Element Home Loans, The DeAnn Ellis Team

06/09/2026

First-time homebuyer? Start here.

Understanding the process early can help you feel more confident and avoid common mistakes. If buying a home is on your radar, let’s talk through your options and next steps.

06/09/2026

5.0 star review received on Experience.com for DeAnn Ellis Davidson by Shalanda H - The entire team is great. I love the communication. Team work makes the dream work.

Click to see all 849 reviews of The DeAnn Ellis Team, Senior Mortgage Lender |NMLS # 148916

06/08/2026

Married and buying a home? Your spouse’s debt may not always have to count against your mortgage approval 👀

In Georgia, if only one spouse is on the loan, we may only have to count the debts that person is legally responsible for. That could make a big difference in your buying power.

Every situation is different, so let’s see what you may qualify for.

Fill out the form at ellisteamsocials.com or apply at ellismortgageteam.com 🏡

🏠Licensed in GA, SC, NC, AL, FL, TN, and TX!
☎️ 855-ELEMENT
💻 EllisMortgageTeam.com

Element Home Loans
DeAnn Ellis Davidson
Sr. Mortgage Consultant
NMLS # 148916
NFM NMLS # 2893
120 Second St. Suite 100
Monroe, GA 30655
Equal Housing Lender

DebtToIncomeRatio FirstTimeHomeBuyer EllisMortgageTeam ElementHomeLoans GeorgiaRealEstate

06/07/2026

5.0 star review received on Experience.com for DeAnn Ellis Davidson by Ryan S T - we had Nick Stanford and Devyn Streets. (I believe that was how she spelled it) they did a great job seeing us through till the end.

Click to see all 848 reviews of The DeAnn Ellis Team, Senior Mortgage Lender |NMLS # 148916

06/05/2026

Buying a home starts with more than finding the right house. It starts with understanding your numbers.

Budgeting, saving, DTI awareness, and credit education can help you prepare with more clarity and confidence. If you’re working toward homeownership, I’m happy to help.

06/04/2026

06/03/2026

06/03/2026

🏠Licensed in GA, SC, NC, AL, FL, TN, and TX!
☎️ 855-ELEMENT
💻 EllisMortgageTeam.com

Element Home Loans
DeAnn Ellis Davidson
Sr. Mortgage Consultant
NMLS # 148916
NFM NMLS # 2893
120 Second St. Suite 100
Monroe, GA 30655
Equal Housing Lender

06/02/2026

🏡 Want to buy a home but keep your cash to close as low as possible?

Our new FHA down payment assistance program may help qualified buyers receive 3.5% assistance toward their down payment. 🙌

✨ 620 minimum credit score
✨ No first-time homebuyer requirement
✨ No income limits
✨ Seller can contribute up to 6% toward closing costs

Ready to see what you qualify for? Fill out the form at ellisteamsocials.com to connect with us, or apply at ellismortgageteam.com.

🏠Licensed in GA, SC, NC, AL, FL, TN, and TX!
☎️ 855-ELEMENT
💻 EllisMortgageTeam.com

Element Home Loans
DeAnn Ellis Davidson
Sr. Mortgage Consultant
NMLS # 148916
NFM NMLS # 2893
120 Second St. Suite 100
Monroe, GA 30655
Equal Housing Lender

FHA loan, down payment assistance, 100% financing, low down payment, homebuyer programs, mortgage options, Georgia homebuyer

06/02/2026

Homeownership means more than just getting the keys.

It may offer:
🏠Equity over time
🏠More housing stability
🏠Freedom to personalize
🏠Long-term financial potential

If you’re thinking about buying, I’m happy to help you understand your options.