IRBY Capital

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IRBY Capital

Founded by Jared Irby — 20+ years, 2,500+ Gulf Coast transactions. Jubilee Opportunity Fund + Private Lending for verified accredited investors. SEC Rule 506(c).

All investments involve risk. irbycapital.com/jubilee-fund

11/08/2026

📍 Your money doesn't have to leave Mobile to grow.

Most people's savings are off funding companies they'll never see, in places they'll never go — a number on a screen that ticks up and down while somebody in New York decides your day.

Ours builds homes right here. 🏡

Irby Capital is a Mobile company — born and raised, same as the families we build for. When you put capital to work with us, it doesn't vanish into an index. It becomes a foundation poured on the west side. A first front porch. A lot that sat empty for years that now has a home on it. 🔨

We've built here in partnership with the City of Mobile 🤝 — in neighborhoods that waited a long time for it. That's not a slogan. It's an address you can drive past.

✨ Improve Lives. Elevate Communities. Challenge the Standard. ✨ That's the whole reason we do this.

If you're an accredited investor who'd rather watch your money build something in your own city than watch a ticker — let's talk. 📞 251-313-EARN

Securities offered under SEC Rule 506(c) of Regulation D. Available to verified accredited investors only. Not an offer to sell or solicitation to buy securities; any offering is made only through the PPM. All investments involve risk, including possible loss of principal.

05/08/2026

Most investments live on a screen 📱. A number that goes up and down — and builds nothing.

We've never been wired that way.

At Irby Capital, capital goes to work in real estate right here on the Gulf Coast 🌊 — backed by real homes 🏡, in a market that's genuinely on the rise. Not a paper product. Not a promise on a spreadsheet. Assets you could drive to and stand inside.

When you put capital behind what we do, you're funding something real: homes, neighborhoods, a stronger Mobile ⚓. A return and a reason.

Improve Lives. Elevate Communities. Challenge the Standard. ✨

If that's the kind of investing you're looking for, let's talk 👉 irbycapital.com

—
For verified accredited investors only. Securities offered under Rule 506(c) of Regulation D. All investments involve risk, including possible loss of principal.

21/07/2026

Three homes. Three weeks. 🏗️

231 Viola and 310 Townsend closed. 229 Viola went under contract. All three built by our homebuilding arm here in South Alabama.

This is what we mean when we say the fund is backed by hard real estate. Not a spreadsheet, not a promise — houses that get built, get finished, and get sold in a market where attainable inventory is genuinely scarce.

Why velocity matters: a project that stalls ties up capital. Projects that finish and sell keep it working. Three weeks like this one are the whole thesis in miniature — build where the demand actually is, and the homes don't sit.

Jared Irby · 20+ years · 2,500+ deals

Interested in how the Jubilee Opportunity Fund works? Send us a message or visit irbycapital.com.

Jubilee Opportunity Fund · For verified accredited investors only · Securities offered under Rule 506(c) of Regulation D · All investments involve risk including possible loss of principal.

01/07/2026

💡 Most people don't realize their retirement account can do this.

I'm Jared Irby, founder of Irby Capital here on the Gulf Coast.

When accredited investors first look at the Jubilee Opportunity Fund, the question I hear most isn't about the yield. It's: "Wait — I can use my IRA for this?"

Yes. And it's more common than you'd think.

If your retirement savings sit in a traditional IRA or an old 401(k), you're likely stuck with the same menu of market products you've always had — riding the same volatility, at the mercy of the same headlines.

A self-directed IRA changes that. It lets you point retirement dollars at hard-asset private investments — like funding new-home construction here in Mobile — and earn a fixed return, tax-advantaged, inside the same account.

What that can look like with Jubilee:

🏡 10–14% fixed annualized (by term), paid monthly or quarterly
🏡 $50K minimum, 1–3 year terms
🏡 Self-directed IRA / 401(k) welcome — 1099-INT, no K-1
🏡 Backed by real property, with me co-investing alongside you

The setup is smoother than most people expect, and I'll walk you through it. No penalties, no early withdrawal — you're just changing where those dollars work.

If you've got retirement money that's tired of the roller coaster, it's worth a conversation.

→ irbycapital.com
→ 251-313-EARN (3276)

For verified accredited investors only. Securities offered under Rule 506(c) of Regulation D. Not an offer to sell or solicitation to buy securities; any offering is made only through the offering documents. All investments involve risk, including possible loss of principal. Not tax advice — confirm IRA/401(k) eligibility with your custodian or tax advisor.

19/06/2026

🏘️ I write investors a check every month — not the bank.

20+ years. 2,500+ deals. Mobile, Alabama.

A few years ago I stopped writing the bank a check and started writing private investor partners one instead.

The traditional path works. But it leaves real upside on the bank's side of the table.

What if the people earning the bank's spread weren't the bank — but a small group of long-term-minded investor partners who wanted a fair, fixed yield, paid monthly, secured by the same hard collateral the bank was lending against?

