Melando Planning Group

09/30/2020

Check me out tomorrow morning talking insurance on Totally Local Podcast. This will be on FB live at 9 am. Thanks!

06/25/2018

Did you know that you can use your life insurance while you are alive? Through permanent life insurance strategies you can structure a program where you can use the funds for retirement, education for children, vacation home, travel, etc. If you would like to learn more let's set up time to discuss. nalife.northamericancompany.com/NA-SmartMoney

Smart money is money your clients want to control and be able to access during times of need. While there are several options for where to keep this smart money, one that's often overlooked is permanent life insurance.

05/15/2018

Disability Insurance Awareness Month. People think that an illness or injury is not going to happen to them. 1 in 4 people will experience a long term disability during their lifetime. Protect your paycheck!!

Some people think they don't need disability insurance because they don't work in a dangerous profession. Here's why that's not true.

05/07/2018

The month of May is Disability Insurance Awareness Month. Our team works to educate people and businesses on the importance of disability insurance. I came across this website, http://realitycheckup.org/, and found it to be a good resource. If you would like to learn more feel free to contact our team.

Disability insurance provides critical financial protection that is very different from other insurance products. Millions of working Americans don’t have it, and many don’t fully understand what it protects.

04/30/2018

Some employers offer disability insurance through the company's benefit program. This is great, but is it sufficient. We recommend thoroughly reviewing your work plan and comparing it to an individual program.

Insurance is an important part of a sound financial future.

04/24/2018

It is Disability Insurance Awareness Month in May. People say they need disability insurance, but do nothing to put it in place. Perhaps it is just knowing where to start. My team can help you go through your options and design a program that best fits you. Feel free to contact us for an appointment.

65% say most people need disability insurance but less than half say they need it personally. Don't make this mistake. For example, do you think you could rely on your savings until you could return to work? In fact, most people overestimate the resources they have to cover their bills and expenses....

03/19/2018

Are you a small business owner? Have you thought about what will happen to your business if something was to happen to you? What will happen to your family? With life insurance and disability insurance, you can minimize this risk. If you would like to learn more about your options feel free to contact me.

Small-business owners work hard for their business and their family. Life insurance can help protect both.

03/12/2018

My last several posts have been about protecting your income from a disability due to an injury and illness. I think it is a very important part of a financial plan, so I wanted to share a real life story with you. If you have any questions about how to protect your paycheck feel free to contact me.

Valerie's career in medicine was cut short when she became disabled. Luckily, she thought ahead and purchased disability insurance before it happened. Watch.

03/05/2018

Your paycheck is your most important asset. Not your car, home, jewelry, etc. Are you protecting it from loss of work due to an illness or injury? If you would like to learn more about your options feel free to contact me.

1 in 4 of today's 20 year-olds will become disabled before they retire. Defend your paycheck with disability insurance.

03/02/2018

People protect their home, auto and other possessions with insurance, but they don't protect their income. They fail to realize that without your income you do not have any possessions. If you would like to learn more about how to protect your paycheck feel free to contact me.

Some people think they don't need disability insurance because they don't work in a dangerous profession. Here's why that's not true.

02/23/2018

I have been in the insurance business for over 10 years. One of the main questions I receive from clients is 'How much life insurance do I need?'. The calculator below will give you an idea of how to calculate the coverage you need. If you have any questions feel free to contact me.