HUD 184 American Indian Home Loan, Ardrah Sage #227116, NEXA Mortgage LLC

HUD 184 American Indian Home Loan, Ardrah Sage #227116, NEXA Mortgage LLC Ákót’éego Diné asdzáán nishłį́ (In this way, I am a Navajo woman).

Yá’át’ééh, Hello! 👋🏽
Caring for the LAND one HOME at a TIME🏡

NEXA Mortgage LLC is an equal housing lender, equal housing opportunity
NMLS 1660690 | AZ BK-2006218
www.NEXAmortgage.com
www.NMLSconsumeraccess.org Ahéhee’ (I am grateful!)

🏡 About My Journey

My lending experience began with my own first home purchase as a First-Generation Native American Homebuyer in 2001. By 2002, I entered the mor

tgage industry as a junior processor, later becoming a lead processor and now a licensed mortgage loan originator helping Native families and communities achieve homeownership. With over two decades of experience, I specialize in guiding clients through customized, culturally aware lending solutions designed to build generational stability and wealth.

💼 Loan Programs & Expertise

I offer a wide range of home financing and investment options, including:

🪶 HUD-184 Native American Home Loans (Purchase, Construction, Refinance)

🏠 FHA, VA, and Conventional Loans

💰 Down Payment Assistance Programs

🔁 Reverse Mortgages

🧱 New Construction & Rehabilitation Loans

🏢 Commercial Loans

📈 DSCR (Debt-Service-Coverage-Ratio) Investor Loans

I also hold a personal interest in sustainable living and eco-friendly building practices, inspired by attending the Earthship Academy in Taos, NM and learning more about long-term sustainability and independence.

👩‍👧‍👦 Team Blacksheep | Family Legacy

Team Blacksheep honors both my Diné clan and my family collaboration. My two sons are Realtors in the Phoenix Metro area, and my daughter has also contributed part-time on my lending team. Now known as Ardrah Sage, and proudly affiliated with NEXA Mortgage, I’m committed to helping Native families:
🌾 Build generational wealth
🏡 Break cycles of financial instability
🌄 Create legacies of land ownership and opportunity

I also host the Native American Real Estate Circle — a monthly community gathering in Phoenix that brings together real-estate professionals, homebuyers, and investors to share education, resources, and connection.

🌕 Aligned by the Stars

As reflected in my Vedic astrology — Sun & Rising in Ardra, Moon in Mula — my path is one of transformation and truth. My purpose is to help others rebuild from the ground up, creating secure homes, stable foundations, and abundant futures. Whether you’re ready to purchase, construct, refinance, or invest, I’m here to help guide your journey toward lasting homeownership and wealth.

🔗 Connect With Me

🌐 Website: www.ArdrahSage.com
(coming soon)
🌿 Linktree: https://linktr.ee/the_sage_team

📞 Let’s work together to PURCHASE, CONSTRUCT, or REFINANCE your home.

HOMEBUYER 101 - register🌸 HOMEBUYER 101 – APRIL SERIES (Google Meet)Every Thursday | 12–1PM (AZ)📅 4/9 • 4/16 • 4/23 • 4/...
04/09/2026

HOMEBUYER 101 - register
🌸 HOMEBUYER 101 – APRIL SERIES (Google Meet)

Every Thursday | 12–1PM (AZ)
📅 4/9 • 4/16 • 4/23 • 4/30

Ready to buy a home? Let’s make it simple.

👉 OFF tribal land homebuying — step-by-step

WHO THIS IS FOR:
• First-time buyers
• Renters ready to own
• Planning for 2026
• Moving to Arizona
• Future investors

WHAT YOU’LL LEARN:
• How buying a home actually works
• Credit, income & what lenders look for
• FHA, Conventional, DPA + more
• What you need for down payment & closing
• How to get pre-approved

BASIC REQUIREMENTS:
✔️ 18+
✔️ 2+ years work history
✔️ Funds for down payment/closing
✔️ Credit:
• 580+ (primary)
• 620+ (2nd home)
• 640+ (investment)

⚠️ IMPORTANT:
• Bring spouse / co-borrower
• Limited spots
• Cancel if you can’t attend

🚀 READY OR JUST THINKING ABOUT IT?
Start here.

