The Home Loan Mom - Kristi Norton, Mortgage Loan Officer, #2031002

09/16/2026

Comment CALENDAR and we can talk about what rates mean for you.

09/12/2026

Debt has a stranglehold on many households but many people have home equity that can help! Comment HELOC

09/01/2026

Even if this isn’t your budget, let’s find out what is! Comment “CALCULATOR” to get access to my affordability calculator.🧮

This is an example for illustrative purposes only and does not include any HOA fees and assumes the borrowers have no other debts on their credit reports.

Disclaimer: Rates and payments mentioned in this video are for illustrative purposes only and may not reflect current market conditions. Actual mortgage rates and terms depend on credit approval, loan amount, and individual qualifications. Taxes and insurance, discount points, origination fees, and closing costs will vary. Contact your mortgage professional for personalized estimates and advice.

08/27/2026

Is this within your budget? Even if not, let’s find out what is in yours. Comment “CALCULATOR” to get access to my affordability calculator.🧮

This is an example for illustrative purposes only and does not include any HOA fees and assumes the borrowers have no other debts on their credit reports.

Disclaimer: Rates and payments mentioned in this video are for illustrative purposes only and may not reflect current market conditions. Actual mortgage rates and terms depend on credit approval, loan amount, and individual qualifications. Taxes and insurance, discount points, origination fees, and closing costs will vary. Contact your mortgage professional for personalized estimates and advice.

08/21/2026

JUMBO LOAN 101‼️

So many people have been asking so here’s the scoop.
⭐️ 10% down minimum (NOT@20%!)
⭐️ NO Mortgage Insurance
⭐️ 700 FICO (sometimes less)
⭐️ $5,000,000 loan amounts

Questions? Ask in the comments or DM CALENDAR to talk to me. 😃

Send a message to learn more

08/18/2026

Stop negotiating the sales price. Start negotiating what the seller pays for you.‼️

The house has been sitting on Zillow for weeks. Here's what to do with that.

Most buyers go in low on the price. But a $30,000 price cut only saves you around $150 a month.

$30,000 in seller credits? That can eliminate your closing costs AND buy down your rate. Your monthly savings will be double or triple that price reduction.

This is the ticket when a home isn't flying off the market. Save this so you remember it when you're ready to make an offer and share with someone you know who is thinking of buying.