HUD 184 American Indian Home Loan, Ardrah Sage #227116, NEXA Mortgage LLC

08/11/2026

🏡 CREDIT DOESN’T HAVE TO KEEP YOU FROM HOMEOWNERSHIP!

Today’s TikTok Live with Frosini Smith, Credit Specialist with Trinity Enterprises LLC, was packed with great information about CREDIT and how it can impact your ability to buy a home.

We talked about:
✨ The age of your credit
✨ Different types of credit
✨ Late payments & adverse credit
✨ Why the same “credit mistake” can impact two people very differently
✨ How credit can affect your mortgage, auto loan & credit card interest rates
✨ Why improving your credit can potentially save you MONEY over time

One of my favorite takeaways from Frosini:

“Credit repair is not a bill. It’s a down payment on your future.”

If buying a home is one of your goals, don’t let credit be the reason you never start. Even if you already know your credit needs some work, there is value in understanding where you are today and having a plan for where you want to go.

🏠 READY TO START?

If you already know you need credit work, schedule a Purchase Consultation with me. We can talk about your homeownership goals, and I can connect you directly with Frosini to begin working on your credit.

If you’re ready for me to evaluate your mortgage qualifications, go to the link in my bio and complete Steps 1, 2 & 3. You’ll have the option to purchase a soft or hard mortgage credit report.

Your credit today doesn’t have to determine where you’ll be tomorrow.

Start with a conversation. Start with a plan. Then start working toward the keys. 🔑🏡

08/11/2026

Scared to Apply Because of Credit? Let’s Talk!

Join me TODAY at 12 PM Arizona time on TikTok Live! 📲🏡

Credit has been one of the hottest topics with the people reaching out to me lately—and for many, it’s also the biggest fear keeping them from applying for a home loan.

That’s exactly why I’m bringing on Frosini Smith to talk about credit, answer questions, and share helpful information that may help you understand your next steps.

✨ Don’t let fear of your credit keep you from learning what’s possible.

Come join us LIVE, bring your questions, SHARE this post, and INVITE a friend or family member who needs to hear this conversation!

📍 TikTok:
⏰ Today at 12 PM Arizona Time

Credit repair is not a bill. It’s a down payment on your future! 🏡✨

08/05/2026

I had to share this! 👏

Recently, I’ve helped several single women become homeowners, and it’s been incredibly inspiring to watch. Homeownership isn’t about waiting for the “perfect” partner or the “perfect” timing—it’s about creating stability, building wealth, and investing in yourself.

One statistic that really stood out to me: 35% of Gen Z homebuyers are single women, the highest share of any generation. It shows that more women are choosing to build their future on their own terms.

If buying a home is one of your goals, don’t count yourself out because you’re single. There are loan programs and strategies that can help make homeownership possible. I’d be honored to help you explore your options. 🏡💜

Thank you, Lori Anderson, for sharing this great reminder!

08/05/2026

🎥 Is the HUD 184 loan available in Texas?

This came up on today’s TikTok Live, and the answer is: it depends.

Some states, like Arizona and New Mexico, are eligible statewide for the HUD 184 loan. Other states, like Texas, only have specific eligible counties. And some states don’t have any eligible counties at all.

If you’re wondering whether a property qualifies:

✅ Google “HUD 184 loan limits 2026”
✅ Open the HUD.gov link.
✅ Look for your state and county. If it’s listed, the HUD 184 loan is available there, along with the maximum loan amount.

If your county isn’t eligible, don’t let that stop your homeownership journey. There are many other excellent loan programs that may be a perfect fit for you.

And if you’re planning to buy in an eligible HUD 184 area, let’s talk! I’d love to help you get prequalified and on the path to homeownership.

🔗 Link in bio to get started or schedule a consultation.

05/21/2026

I’m incredibly honored to be featured in VoyagePhoenix Magazine sharing more about my journey, my passion for helping families achieve homeownership, and the vision behind my work with NEXA Lending. Grateful for every lesson, every client, and every person who has supported me along the way.

Local StoriesMay 19, 2026 Meet Ardrah Sage with NEXA Lending Local Stories Share Tweet Pin Today we’d like to introduce you to Ardrah Sage. Alright, so thank you so much for sharing your story and insight with our readers. To kick things off, can you tell us a bit about how you got started? I grew...

04/09/2026

HOMEBUYER 101 - register
🌸 HOMEBUYER 101 – APRIL SERIES (Google Meet)

Every Thursday | 12–1PM (AZ)
📅 4/9 • 4/16 • 4/23 • 4/30

Ready to buy a home? Let’s make it simple.

👉 OFF tribal land homebuying — step-by-step

WHO THIS IS FOR:
• First-time buyers
• Renters ready to own
• Planning for 2026
• Moving to Arizona
• Future investors

WHAT YOU’LL LEARN:
• How buying a home actually works
• Credit, income & what lenders look for
• FHA, Conventional, DPA + more
• What you need for down payment & closing
• How to get pre-approved

BASIC REQUIREMENTS:
✔️ 18+
✔️ 2+ years work history
✔️ Funds for down payment/closing
✔️ Credit:
• 580+ (primary)
• 620+ (2nd home)
• 640+ (investment)

⚠️ IMPORTANT:
• Bring spouse / co-borrower
• Limited spots
• Cancel if you can’t attend

🚀 READY OR JUST THINKING ABOUT IT?
Start here.

👉 LINK IN BIO — SAVE YOUR SPOT

03/17/2026

🍀 This could be your lucky day…

We are in a volatile market right now—rates are moving, oil prices are jumping, and the Fed is meeting this week.

Here’s what most people don’t realize:
👉 Waiting doesn’t guarantee a better rate
👉 But buying now gives you control

Smart buyers act during uncertainty—because less competition = better deals.

You can always refinance later…
You can’t go back and get today’s price.

If you’ve been thinking about buying, let’s look at your numbers and timing 👇

(And happy birthday to my brother Ryan today 🎉)

11/12/2025

🚨 We’re going LIVE on TikTok! 🚨

Join Ardrah Sage and Maria Zamora, with Chase Feist moderating your top real-estate questions — in a 3-Day Intro to Real Estate Series designed to make homeownership fun, easy, and real! 🏡✨

☕ Grab your coffee, get comfy, and join us LIVE on TikTok as we break down:
✅ How to buy your first home
✅ Vacation or 2nd home opportunities
✅ Investment properties & Native home loan programs
✅ Q&A with real lenders and agents

🎯 FREE for everyone!
We’re answering questions for Arizona & New Mexico residents, and welcoming all our Native American followers from California relocating to AZ.

📍 Live from Arizona — proudly serving all of Arizona & New Mexico!

🎥 Watch us on TikTok LIVE:
👉 Follow me on TikTok

🔗 Complete the quick form in my TikTok bio to RSVP and join us!

📞 Contact:
Ardrah Sage | NEXA Mortgage
📲 480-788-4316
✉️ [email protected]

09/09/2025

🏡 If you have a home on Tribal land, AMERIND is the only 100% Tribally owned insurance company built to protect our communities since 1986. Protect your home, protect your future.

💬 Need a home loan on Tribal land? Whether it’s purchase, refinance, cash-out, or rehab/construction—I can help. Let’s connect!

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