👉 LINK IN BIO — SAVE YOUR SPOT

🍀 This could be your lucky day…We are in a volatile market right now—rates are moving, oil prices are jumping, and the F...
03/17/2026

🍀 This could be your lucky day…

We are in a volatile market right now—rates are moving, oil prices are jumping, and the Fed is meeting this week.

Here’s what most people don’t realize:
👉 Waiting doesn’t guarantee a better rate
👉 But buying now gives you control

Smart buyers act during uncertainty—because less competition = better deals.

You can always refinance later…
You can’t go back and get today’s price.

If you’ve been thinking about buying, let’s look at your numbers and timing 👇

(And happy birthday to my brother Ryan today 🎉)

🚨 We’re going LIVE on TikTok! 🚨Join Ardrah Sage and Maria Zamora, with Chase Feist moderating your top real-estate quest...
11/12/2025

🚨 We’re going LIVE on TikTok! 🚨

Join Ardrah Sage and Maria Zamora, with Chase Feist moderating your top real-estate questions — in a 3-Day Intro to Real Estate Series designed to make homeownership fun, easy, and real! 🏡✨

☕ Grab your coffee, get comfy, and join us LIVE on TikTok as we break down:
✅ How to buy your first home
✅ Vacation or 2nd home opportunities
✅ Investment properties & Native home loan programs
✅ Q&A with real lenders and agents

🎯 FREE for everyone!
We’re answering questions for Arizona & New Mexico residents, and welcoming all our Native American followers from California relocating to AZ.

📍 Live from Arizona — proudly serving all of Arizona & New Mexico!

🎥 Watch us on TikTok LIVE:
👉 Follow me on TikTok

🔗 Complete the quick form in my TikTok bio to RSVP and join us!

📞 Contact:
Ardrah Sage | NEXA Mortgage
📲 480-788-4316
✉️ [email protected]

🏡 If you have a home on Tribal land, AMERIND is the only 100% Tribally owned insurance company built to protect our comm...
09/09/2025

🏡 If you have a home on Tribal land, AMERIND is the only 100% Tribally owned insurance company built to protect our communities since 1986. Protect your home, protect your future.

💬 Need a home loan on Tribal land? Whether it’s purchase, refinance, cash-out, or rehab/construction—I can help. Let’s connect!

Watch, follow, and discover more trending content.

02/04/2025

🔍 MythBusters #2: You DON’T Need a 700 Credit Score to Buy a Home! 🏡Think you need perfect credit to become a homeowner? Think again! Many loan programs allow buyers to qualify with a credit score as low as 580—and credit score is just one piece of the puzzle. Lenders also consider:✅ Debt-to-income ratio✅ Employment history✅ Asset balances✅ Whether this will be your primary residenceThe hardest step in your homeownership journey? Scheduling that consultation. But guess what? I make it easy! 🎯📲 Let’s chat and see where you stand—maybe you’re closer than you think! Check my profile for my Linktree and schedule a call with me today. Your dream home is waiting! 💫

Homebuyer 101: Your Path to Home Ownership in TEMPE, AZAre you ready to take the first step towards owning your dream ho...
10/28/2024

Homebuyer 101: Your Path to Home Ownership in TEMPE, AZ

Are you ready to take the first step towards owning your dream home? Join us for an informative and engaging seminar designed to guide you through the home buying process.

Event Details:

Date: Saturday, November 9th
Time: 11:00 AM - 1:30 PM
Location: Kenneth James Realty, 3910 Rural Rd, Ste 101, Tempe, AZ 85282
Lunch: Included

What to Expect:
**Expert speakers covering everything from understanding mortgages to finding the perfect home.
**Tips and tricks for first-time buyers and those looking to upgrade.
A chance to ask questions and get personalized advice.

