Andy Childs - Medicare Agent

05/12/2026

The average funeral in Mesa costs $12,000. Most families don't have it saved. Most don't find out until the week somebody dies. Burial insurance is a small whole-life policy built to cover those costs — funeral, cemetery, transport, and the bills that hit the family in the first few weeks. It's one of the cheapest financial moves a senior can make to spare their kids a hard week. In this video I break down: ✅ What burial insurance actually is (and how it's different from term life) ✅ What it costs by age in Arizona — real premium ranges from real carriers ✅ How adult children can buy and pay for a parent's policy (most people don't know this) ✅ The Arizona snowbird trap — the one mistake almost every part-time resident makes on repatriation ✅ When burial insurance makes sense — and when it doesn't If you want a free, no-obligation quote — for yourself or for a parent — comment "BURIAL" below or send me a message. Independent broker. No fee. Carriers pay me directly. — Andy Childs | Licensed Arizona Insurance Broker | Mesa, AZ 📞 (480) 296-5804 🌐 childs-insurance.com

05/12/2026

The $12,000 Funeral Reality in Mesa, Arizona

The average funeral in Mesa costs $12,000. Most families don’t have it saved. Here’s the burial insurance math that spares your kids a hard week. Full guide on the channel link in bio.

SeniorInsurance

05/11/2026

The Mesa Hospital Networks Most Medicare Agents Won’t Explain Three hospital networks dominate Medicare Advantage in Mesa: Banner, HonorHealth, Dignity. Most plans only contract with one. Pick wrong and your closest in-network hospital can be 20 miles away. Full guide on the channel — link in bio. EastValley Medicare2026

05/09/2026

The Medicare Mistake Most Mesa Seniors Make Most people pick a Medicare plan and then ask if their doctor takes it. That’s backwards. Here’s how a local broker actually does it. Full video on the channel link in bio. Medicare2026

05/08/2026

05/08/2026

30+ Medicare Plans in Mesa - Only One Fits Your Hospital There are 30+ Medicare plans in Maricopa County. The wrong one locks you out of your hospital. Here’s the rule local brokers actually use. Full breakdown on the channel, link in bio. Medicare2026

05/07/2026

If Medicare Told You No, Reapply! The rules changed in 2024. The old asset and income thresholds got liberalized, and millions of people who were denied under the old rules qualify for the full benefit today. Comment “Extra Help” if you want a hand. Full breakdown on the channel. MedicareBroker

05/06/2026

The $5,000 Program 3 Million People Miss There’s a federal Medicare program that almost eliminates prescription drug costs and 3 million people who qualify never sign up. Here’s what it actually pays for in 2026. Full breakdown on the channel — link in bio.

05/05/2026

Your IRMMA Letter Isn’t Permanent and Here’s Why If you got hit with an IRMAA letter, you’re probably paying it like it’s permanent. It’s not. IRMAA is recalculated every single year, and a one-time income spike from a home sale, Roth conversion, or inherited IRA only hits you for one year. Sometimes two. In some cases, you don’t have to pay it at all. MedicarePartB Medicare2026 SeniorBenefits

05/04/2026

The Medicare Appeal Form Most Agents Wont Mention There’s a form most Medicare agents won’t tell you about. It’s called the SSA-44 and if your IRMAA surcharge was triggered by income from a year you no longer earn (retirement, divorce, death of a spouse), you can file it and ask Social Security to recalculate. They usually approve clean cases. Worst case, they say no. Best case, thousands back. SocialSecurity MedicareAppeal Medicare2026