Zach Beckham - Mortgage Professional : NMLS #1059630

03/18/2026

At their March meeting, the Fed voted to maintain the current policy rate, as expected. The Fed doesn't control mortgage rates directly, and economic or geopolitical events are more likely to have an impact on mortgage rates at this time. If you want to discuss whether now is the right time for you to make a move, please reach out. NEXA Mortgage is an Equal Housing Lender.

02/04/2026

Here are 4 things to love about the 2026 housing market: Rates have fallen from last year's highs, values continue to grow even as prices stabilize, buyers have more choices, and affordability has improved. This is a great time to get ahead of the busy spring market. Whether you want to prepare early or jump in right away, I'll be glad to help. NEXA Mortgage is an Equal Housing Lender.

01/29/2026

At their January meeting, the Board voted to maintain the current policy rate, as expected. The Fed doesn't control mortgage rates directly, and economic or geopolitical events are more likely to have an impact on mortgage rates at this time. If you want to discuss whether now is the right time for you to make a move, please reach out. NEXA Mortgage is an Equal Housing Lender.

01/27/2026

From October to November, U.S. home values slipped 0.1% before seasonal adjustments, but showed a 0.4% gain after accounting for normal seasonal patterns. On an annual basis, home prices are up 1.4%.

01/26/2026

What is the FICO Resilience Index? Learn how it impacts you.

We all know that your FICO® score has a far-reaching impact, from your ability to secure a mortgage to financing a car or opening a new credit card. But have you heard of the new FICO Resilience Index? It may be able to help improve your creditworthiness in times of economic uncertainty.What It is ...

01/09/2026

BIG news: yesterday, President Trump announced he is directing Fannie Mae and Freddie Mac to purchase $200 billion in mortgage-backed securities. This move is designed to help bring mortgage rates down and make homeownership more affordable.

Reach out if you are thinking about purchasing a home or want to look at refinancing your current mortgage: (303) 501-4261

01/05/2026

You may be able to borrow more for less! The amount that can be borrowed through the FHA rose to more than $541,000 in most places for 2026. That means you may have more flexibility and can possibly get lower rates to purchase or refi in a higher price range than before. Questions? Please comment below or reach out through your preferred channel. NEXA Mortgage is an Equal Housing Lender.

12/11/2025

The MBS Highway National Housing Index ticked up to 27 in December, a 3-point rise from last month, though still below the 32 level seen a year ago. Lower mortgage rates haven’t sparked a surge in activity just yet, but should provide a tailwind as the seasonal upswing gets going in January.

12/10/2025

Another Fed rate cut! The Fed lowered policy rates by a quarter point at their December meeting, the third cut this year. However, Board members are now projecting fewer cuts over the next few years. Thinking about buying or refinancing? Let's talk about whether now's the right time for you to make a move. NEXA Mortgage is an Equal Housing Lender.

12/10/2025

Unlock more home options with 2026 loan limits

Expand your home search today. The maximum conforming loan limit in the U.S. has been raised.

11/26/2025

Wishing you a day of warmth and gratitude...along with your fair share of turkey and pie! NEXA Mortgage is an Equal Housing Lender.