How to Attend:
Registration: Required. Please register to secure your spot.
https://www.eventbrite.com/e/1058830102339?aff=oddtdtcreator

Why Attend?
**Because understanding mortgages shouldn’t feel like deciphering ancient hieroglyphics!
**Learn how to avoid common pitfalls, like buying a house with a “haunted” mortgage rate.
**Get the inside scoop on what lenders are really thinking when they say, “Your loan is approved!”

Don’t miss this opportunity to learn from the best and make your homeownership dreams a reality. Share this event with your friends and family who might be interested!

10/28/2024
🌟 Join Us at the Native American Women’s Conference 2024! 🌟I am beyond excited to announce that I will be presenting at ...
10/17/2024

🌟 Join Us at the Native American Women’s Conference 2024! 🌟

I am beyond excited to announce that I will be presenting at this year’s Native American Women’s Conference! Join me on Friday, November 8th for a round table discussion titled “First Time or Repeat Homebuyer and Credit.” This is a fantastic opportunity to gain valuable insights and connect with like-minded individuals.

📅 Event Dates: November 7-8, 2024
📍 Location: NAWC-AZ

Highlights of the Event:

Keynote Speaker: Mary Kim Titla, a trailblazer and advocate for Indigenous communities1.
Engaging Workshops: Covering wellness, career, and leadership topics.
Networking Opportunities: Connect with inspiring Indigenous women from various fields.
Don’t miss out on this incredible event! Register now and be part of a community that celebrates the strength, resiliency, and achievements of Indigenous women.

Registration Link: http://www.nawc-az.com/Registration.html

10/11/2024

Weekend Update! 🏡✨

Exciting news! My applications for purchase and refinance are at their highest this year! This week alone, I’ve secured four new purchase contracts. The market is heating up, and election time usually means lower rates. My top picks for buying are November, December, and January—less competition, more opportunities!

Thinking about refinancing? Let’s chat strategy to get you the best rate. Schedule a web call with me to review your mortgage and explore options like home improvements, debt consolidation, or reinvesting in real estate.

As we approach Indigenous Peoples’ Day on October 14, let’s honor and celebrate Native American cultures and contributions. The movement is a powerful reminder of the importance of land, culture, and sovereignty. 🌎✊🏽

Homeownership is more than just having a place to live; it’s about building a legacy, creating family stability, and investing in our future. It’s a crucial step towards generational healing and independent wealth.

And remember, in real estate, the only thing that should be under water is your pool! 🏊‍♂️😄

Contact me to create a plan. Let’s make this season one to remember!

"Ballet Under the Stars" is a free annual event that I absolutely enjoyed when I lived in Phoenix. I made it a point to ...
09/13/2024

"Ballet Under the Stars" is a free annual event that I absolutely enjoyed when I lived in Phoenix. I made it a point to go every year and this year I will too! Here are the locations and timings for this year's event:

🧚‍♀️Fountain Hills on Thursday, September 19 at 7pm
🧚Chandler on Friday, September 20 at 7pm
🧚‍♂️Goodyear on Saturday, September 21 at 7pm
🧚‍♀️Peoria on Thursday, September 26 at 7pm
🧚‍♂️Glendale on Friday, September 27 at 7pm
🧚‍♀️Phoenix on Saturday, September 28 at 7pm

Make it a point to attend one of the scheduled events!

Here's a link with more information

Ballet Under the Stars Presented by The Diane & Bruce Halle Foundation Ballet Under the Stars 2024 Join us this fall as we kick off the 2024-2025 season with free […]

Address

5559 S Sossaman Rd, Bldg 1 Ste 101
Scottsdale, AZ
85212

Opening Hours

Monday 8:30am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 9am - 5pm

Telephone

+14807884316

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