Chris Cable, Mortgage Consultant, NMLS# 440305

Chris Cable, Mortgage Consultant, NMLS# 440305 Mortgage Consultant at First Merchants Bank with over 20 years of experience helping people buy, build, and refinance their homes.

Life changes, and your mortgage strategy may need to change with it.Need to access home equity or consolidate higher-int...
08/26/2026

Life changes, and your mortgage strategy may need to change with it.

Need to access home equity or consolidate higher-interest debt?
⤷ Refinancing could be an option.

Thinking about home additions, updates, or improvements?
⤷ Construction or renovation financing may help.

Need to upsize or downsize for this stage of life?
⤷ Let’s review financing scenarios and talk through what may make sense.

📩 Message me to schedule a free consultation and review your options.

Waiting for a certain interest rate isn't the same as being prepared to buy.The most prepared buyers aren't just watchin...
08/24/2026

Waiting for a certain interest rate isn't the same as being prepared to buy.

The most prepared buyers aren't just watching the market. They're getting clear on their budget, savings goals, and what homeownership will mean for their overall finances.

That's where I can help.

Whether you're planning to buy in the next few months or simply exploring your options, we can talk through the numbers and create a plan that makes sense for you.

Message me anytime for a no-pressure conversation.
https://myoc.io/bgGiMhanqDm

The most recent Survey of Consumer Finances data (from 2022) reveals that both the median and average wealth gaps have r...
08/19/2026

The most recent Survey of Consumer Finances data (from 2022) reveals that both the median and average wealth gaps have reached historic highs since the data was first collected in 1989.

The median wealth gap between homeowners and renters has increased by 70 percent, while the average wealth gap increased more than 250 percent.

If you’ve been on the fence about owning a home, dive into the details here:
https://www.urban.org/urban-wire/wealth-gap-between-homeowners-and-renters-has-reached-historic-high

Back-to-school season can make a move feel overwhelming.New schools, new routines, transportation, schedules, activities...
08/17/2026

Back-to-school season can make a move feel overwhelming.

New schools, new routines, transportation, schedules, activities, and helping kids adjust. It's a lot to think about.

If you're considering a move but are worried about the timing, you're not alone. Every family's situation is different, and part of my job is helping you understand your options so you can make the decision that's best for your family.

📩 If a move is on your mind, let's talk.
https://myoc.io/bgGiMhanqDm

From January through June 2026, First Merchants helped 310 families access a total of $2.95 million in down payment assi...
08/12/2026

From January through June 2026, First Merchants helped 310 families access a total of $2.95 million in down payment assistance to make their home purchase more affordable.

If you know anyone looking to buy their first home, reach out to me and my team. We may have a program that can help cover some (or all) of their down payment and closing costs.

We have excellent financing options for second homes and vacation homes at First Merchants. Very competitive pricing. If...
08/10/2026

We have excellent financing options for second homes and vacation homes at First Merchants. Very competitive pricing. If you know someone who is considering a lakefront property, I’d love the opportunity to help them.
https://myoc.io/bgGiMhanqDm

Before you start touring homes, know the number that matters most: the monthly payment you’re comfortable with. A mortga...
08/05/2026

Before you start touring homes, know the number that matters most: the monthly payment you’re comfortable with.

A mortgage pre-approval can help you understand your options, but a good conversation with a lender should also include your budget, goals, and the kind of lifestyle you want after you move in.

Want to get clear on your numbers? Message me to schedule a free budget planning call.
https://myoc.io/bgGiMhanqDm

Even with today’s higher mortgage rates, refinancing can still be a useful financial tool. Homeowners who have built equ...
08/03/2026

Even with today’s higher mortgage rates, refinancing can still be a useful financial tool.

Homeowners who have built equity may use a cash-out refinance to consolidate higher-interest debt, pay for home improvements, or help fund major expenses. The key is determining whether the overall financial benefit outweighs the costs.

Message me anytime for a free refinance analysis. I’ll look at the full picture, including your current mortgage, new loan terms, monthly payment, closing costs, and long-term goals, to help you make an informed decision.
https://myoc.io/bgGiMhanqDm

We created our construction loan program with builders in mind, ensuring better alignment, smoother timelines, and a mor...
07/22/2026

We created our construction loan program with builders in mind, ensuring better alignment, smoother timelines, and a more seamless experience for our customers.

Builders work with a lot of different lenders, so testimonials like this mean a great deal.

If you’re thinking about buying or building a home, I’d be happy to walk you through what to expect.
https://myoc.io/bgGiMhanqDm

Address

Monticello, IN
47960

Telephone

+15748702696

Website

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