

Hard work builds strong communities. Happy Labor Day! 🇺🇸

09/02/2026

🏡 Should you use the equity in your current home to help buy your next one?

For some homeowners, the answer can absolutely be YES! 🔑✨

If you’ve built up equity in your home, it may be possible to put that equity to work toward your next purchase, whether that means helping with your down payment, strengthening your offer, or giving you more flexibility when it’s time to make a move.

But here’s the important part: just because you CAN use your equity doesn’t always mean you SHOULD. The right strategy depends on your current home, your next purchase, your finances, and your long-term goals.

That’s where having a plan BEFORE you start house hunting can make all the difference. 🏠

Thinking about making a move? Let’s look at the numbers together and figure out the smartest way to get you from the home you have to the home you want. ✨🔑

📲 Kelly Kendrick | The Mortgage Firm
352-455-1791
NMLS #784092
Equal Housing Lender 🏡

08/31/2026

That’s a wrap on Monday AND August! 👋🏼☀️
Tomorrow we officially enter the “ber” months… and I am READY. 😂🍂

08/30/2026

Mortgage green flags. 😂🏡

One PDF instead of 17 screenshots.
Calling me before the offer is written.
Getting pre-approved before sending your Realtor 63 Zillow links.
And buying a home you can comfortably afford while still having money for DoorDash and a beach vacation.

We love to see it. 👏🏼

Which one gets your vote? 😂

Address

620 E. 5th Avenue Mount Dora
Mount Dora, FL
32757

Telephone

+13524551791

Website

https://calendly.com/kelly-kendrick-tmf/15-minute-phone-meeting, https://lenderlogix.com/apply-now/[email protected]

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