Adam Walmsley - Mortgage Loan Officer

Adam Walmsley - Mortgage Loan Officer ☁️Helping you buy your home with ease + clarity

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https://mymortgage.themoneystore.com/dr/c/1c3hv

NMLS #2286628

05/20/2026

Mortgage Tip of the Day💡

DO NOT do these 2 things if you want to buy a house this year:

1. Don't leave your job early or not work your usual full time hours. (This can be tricky with underwriters and income calculation)

2. Don't use “buy now, pay later” apps at least 60 days before your pre-approval such as Afterpay, Klarna, Affirm etc. (these count as loans and can directly affect your approval amount)

Both of these can create extra conditions and lower your approval amount during the home buying process!

📲(405) 881-2500

Great news for Cleveland County First Time Buyers - The Cleveland County down payment assistance program is now a PURE G...
05/15/2026

Great news for Cleveland County First Time Buyers - The Cleveland County down payment assistance program is now a PURE GRANT

- 6.06% below market fixed-rate
- 3.5% of the loan amount to cover your down payment/closing costs (could be looking at very little out of pocket with seller concessions)
- FHA, VA, and USDA loans (can do 0% down + the DPA Gift funds)
- No longer in the form of a 2nd mortgage
- Non occupant co-signers ALLOWED
First come first serve funds!

📲(405) 881-2500

Always love to see these 5⭐reviews! Such a joy helping first time homebuyers buyers achieving their goals!📲(405) 881-250...
05/14/2026

Always love to see these 5⭐reviews! Such a joy helping first time homebuyers buyers achieving their goals!

📲(405) 881-2500

05/13/2026

I’ll still answer though 🙏😂

04/30/2026

Just had a buyer close who had been looking for over 2 years, who had originally applied with another lender prior to me. They issued him a pre-approval, but only for $200k when he was wanting to be closer to the $250-275k range.

After looking his application over, I noticed an old open collection account that had a $14k balance which was really hitting his debt to income.

That means at face value a lender would have to count 5% of the total balance as a monthly payment against him due to FHA collection rules (which in this case would have been over $700 a month) which made sense why he'd be limited to $200k.

I made to sure to ask him what the situation was with that collection, and he mentioned he actually only pays $100 a month to that company, and he had a letter to prove that. I ran that by our underwriter, who confirmed that letter would work and we could use the $100 month payment instead of the $700 a month.

After getting the updated letter, I was able to push his approval up to that $275k range which is where he ended up buying!

This is a great reminder of why not every pre-approval is equal!!

📲(405) 881-2500

04/21/2026

Had a first time buyer come through a month ago not quite ready to buy due to their co-borrower not having a credit score.

I noticed they had a credit card they opened several years ago they hardly used.

I advised them to add the co-borrower to their credit card as an authorized user, and this should generate them a score within 2-3 weeks.

They did so, and now the co-borrower has a 740 score within 3 weeks of adding them to the card, allowing them to qualify for both a USDA loan down payment assistance options as well!

This is why doing your due diligence up front is so important before you buy a home!🌟

📲(405) 881-2500

04/16/2026

2 clear to close’s each 10 days early for first time buyers! Love help making the lending process smooth and stress free!🙌🙌

Clear to close and a happy first time home buyer bringing under $100 to the closing table! Love being able to make these...
04/09/2026

Clear to close and a happy first time home buyer bringing under $100 to the closing table! Love being able to make these phone calls and make their day!

📲(405) 881-2500
NMLS #2286628

04/01/2026

PRO REAL ESTATE TIP:

If you ask a seller to reduce the price of a $300k home by $10k you’ll save $51/mo
But if you ask the seller for a $10k credit to buy down your interest rate you’ll save $221/mo

Kind words and review from a wonderful client is always nice to see! Love helping clients navigate the home buying proce...
03/25/2026

Kind words and review from a wonderful client is always nice to see! Love helping clients navigate the home buying process and making it as stress free as possible🙌

03/20/2026

A "good deal" is a house with payments you're comfortable with.
Don't miss out trying to find the "perfect" one!

Address

1700 N Broadway Avenue, Suite 118
Moore, OK
73160

Telephone

+14058812500

Website

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