Karen Bratton NMLS # 621868 Mortgage Loan Officer, CMG Home Loans

Karen Bratton NMLS # 621868 Mortgage  Loan Officer, CMG Home Loans I have enjoyed a career in the mortgage industry since 1991 🥰 dba CMG Home Loans, NMLS # 1820. Equal Housing Opportunity.

Residential Home Financing - Government - Conventional - Jumbo
Branch NMLS ID # 1876215
CMG Mortgage, Inc. Registered Mortgage Banker with the Texas Department of Savings and Mortgage Lending. To verify our complete list of state licenses, please visit www.cmghomeloans.com/corporate/licensing and www.nmlsconsumeraccess.org. CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

⚠️ If you had to leave at a moment’s notice, would your emergency kit be ready to go?National Preparedness Month is the ...
09/18/2026

⚠️ If you had to leave at a moment’s notice, would your emergency kit be ready to go?
National Preparedness Month is the perfect reminder to gather the essentials and make sure your household is prepared for the unexpected.

Mortgage rates are one piece of the home buying puzzle, but they don’t tell the whole story. From your down payment and ...
09/17/2026

Mortgage rates are one piece of the home buying puzzle, but they don’t tell the whole story.
From your down payment and loan type to seller concessions and temporary buydowns, there’s more to the home buying equation than one number.
Read here as we look at the bigger picture: http://spr.ly/6188BGVTyK

Your dream home is the end zone. What’s your game plan? 🏈Start with a preapproval, know your budget, and surround yourse...
09/16/2026

Your dream home is the end zone. What’s your game plan? 🏈
Start with a preapproval, know your budget, and surround yourself with a winning home buying team.
Let’s make a play for homeownership! 🏡

📍 Know where. Know who. Know what to do.From utility shutoffs to evacuation routes, preparedness starts with knowing the...
09/14/2026

📍 Know where. Know who. Know what to do.
From utility shutoffs to evacuation routes, preparedness starts with knowing the essentials before an emergency happens.
This National Preparedness Month, make sure the whole family is in the know. 🏡

🏡✨ FRIDAY MARKET UPDATE | September 11, 2026 ✨🏡Yes, mortgage rates have moved a little higher—but that does NOT mean buy...
09/11/2026

🏡✨ FRIDAY MARKET UPDATE | September 11, 2026 ✨🏡

Yes, mortgage rates have moved a little higher—but that does NOT mean buyers should sit on the sidelines! 💚

In fact, there may be an advantage to being a PRE-APPROVED BUYER right now. 🔑

✅ More homes are available than a year ago
✅ Buyers may have more choices and negotiating opportunities
✅ Being pre-approved means you already know your financing options and buying power
✅ When the RIGHT house comes along, you’re prepared to make a strong offer 💪🏡

And here’s something encouraging: inventory was up 5.9% from a year ago in August. More inventory can mean more opportunities for prepared buyers. 🙌

💡 Don’t wait until you find the house to figure out the financing. Get PRE-APPROVED and be ready when opportunity knocks!

📲 Karen Bratton | Sr. Loan Officer
CMG Home Loans | NMLS #621868
📞 936-203-2584
📧 [email protected]

🏡💚

Ever wonder what happens behind the scenes of your mortgage process? 🎬🏡As September is National Mortgage Professional Mo...
09/10/2026

Ever wonder what happens behind the scenes of your mortgage process? 🎬🏡
As September is National Mortgage Professional Month, we’re shining a spotlight on the many people who play a role in your financing process—from your first conversation to the closing table. Read here:
http://spr.ly/6185BGz3BP

🏈 Football is BACK! Is homeownership your next play?Get off the sidelines and kick off your home financing journey with ...
09/09/2026

🏈 Football is BACK! Is homeownership your next play?
Get off the sidelines and kick off your home financing journey with a winning game plan. Let's huddle up!

Address

900 New Day Suite 600
Opdyke West, TX
77316

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