Shape My FICO

09/28/2024

https://www.aarp.org/money/budgeting-saving/info-2024/credit-card-late-fees-limit-rule.html

A new rule adopted by the CFPB would most cap late fees at $8

09/01/2024

🎉 We’re LIVE: 100 Lives, 100 Days Starts NOW! 🎉
The wait is over, Suga! Our “100 Lives, 100 Days” campaign has officially launched, and the journey to better credit begins today.
Here’s What You’ll Get:
FREE Credit Repair
$1 Credit Monitoring to Kickstart Your Journey
Ongoing Monitoring at Just $29.95/Month
Whether you’re aiming to improve your credit score, prepare for a major purchase, or simply take control of your financial health, this is your moment.
🔗 Join the Challenge Now: Sign Up Here www.ShapeMyFICO.com
We’re here to guide you every step of the way—let’s make these 100 days count, Suga!

Shape My FICO is the only truly free DIY credit repair program that works with you every step of the way to repair and rebuild your credit. Signup in 60 seconds.

08/31/2024

🎯 100 Lives, 100 Days, for Less Than $100

Suga, are you ready to take charge of your financial future? Our “100 Lives, 100 Days” campaign is launching tomorrow, and here’s an exclusive sneak peek at what’s in store! 🚀

👀 What’s the Challenge All About?

Over the next 100 days, we’re committed to helping 100 people transform their credit and elevate their financial status—all for less than $100. This isn’t just about boosting your credit score; it’s a journey to achieving lasting financial freedom, all at an incredible value.

💥 What You’ll Get:

FREE Credit Repair: Get hands-on guidance to fix your credit score, remove errors, and overcome any obstacles holding you back.

$1 Credit Monitoring to Start: Begin your journey with real-time credit monitoring for just $1! Track your progress and receive alerts to any changes in your credit report.

Ongoing Monitoring for $29.95/Month: Stay on top of your credit with continued monitoring at an affordable $29.95 per month. This ensures you remain in control as you build towards your goals.

Personalized Support: You’ll receive expert advice and support every step of the way, tailored to your specific needs and goals.

Exclusive Resources: Access to powerful tools, tips, and strategies to help you stay focused and accelerate your progress.

🌟 Why This Campaign is a Game-Changer

This campaign is about more than just numbers—it’s about creating lasting change. Whether you’re dreaming of buying a home, securing a lower interest rate, or simply gaining peace of mind, we’re here to help you make it happen.

🚀 How to Get Involved

Want to be one of the 100 lives we’ll help transform? Registration opens soon, and spots are limited, so you’ll want to act fast. Don’t miss this chance to change your financial future for the better.

08/31/2024

A US has leaked 2.9 billion records!

National Public Data have confirmed a massive data breach involving social security numbers, , , and other personal data.

We recommend you closely monitor your financial accounts and file for any activity.

✔ 74% of Americans had their exposed due to a data breach in the last year.


✔ Every 3 seconds there’s a victim of in the US¹.

Don't Wait! Protect Yourself! Start your credit monitoring today!

08/29/2024

🎯 100 Lives, 100 Days, for Less Than $100**

Are you ready to take control of your financial future? The first step in our "100 Lives, 100 Days" challenge is simple, affordable, and incredibly powerful. For just $1, you can start monitoring your credit—and that’s where your transformation begins!

**🔍 What Is Credit Monitoring?**

Credit monitoring is like having a personal trainer for your finances. It keeps a close eye on your credit reports and alerts you to any changes—whether it’s a new account, a hard inquiry, or a potential error. This way, you can address issues immediately and stay on top of your credit health.

**💪 Why Start with Credit Monitoring?**

1. **Awareness:** You can’t improve what you don’t measure. By understanding where you stand, you can set realistic goals and track your progress.

2. **Protection:** Credit monitoring alerts you to any suspicious activity, helping you prevent identity theft and fraud.

3. **Empowerment:** Knowing your credit score and report puts you in the driver’s seat, allowing you to make informed decisions that positively impact your financial future.

**🚀 How It Works for Just $1**

1. **Sign Up:** The process is quick and easy. For just $1, you gain immediate access to credit monitoring services.

2. **Get Alerts:** You’ll receive real-time alerts whenever there’s a change to your credit report, whether it’s a new account, a hard inquiry, or a potential error.

3. **Take Action:** With these insights, you can take proactive steps to improve your credit score—whether it’s disputing an error or making a plan to pay down debt.

**🌟 Your Journey Starts Here**

This $1 investment is the foundation of your journey to better credit and a stronger financial future. As part of our "100 Lives, 100 Days" challenge, we’re committed to guiding you every step of the way, providing the tools and support you need to achieve lasting success.

Join us today, and let’s make this your year of transformation—starting with just $1!

Sign Up Now and Begin Your Journey!

Shape My FICO is the only truly free DIY credit repair program that works with you every step of the way to repair and rebuild your credit. Signup in 60 seconds.

08/23/2024

Your credit score is a gauge for your credit worthiness. Each bureau reports a credit score based on the information they have on you. There are also different scoring models that are used depending on the type of credit you are applying for.

A perfect credit score is 850, and the lowest valid credit score is 350

08/20/2024

Give Yourself The Gift of Better Credit!
Sign up to Kovo Credit Builder and build your credit easily with small monthly payments. Instant approval, no credit check, and no hidden fees. Plus, earn up to 1% back on loans!
Key Features
Flat monthly rate
Instant approval
No credit check / no hard pull
No bank account needed
$0 security deposit
$0 setup/admin fees
$0 annual fees
$0 late fees
$0 prepayment fees
0% APR
Available in all 50 states
Get Yours Now!
kovo-credit.sjv.io/ShapeMyFICO

08/15/2024

COLUMBUS, Ohio — A hacker group stole private information from the city of Columbus last month and posted it to the dark web. Cybersecurity expert Connor Goodwolf told 10TV’s Tara Jabour that he was able to download databases from the prosecutor’s office and a system from the city hall building.

Goodwolf said the personal data of hundreds of thousands of private citizens is now on the dark web. Those citizens are anyone who scanned their driver's license at city hall in the last 10 years. It also includes anyone who has dealt with the Columbus City Attorney's Prosecuting Office in any way, including victims, suspects, or someone who was subpoenaed by the court or law enforcement.

Here are some helpful tips for protecting your information after a data breach and how you can make sure your information is well protected from potential threats.

08/15/2024

How much is your peace of mind worth? Imagine keeping a close eye on your credit for just $1. That's right, for less than the cost of your morning coffee, you can take control of your financial future!

Don't let unexpected surprises catch you off guard! With our comprehensive credit monitoring service, you'll receive real-time alerts, monthly credit reports, and expert tips to keep your credit on track.

For just $1, you can get started today and take the first step toward protecting your financial health.

Why wait? Your credit is your lifeline, and for just a dollar, it's a deal you can't afford to miss!

https://myscorenow.com/signup417ar.asp?guid=6AD3ARXHKYC5&tGUID=DA6F3FDC-08B3-4658-8663-875712A65075

08/15/2024

If you are interested in building your credit...

By opening a Self Credit Builder Account and making your monthly payments on time, you can build positive payment history.

Restrictions: US Only. 18+.

Q&A:
Do you report to all 3 credit bureaus? Yes.
Can I payoff or close my account early? Yes.
Is this a traditional personal loan? No.
Can I spend the loan amount today? No.
Is there a hard pull on my credit? No.

Enroll Now!
https://shorturl.at/8b4Tp