Robert L. Garza- Licensed Life Insurance Agent in Texas

07/09/2025

Families in Central Texas are facing heartbreaking losses after recent floods. Please join us in showing your support; every donation brings hope. Let’s stand together and remind them they’re not alone.

🗓️ Thursday 7/10 & Friday 7/11
🕘 9 AM – 5 PM
📍 Brian Patterson Performance Center (horseshoe driveway)
📦 What to bring: New, unopened non-perishable food, hygiene products, cleaning supplies, baby essentials, and pet items
♥️How to give: QR codes will be available on-site for direct donations.

07/09/2025

06/24/2025

Annuities 🤝 Security

Nearly three-quarters of adults with an annuity feel confident they will have enough income to live comfortably in retirement.

Source: 2022 Athene/Kiplinger Polling

06/11/2025

Living benefits!

The choice is simple. 🔒

DISCLAIMER: Living benefits may be provided by riders, which are supplemental benefits that can be added to a life insurance policy and are not suitable unless you also have a need for life insurance. Riders are optional, may require additional premium and may not be available in all states or on all products. This is not a solicitation of any specific insurance policy.

Payment of Accelerated Benefits will reduce the Cash Value and Death Benefit otherwise payable under the policy. Receipt of accelerated benefits may be a taxable event, may affect your eligibility for public assistance programs, and may reduce or eliminate other policy and rider benefits. Please consult your personal tax advisor to determine the tax status of any benefits paid under this rider and with social service agencies concerning how receipt of such a payment will affect you.
This information is not intended as tax or legal advice. For advice concerning your own situation, please consult with your appropriate professional advisor. TC7982891(0625)3

06/09/2025

Very Powerful Living Benefits!

Let's break a stereotype: Life Insurance is NOT just about dying.

Introducing permanent life insurance with ✨LIVING BENEFITS✨

🌳 Legacy Creation
Let your life insurance policy be the gift that keeps on giving. Create a legacy for your loved ones or even a charity!

💊 Qualifying Illness
Life insurance can become a financial superhero if you're diagnosed with a serious qualifying illness. No need to stress about bills - focus on YOU!

🏖️ Retirement Income
Yep, you read that right! Some life insurance policies can help you build a nest egg for your golden years.

🏠 Borrowing Power
Need a loan? Life insurance policies can provide loans from cash value to unlock your dream home or a business opportunity!

Share your thoughts, and tag a friend who needs to know this!

05/30/2025

Great Article! Also, remember that most dental insurance policies have a one year waiting period on major dental services.

As you plan for retirement, it’s important to consider your health care costs. Get that cost breakdown here.

05/20/2025

Great Info!

Living with pain? Through your Medicare Part B, you may have options to help offer relief without breaking the bank. https://bit.ly/42ZuSpZ

05/04/2025

🌳 Let's grow together

04/06/2025

Did you know about 88% GoFundMe campaigns fail to reach their goal amount?

That's according to a study sampling more than half a million medical fundraising efforts over a five-year period. The good news: Preparing early can prevent you from having to rely on crowdsourcing for unexpected expenses.

Life insurance with Living Benefits is like having a GoFundMe ready to go when you need it — offering you and your family benefits in the event of a qualifying illness.

Important disclosure: Benefits in the event of illness may be provided by riders, which are supplemental benefits that can be added to a life insurance policy and are not suitable unless you also have a need for life insurance. Riders are optional, may require additional premium and may not be available in all states or on all products. This is not a solicitation of any specific insurance policy.

04/06/2025

NUFF SAID