Clenney Risk Advisors, LLC

05/28/2026

A broken arm should not turn into a financial crisis.

When one accident can stop your paycheck instantly, disability insurance becomes essential, not optional. If you rely on your income to cover rent, mortgage, car payments, or family expenses, it is time to think about protecting it.

We help small businesses with two or more employees offer affordable short term and long term disability coverage.

Schedule a free insurance review today here: https://tinyurl.com/3ate4err

05/27/2026

If your paycheck stopped tomorrow, what would happen next?

Most people insure their car and home but never their income. Short term and long term disability coverage can help protect your paycheck, your team, and their families when illness or injury keeps you out of work.

We help small businesses in Montgomery and surrounding areas set up affordable group disability plans.

Schedule a free insurance review today here: https://tinyurl.com/3ate4err

05/21/2026

Does your business legally need workers’ comp?

Workers’ compensation can help cover medical bills, lost wages, and other costs when an employee gets hurt on the job.

Without it, your business could face penalties, lawsuits, or large out-of-pocket expenses.

Schedule a free insurance review today here: https://tinyurl.com/3ate4err

05/20/2026

One employee injury could cost your business thousands.

Workers’ comp may help cover medical bills, lost wages, and legal expenses after a workplace injury.

In Alabama, many businesses with five or more employees are required to carry coverage.

Schedule a free insurance review today here, https://tinyurl.com/3ate4err

05/14/2026

A magnet logo on your truck could change your insurance needs.

Using your vehicle for job sites, tools, trailers, or employees? A personal auto policy may not fully cover business use.

Commercial auto insurance helps protect many contractors, plumbers, electricians, and other business owners using work vehicles every day.

Book a FREE coverage review today here: https://tinyurl.com/3ate4err

Clenney Risk Advisors, LLC, Kim Clenney, Licensed Producer No. 3003077044

05/13/2026

Business owners, your company vehicles may need more than a personal auto policy.

When employees drive your trucks or vans, one accident, after-hours use, stolen equipment, or job-site injury can create serious liability for your business.

Commercial auto insurance is designed for business use and employee drivers. The right policy may help cover liability, collisions, uninsured motorists, multiple drivers, tools, and attached equipment.

Don’t wait until a claim exposes a gap in your coverage.

➡️ Schedule a FREE insurance review today here: https://tinyurl.com/3ate4err

Clenney Risk Advisors, LLC, Kim Clenney, Licensed Producer No. 3003077044

05/07/2026

What would this cost without insurance?
☑️ Equipment theft
☑️ Property damage
☑️ Employee injury
☑️ Job site accidents

Contractors face risks every day. The right coverage helps keep one setback from turning into a major financial loss.

Let us help your business. Book your FREE consultation today here: https://tinyurl.com/3ate4err

05/06/2026

Don't let gaps in your insurance cost you thousands!

Many contractors think general liability is enough, but without tools and equipment coverage, you're risking it all. Projects often require proof of coverage beyond just liability, especially when bidding in Montgomery.

Clenney Risk Advisors can help you build a custom insurance policy that meets your needs. Want a free coverage checkup?

Book our FREE coverage review here: https://tinyurl.com/3ate4err

Clenney Risk Advisors, LLC, Kim Clenney, Licensed Producer No. 3003077044

05/06/2026

Contractors, are you fully protected beyond just insurance?

Understanding bonds is key to winning jobs, staying compliant, and building trust with clients.

Our latest blog breaks down everything you need to know about contractor bonds.

Read the full guide and make sure you're covered from every angle!
Click here to start reading: https://tinyurl.com/nhaz337b

Clenney Risk Advisors, LLC | Kim Clenney, Licensed Producer No. 3003077044

Why Bonds Matter More Than You Think

05/05/2026

Quick tip for contractors:

Don't overlook your bonding requirements.

Many jobs—especially commercial or public work—require you to have a surety bond in place before you even start. It protects the client if the project isn't completed as agreed, and it can be the difference between landing or losing a job.

Stay prepared, stay competitive, stay bonded!

Clenney Risk Advisors, LLC—Kim Clenney, Licensed Producer No. 3003077044

05/04/2026

Attention contractors! Are you risking it all with your bids?

Many overlook essential coverages like general liability and workers comp. Without them, you might lose contracts before you even start. Don’t let a lack of insurance make you look unqualified!

Ready to win more jobs with confidence?

Schedule a free insurance and bookkeeping review here: https://tinyurl.com/3ate4err


Clenney Risk Advisors, LLC | Kim Clenney, Licensed Producer No. 3003077044