That decision became Irby Capital. 🏗️

🏡 Jubilee Opportunity Fund
✅ 10-14% fixed annualized
✅ Monthly or quarterly
✅ $50K min · 1-3 yr
✅ Self-directed IRA / 401(k)
✅ 1099-INT (not K-1)
✅ Founder co-invests in every deal

Accredited investors only.

→ See the rate sheet: irbycapital.com/jubilee-fund
→ Reply with "Send It" and I'll send the current opportunities
→ Call 251-313-EARN (3276)

Securities offered under Rule 506(c) of Reg D. Verified accredited
investors only. All investments involve risk including possible loss
of principal.

12/06/2026

📉 The most expensive thing in your portfolio right now might be the part you think is "safe."

Take a hard look at where your conservative capital is parked — the CDs, the money market, the laddered Treasuries, the bond fund your advisor put you in three years ago. Subtract real inflation. Subtract federal tax on every penny of interest. Subtract the opportunity cost of money that could be working harder somewhere else.

What you're earning after all of that is somewhere between not much and nothing. Meanwhile the equity side of your portfolio gives back six months of gains in a bad week.

There's a quieter way that's been working for accredited investors right here on the Gulf Coast — fixed monthly yield, backed by real Alabama property you can drive past and touch.

🏡 Jubilee Opportunity Fund by Irby Capital — 10-14% fixed annualized (depending on chosen term), paid monthly or quarterly. $50K minimum, 1–3 year terms. Capital deployed across new-home construction in Mobile, AL. Self-directed IRA / 401(k) welcome. 1099-INT, no K-1.

🏗️ The shot above? An active project of ours in Mobile. Real dirt, real deeds, real returns. Not paper. Not promises.

If you're an accredited investor curious whether this might fit your portfolio:

→ DM us
→ Visit irbycapital.com/jubilee-fund
→ Call 251-313-EARN (3276)

09/06/2026

Looking for true passive income that isn't tied to the volatility of the stock market? 📈❌

Meet the Jubilee Opportunity Fund by Irby Capital. We pool accredited investor capital directly into new-home construction right here in the growing affordable housing market of Mobile, Alabama. 🏡✨

No Wall Street financial engineering. No securitized paper. Just hard, physical real estate collateral you can drive to.

Why investors are choosing the Jubilee Fund:

💰 Up to 14% Fixed Annualized Returns — Locked in for your entire term.

🗓️ Consistent Cash Flow — Choose between monthly or quarterly fixed distributions.

🛡️ Built-in Diversification — Your capital is spread across multiple active builds, mitigating single-project risk.

💼 Simplified Taxes — Receive a straightforward 1099-INT at the end of the year (no messy K-1s).

🤝 Skin in the Game — Founder Jared Irby invests his own capital alongside you. Our success is aligned with yours.

Whether you're investing cash or looking to maximize a self-directed IRA or Solo 401(k), we offer flexible 1 to 3-year terms to fit your financial goals.

Available to verified accredited investors only. Minimum investment: $50K.

👉 How to learn more:
Drop a comment below, send us a DM, or call us at: 251-313-EARN to request the Private Placement Memorandum (PPM) and schedule a private, no-pressure 15-minute call with our team.

Let's put your capital to work in South Alabama. 🛠️

Securities offered under SEC Rule 506(c) of Regulation D. Available to verified accredited investors only. Not an offer to sell or solicitation to buy securities; any offering is made only through the PPM. All investments involve risk including possible loss of principal.

26/05/2026

🌅 The housing shortage nobody's pricing in yet.

Over the next 36 months, the most acute housing shortage in America won't be in Manhattan or San Francisco — it'll be in mid-sized Sun Belt metros most coastal money has never bothered to map.

Mobile, Alabama sits in the middle of that gap.

📊 Three converging trends, all multi-year:
1️⃣ Sun Belt migration is structurally rewriting where America wants to live
2️⃣ Insurance + material costs pushed most retail builders out of the

19/05/2026

Deploying capital. Driving returns. 📈💥"

Real estate investing isn't about guessing the market—it’s about engineering the spread. 🏗️

We are officially in active demolition at one of our newest acquisitions in Mobile’s Oakleigh Garden Historic District. While traditional buyers see a structural headache, we've identified an asset ready for forced appreciation and accelerated velocity.

Watch how fast this crew moves. Speed on the ground directly dictates capital velocity in the bank, and maximizing project efficiency is how we protect our partners' capital.

We don't just find deals; we build systems that perform.

Want to step away from the active headache and move into passive performance? Our Q3 investor allocations are currently being reviewed. Drop the word "CAPITAL" in the comments or send us a direct message for more information.

Address

503 Government Street
AL
36602

Telephone

+12514440055

Website

https://irbycapital.com/jubilee-fund, https://irbycapital.com/

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