Ben Crooks - TowneBank Mortgage

06/02/2026

Some of your most qualified buyers may not fit traditional lending guidelines. Our ITIN Loans make it possible for eligible clients to purchase a home without a Social Security Number, opening the door to more opportunities and a larger buyer pool.

Reach out today to explore how we can help more of your clients achieve homeownership.

05/25/2026

Today, we honor and remember the brave men and women who made the ultimate sacrifice for our country. As we spend time with those we love, let’s pause to reflect on the freedoms we enjoy because of them.

05/20/2026

Not every buyer fits into a traditional income box. If you're working with self-employed clients, our Bank Statement Loans can help them qualify using real cash flow, not just what’s shown on tax returns.

✅ 12–24 months of deposits
✅ Flexible income calculation
✅ More approvals, fewer dead ends

I’m always available to walk through scenarios for your self-employed clients.

05/15/2026

May is Teacher Appreciation Month, and we want to say THANKS to all the amazing teachers who inspire us. You can learn more about the home loan programs all teachers should be aware of before they buy on the blog.

https://townebankmortgage.com/blog/home-loans-programs-for-teachers

05/13/2026

Summer is the perfect time to start making changes to your home! There are so many different projects that can improve the interior and exterior of your home that can make all the difference Check out our blog for more.

https://townebankmortgage.com/blog/home-tips/summer-home-maintenance-tips/

05/10/2026

Mother’s Day is a reminder that home is about more than walls and rooms. It’s shaped by everyday moments, big milestones, and a mother’s love that brings comfort, stability, and a true sense of belonging. Today, we celebrate the women who turn houses into homes.

05/08/2026

Buying your first home doesn’t have to be overwhelming. A few smart moves can make the process smoother:

✅ Get pre‑qualified early
✅ Know your full monthly payment
✅ Keep your finances steady

❌ Don’t open new credit or overspend
❌ Don’t change jobs or income without guidance
❌ Don’t rely only on online estimates

With the right prep and support, buying your first home can feel confident and clear. Let’s do it together.

05/04/2026

https://www.experience.com/reviews/bencrooks/e162f5df-9aa0-499f-a345-28eb19bf0f3e

Click to see all 23 reviews of Ben Crooks, Sr. Mortgage Loan Officer | NMLS # 964921

04/26/2026

Weekend Warrior mode: ACTIVATED! Dedicated to helping you achieve your homeownership goals, no matter the day. Let's make your dream a reality! 🏡

04/23/2026

Think you can’t buy a home right now? You might be surprised. Here are the biggest reason’s we hear every day, and the real solutions we provide:

“My credit isn’t good enough.”
We review it with you and build a clear, realistic improvement plan—often faster than you think.

“I don’t have enough saved.”
We help you explore low–down payment & assistance programs you may already qualify for.

“Homes are too expensive right now.”
We break down what you can actually afford—and identify smart price ranges and loan options.

“Rates are too high.”
We have 2‑1 buydown and permanent rate‑buydown options that lower your payment when it matters most.

“I’ve been told ‘not yet.’”
We turn “not yet” into a step-by-step path with a timeline, so you know exactly what to do next.

Let's get you on the path to homeownership. Contact me to see what you qualify for—no obligation.