Medicare with Karla Harrison

10/15/2026

MEDICARE ADVANTAGE BENEFITS ARE CHANGING — ARE YOU PROTECTED?

With all the changes happening in Medicare, it’s more important than ever to look at the BIG PICTURE. Having a Medicare Advantage plan is one piece of the puzzle, but have you considered the gaps that could leave you with unexpected out-of-pocket expenses?

I call it THE BIG 3

1. Hospital Indemnity Insurance — Helps provide benefits for covered hospital stays.

2. Cancer Insurance — Can help provide cash benefits if you're diagnosed with a covered cancer.

3. Heart Attack & Stroke Coverage — Can help provide cash benefits if you experience a covered heart attack or stroke.

4. Skilled Nursing Coverage — Can help with certain expenses associated with a covered skilled nursing facility stay.

WHY SHOULD YOU CONSIDER THESE PLANS?

Life is unpredictable. We don't know what tomorrow holds, but by golly, we CAN prepare for it! 🙌

An unexpected illness or hospital stay can bring additional expenses and financial stress. Having the right supplemental coverage may help provide an extra financial cushion when you need it most.

Let's talk! I can help you review your current coverage and explore options that may help fill some of those gaps.

Don't wait until you need the coverage to start asking questions!

Be informed. Be prepared. Protect your peace of mind.

10/15/2026

Your phones are about to begin ringing off the hook from third party companies trying to sell you Medicare Advantage plans that may not be right for you in 2027!

Let those calls go to voicemail and call your local Health Insurance Specialist, Karla, to review your Medicare Advantage plan and prescription medications for 2027.

Karla Harrison Active Medicare Solutions 540 709 1344

❤️ Personalized service, peace of mind, and no phone spam. Serving Louisa and the surrounding counties.

10/15/2026

Medicare Annual Enrollment Begins Today!

October 15 through December 7 is your opportunity to review your Medicare Advantage plan for 2027.

Make sure your doctors, hospitals, specialists are in network, and your medications are on your plan’s formulary for the upcoming year.

I am ready to assist clients in Louisa and the surrounding counties with their Medicare needs.

Call today to schedule your review. Office appointments are by appointment only.

Karla Harrison
Health Insurance Specialist
Active Medicare Solutions
540-709-1344

Thank you for trusting me with your Medicare needs! ❤️

10/11/2026

AEP BEGINS IN 4 DAYS!

It's time to review your current Medicare Advantage plan and your prescription drug plan options for 2027!

Did you know your prescription drug costs can vary from plan to plan? The plan you have today may not be the best fit for you next year!

Make sure you have a thorough review with your agent so you understand your options and aren't paying more than you need to. Don't wait until the last minute!

I'm here to help you understand your options and find coverage that fits your needs and budget. ❤️

Karla Harrison Active Medicare Solutions 📞 540-709-1344

Serving Louisa and the surrounding counties.

Please feel free to reach out. I'm happy to help! 😊

10/10/2026

ANTHEM & SENTARA HEALTH UPDATE As of October 10, 2026

Anthem and Sentara Health are continuing negotiations to reach an agreement to keep Sentara doctors, specialists, and facilities in Anthem’s Medicare Advantage network.

Nothing changes today! Members should continue seeing their Sentara providers as usual.

If an agreement is not reached, Sentara would leave Anthem’s Medicare Advantage network effective January 1, 2027. Affected members would receive letters from Anthem as required by CMS.

Please note this does NOT affect Anthem Medicare Supplement members.

There is still time for an agreement! Anthem says it remains committed to finding a solution that keeps Sentara in network.

For the latest updates, visit: https://www.anthem.com/update/sentara/

❤️ Don't panic or make changes based on negotiations alone. Stay informed and keep an eye out for official updates about your 2027 coverage!

Please reach out if you have questions about your Medicare options.

Karla Harrison
Active Medicare Solutions
Phone 540-709-1344
Serving Louisa and the surrounding counties

Anthem is working to keep Sentara Health in our network. Here's what's happening.

10/05/2026

W**e, Women & Wellness
Wednesday, October 7 | 3:00 – 6:00 PM
Lake Anna Wellness Studio

Take a break, gather your friends, and enjoy an afternoon dedicated to wellness, connection, and community.

W**e, Women & Wellness is a relaxed, open house-style event where you can explore local businesses and professionals offering products, services, and resources that support women's health, beauty, fitness, nutrition, self-care, and overall well-being. Visit Wellness Partners, enjoy demonstrations, discover new ideas, and connect with women from across the Louisa and Lake Anna communities in a welcoming atmosphere.

Your registration includes light, healthy hors d'oeuvres and your choice of admission:

$30 – Admission plus two glasses of w**e

$15 – Admission with complimentary healthy refreshments (w**e not included)

W**e will be available throughout the event for guests age 21 and older.

Whether you're looking to discover a new wellness resource, enjoy an afternoon with friends, or simply take time to invest in yourself, W**e, Women & Wellness offers the perfect opportunity to relax, connect, and celebrate the many ways to live well.

Advance registration is required.

For more details, contact Louisa County Chamber of Commerce.

(540) 967-0944

[email protected]

09/28/2026

As of September 28, 2026, Anthem and Sentara Health have not yet reached an agreement.

This may affect Anthem Medicare Advantage plans, including D-SNP and C-SNP plans, for members who use Sentara providers and facilities, including Sentara Martha Jefferson.

At this time, nothing has changed and Sentara remains in network. If an agreement is not reached, the current contract is scheduled to expire December 31, 2026, which could impact network access beginning January 1, 2027.

I will continue to monitor this situation closely and will share updates as they become available.

If you have questions about how this may affect your Anthem Medicare Advantage plan, please reach out.

Karla Harrison
Active Medicare Solutions
540-709-1344
Serving Louisa and the surrounding counties

09/25/2026

Medicare Plan benefits, costs, provider networks, and prescription drug coverage can change from year to year. Prescription drugs and your out of pocket costs can also vary from plan to plan, even when the plans are offered by the same carrier.

That’s why it’s important to review and compare Medicare Advantage options from multiple carriers each year. A plan that worked well for you this year may not be the best fit for your needs in 2027.

If you have questions or would like help reviewing your 2027 Medicare Advantage options, please call Karla Harrison with Active Medicare Solutions at 540 709 1344.

📍 Serving Louisa and the surrounding counties.

09/22/2026

Would you be financially prepared if cancer became part of your story?

A Cash Cancer plan can provide money to help with expenses that health insurance may not cover, such as deductibles, travel, household bills, or lost income.

Purchasing a plan while you’re younger and healthier may also mean lower premiums.

❤️ You can’t always predict what happens to your health, but you can prepare financially.

Contact Karla Harrison with Active Medicare Solutions
📞 540 709 1344
Health Insurance Specialist
Serving Louisa and surrounding counties