Chris Cable, Mortgage Consultant, NMLS# 440305

Chris Cable, Mortgage Consultant, NMLS# 440305 Mortgage Consultant at First Merchants Bank with over 20 years of experience helping people buy, build, and refinance their homes.

When financing a new home build, having a lender that truly understands the process makes a difference. Our construction...
05/27/2026

When financing a new home build, having a lender that truly understands the process makes a difference. Our construction lending program at First Merchants is designed to support builders and borrowers from the ground up. With our single‑close construction loan, your short‑term construction financing converts to a permanent mortgage after the build is complete, keeping the process streamlined with one closing.

What sets our team apart is real‑world experience. Our construction administrators have worked directly in the industry, and our program manager is a licensed residential builder. That means we understand the process from every angle – lender, homeowner, and builder. We know how construction timelines work, how draws should flow, and where issues can arise—and we’re prepared to help navigate them.

The result is a smoother process, clear communication, and a lending team that speaks the same language as builders and clients alike.

Learn about our construction program here: https://www.firstmerchants.com/personal/borrowing/mortgages/compare-mortgages/construction-loans
https://myoc.io/bgGiMhanqDm

Before you look at home prices, decide what monthly payment feels comfortable.From there, we can work backward to find a...
05/20/2026

Before you look at home prices, decide what monthly payment feels comfortable.

From there, we can work backward to find a realistic price range and a smart plan to save for your down payment.

If you want help running the numbers or mapping out a plan, I’m here for you. Message me to schedule a call.
https://myoc.io/bgGiMhanqDm

I work with homebuyers and homeowners across the country — not just locally.Buying a second home? Relocating for work? K...
05/18/2026

I work with homebuyers and homeowners across the country — not just locally.

Buying a second home? Relocating for work? Kids moving out of state?

If you, or someone you know, are thinking about buying or refinancing and want to talk to someone you trust, I’m always happy to help.
https://myoc.io/bgGiMhanqDm

There are down payment assistance and grant programs designed to help first‑time buyers, but knowing which ones apply (a...
05/13/2026

There are down payment assistance and grant programs designed to help first‑time buyers, but knowing which ones apply (and when to apply) matters.

My team and I spend our time helping buyers navigate these programs from start to finish. If you’re curious about what may be available to you, or someone you know, message me and we’ll take a look.
https://myoc.io/bgGiMhanqDm

Check out our current HELOC promotion – good through June 30th! Contact me, or any of our local bankers, for details.
05/11/2026

Check out our current HELOC promotion – good through June 30th! Contact me, or any of our local bankers, for details.

Where you get your home loan matters. Thanks to our customers for trusting us and taking the time to leave a review.
05/06/2026

Where you get your home loan matters.

Thanks to our customers for trusting us and taking the time to leave a review.

In the first quarter of this year, our Mortgage and Community Home Lending teams helped clients obtain $904,475 in down ...
05/04/2026

In the first quarter of this year, our Mortgage and Community Home Lending teams helped clients obtain $904,475 in down payment assistance.

We’re just getting started for the year – if you know someone who is interested in learning about assistance programs or needs help buying a home, give me a call or send me a message!
https://myoc.io/bgGiMhanqDm

Thinking about updating your home this year? 🏡From small upgrades to bigger renovations, there are multiple ways to fina...
04/29/2026

Thinking about updating your home this year? 🏡

From small upgrades to bigger renovations, there are multiple ways to finance home improvements.

We offer options like home equity loans, HELOCs, construction loans, a Home Improvement Loan, and our New Look loan – designed for homeowners who may not qualify for a traditional home equity loan.

If a home refresh is on your list this year, let’s explore what could work for you.
https://myoc.io/bgGiMhanqDm

🚨 New DPA Funds! 🚨This year’s FHLBank Indianapolis Launch DPA program is open effective April 14 and helps eligible firs...
04/27/2026

🚨 New DPA Funds! 🚨

This year’s FHLBank Indianapolis Launch DPA program is open effective April 14 and helps eligible first-time homebuyers move closer to homeownership.

✅ Funds are first-come, first-served

✅ Income must be ≤ 80% AMI (HUD guidelines)

✅ Must apply with a participating lender, like First Merchants

These funds go fast every year — reach out now if you or someone you know are planning to buy this year!
https://myoc.io/bgGiMhanqDm

If building a home is on your radar, I’m happy to help you think through the financing side. New construction comes with...
04/22/2026

If building a home is on your radar, I’m happy to help you think through the financing side.

New construction comes with unique timelines and requirements that have a major impact on your financing. At First Merchants, we specialize in construction loans and work closely with builders to help things stay on track.

Planning early makes all the difference. Contact me to learn your options.
https://myoc.io/bgGiMhanqDm

For medical students considering buying a home vs renting during residency, this promotion is a great opportunity. No do...
04/20/2026

For medical students considering buying a home vs renting during residency, this promotion is a great opportunity. No down payment, no private mortgage insurance costs, and a below-market rate—making it possible to start building equity sooner rather than later. Message me if you’d like to learn more.
https://myoc.io/bgGiMhanqDm

Address

Monticello, IN
47960

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