JAGS Insurance

JAGS Insurance I enable people to buy peace of mind.

Specifically, I work with families and business owners to ensure that, no matter what happens tomorrow, their loved ones are financially protected, and their lifestyle doesn't change.

07/03/2026

Pro-Tip Friday: When you bonus an executive an IUL policy, the IRS views that premium as taxable income. To make it a true free perk, use the Double Bonus Strategy. Pay the premium and a little extra cash to cover their tax bill. Your employee pays $0, and your business deducts 100% of the total amount. Win-win!

07/03/2026

What if I buy my top employee an IUL policy and they quit six months later?"
Enter: The Restrictive Endorsement. You can legally tie strings to the policy. If they leave before a designated time (e.g., 5 or 10 years), they can't access the cash. It’s the ultimate "golden handcuffs" to protect your business investment.

DM me for the most effective executive bonus that's a triple win.

07/02/2026

Market volatility making your team nervous about retirement? When you fund an Executive Bonus using Indexed Universal Life, their cash value captures market upside but features a 0% floor. That means when the market crashes, their retirement savings stay flat, not negative. Peace of mind = Employee loyalty.

07/01/2026

IRS Secret: Did you know IRS Section 162 allows you to hand-pick specific employees and buy them a high-growth cash accumulation policy, while your business takes a 100% tax deduction for it? No complicated compliance testing. No offering it to the whole company. Just pure incentive for your MVPs. DM me for the blueprint.

06/30/2026

Quick Question for Business Owners: If your top revenue-producer walked out the door today, how much would it cost your business to replace them? Recruits want more than just a basic 401(k).
I’m creating daily posts on how to give them a benefit they can't walk away from using IRS Section 162.

06/27/2026

BUSINESS OWNER TIP

Are you leaving a tax deduction on the table?

As a business owner, you work hard to protect your company and reward your key people. But there's a powerful strategy most business owners overlook, the Executive Bonus Plan (Section 162).

Here's how it works: your business pays the premium on a life insurance policy for a key executive or owner. That premium is treated as compensation, which means your business gets a 100% tax deduction under IRC Section 162.

Tax deductible premiums are a deductible business expense
- Retain top talent
- A powerful golden handcuff benefit for key people
- Cash value growth
- Policy builds tax-advantaged cash value over time
Selective benefit
- You choose who receives it no ERISA requirements

Unlike traditional benefits, this plan is simple to set up, has no contribution limits, requires no IRS approval, and can even include the business owner themselves.

Bottom line: Your business pays. Your business deducts. Your key people (and you) build personal wealth and protection. That's a win-win-win.
If you're a business owner and you're not currently using a Section 162 Executive Bonus Plan, let's talk. You are probably leaving thousands of dollars in deductions on the table every single year.

Drop a message in the comments or send me a DM to learn more.

Unapologetic ❤️ 🇺🇸
06/27/2026

Unapologetic ❤️ 🇺🇸

Thinking about life insurance isn't always easy, but it’s one of the most selfless conversations you can have.When we ta...
06/26/2026

Thinking about life insurance isn't always easy, but it’s one of the most selfless conversations you can have.
When we talk about life insurance, we often think about it as just a safety net for the people we love. And it absolutely is. It ensures that the mortgage gets paid, the bills are covered, and your family's day-to-day life keeps moving forward without financial chaos during an already devastating time.
But if you look a little deeper, it’s about something even greater: protecting your legacy.
We all work incredibly hard to build a life, a home, a business, or a future for our families. Planning ahead for the inevitable isn't about focusing on the end, it’s about ensuring that everything you’ve built, and everyone you care about, remains secure long after you're gone.
True peace of mind doesn't come from hoping for the best; it comes from knowing you’ve planned for it. By taking care of this today, you’re making sure the people you leave behind are protected, shielded from financial stress, and empowered to carry your legacy forward.

It’s the ultimate gift of love and preparation.

Have you checked this off your to-do list yet? Let’s connect and look at a plan that fits your life and secures your family's future. Drop a comment or send a DM to start a simple, no-pressure conversation.

06/24/2026

Time might be catching up with you, but it's never too late to get life cover, even if you're in your 70s. 713-399-4192

06/24/2026

I am trying to get to 1k followers. Can we support each other and do a follow-4-follow?

Address

Missouri City, TX
77459

Website

Alerts

Be the first to know and let us send you an email when JAGS Insurance posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category