Team Mandi - Premier Mortgage Resources

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Team Mandi - Premier Mortgage Resources This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval.

🏡 Helping homebuyers navigate the mortgage process with confidence
đź“Ť Based in Idaho
đź’Ľ Top 1% Nationwide Mortgage Lender |
âś… VA, FHA, Conv, No Down | Refinance & Investment l
📲 Pre-approvals | Rate quotes | Fast closings
đź”— teammandi.com Mandi Feely
LO-NMLS: 38490 • Corp-NMLS: 1169
CA-DBO38490
Licensed in: AL, AK, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, ID, IN, IL, KS, KY, LA, MA, MD, MN, MO, MS, M

T, NC, NJ, NM, NV, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WI, WY
Team Mandi

Premier Mortgage Resources
CO NMLS 1169
3363 E Presidential Drive #200
Meridian, ID 83642
Equal Housing Opportunity
NMLS # 1169 • CA-DBO38490 •
ww.nmlsconsumeraccess.org

California Licensed by the Department of Financial Protection and Innovation, under the California Residential Mortgage Lending Act. AZ BK #0937529

Veronica Tamayo
NMLS 613585

Brittney Essink
NMLS: 1532651

Susan Marler
NMLS 2275216

Willow Smith
NMLS: 2709806


http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1169

Premier Mortgage Resources, LLC (“PMR”) | NMLS #1169 | Equal Housing Opportunity. Any opinions expressed within blogs, videos, podcasts, interviews, presentations, or other online content are solely the opinions of the individual/author and do not represent the opinions or policy of PMR. All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. Some products may not be available in all states and restrictions apply. PMR is not affiliated with or an agency of the federal government. PMR conducts business in the states we’re licensed in. For a full list, visit: www.pmrloans.com/state-licensing

Regarding 100% Financing Programs - The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes and the consumer should consult a tax adviser for further information regarding the deductibility of interest and charges. About HECM (Reverse Mortgage) Advertisements - The material is not provided by, nor was it approved by the Department of Housing & Urban Development (HUD), the Federal Housing Administration (FHA), or any Government agency. Borrower remains responsible for payment of taxes, insurance, and property maintenance. Texas Complaint-Recovery Fund Notice
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.

Referrals don't come from transactions. They come from the moments where someone felt genuinely taken care of. The follo...
31/08/2026

Referrals don't come from transactions. They come from the moments where someone felt genuinely taken care of. The follow-up that came faster than expected.

The explanation that actually made sense. The process that felt manageable because someone made it that way. That's what people talk about. And that's what brings the next client through the door.

Follow Team Mandi for more insights about the mortgage industry and what it takes to build a career worth having.

30/08/2026

The AI buildout is not just a technology story. It is a capital markets story.

On Origination Boost, David Dysert connects a dot that most people in the mortgage industry have not thought about. The massive private debt being issued to fund AI infrastructure is competing directly with U.S. Treasuries for investor capital.

More competition for that capital means more pressure on yields. And more pressure on yields means more pressure on mortgage rates.

The forces shaping the market right now are bigger and more interconnected than the headlines suggest. Loan officers who understand that are the ones who can have smarter conversations with their clients.

Watch the full episode on YouTube: https://youtu.be/y2VUhfYpGDQ?si=a3lunNdkNIPkC7Nv

Explore all episodes of the Origination Boost Podcast: originationboost.com/podcast/

29/08/2026

When Japan has to buy its own debt back, it means fewer buyers for ours. And fewer buyers means pressure on rates.

On Origination Boost, David Dysert walks through one of the global dynamics that loan officers rarely think about but directly affects the market they work in every day. Japan held near-zero and even negative rates for years. As their rates rise and their yields become more attractive, capital that used to flow into U.S. bonds starts looking elsewhere.

Supply and demand is a simple concept. The factors driving it are anything but.
Understanding the bigger picture is part of being the kind of loan officer clients trust when the market gets confusing.

Watch the full episode on YouTube: https://youtu.be/y2VUhfYpGDQ?si=a3lunNdkNIPkC7Nv

Explore all episodes of the Origination Boost Podcast: originationboost.com/podcast/

28/08/2026

David Dysert got into the mortgage business at an NBA basketball game. A friend of a friend needed help. It was not supposed to be long-term.

On Origination Boost, David shares how answering phones led to getting kindly redirected to something else, which led to automated underwriting at a wholesaler, which eventually led to becoming PMR's Chief Capital Markets Officer.

Most of the best careers in this industry started as something else entirely.

Watch the full episode on YouTube: https://youtu.be/y2VUhfYpGDQ?si=a3lunNdkNIPkC7Nv

Explore all episodes of the Origination Boost Podcast: originationboost.com/podcast/

27/08/2026

In a purchase market, getting the deal closed on time matters more than chasing a rate.

On the latest episode of Origination Boost, David Dysert makes a point that every loan officer should be reinforcing with their clients right now. This is a defensive market with real intraday volatility. Floating is risky. And for a buyer trying to close on a home, the rate is only one piece of the puzzle.

Affordability. The right product. A lender who can execute. Those are the things that actually move a purchase transaction across the finish line.

Rate conversations matter. But they should not be the only conversation.

Watch the full episode on YouTube: https://youtu.be/y2VUhfYpGDQ?si=a3lunNdkNIPkC7Nv

Explore all episodes of the Origination Boost Podcast: originationboost.com/podcast/

It's easy to fall in love with a home based on how it looks and feels. But how it fits into your daily routine is just a...
27/08/2026

It's easy to fall in love with a home based on how it looks and feels. But how it fits into your daily routine is just as important.

Your commute shapes your mornings, your evenings, and your overall quality of life in that home. Is the route reliable? Does the drive time work with your schedule?

A few extra minutes each day add up faster than most people expect. It's worth factoring in before you fall in love with the address.

Follow Team Mandi for more helpful insights about buying a home and what happens throughout the loan process.

26/08/2026

Trevor R Carlson was out on a morning run when the thought hit him. It is time to start your company.

On the newest episode of Origination Boost, Trevor shares how two separate moments of quiet clarity while running led to two of the biggest decisions of his career. Starting his own company. And going all in on reverse mortgages.

Neither was something he had planned for. He had never had any ambition to run his own company. He had never done a reverse mortgage in his life.

Sometimes the clearest direction comes from the quietest voice.

Watch the full episode on YouTube: https://youtu.be/LKNpv_YmyTc?si=f1k48df98cPGx6k7

Explore all episodes of the Origination Boost Podcast: originationboost.com/podcast/

25/08/2026

Two-thirds of all retirees rely on Social Security as their primary source of income. The average check is just under $1,900 a month.

On the latest Origination Boost episode, Trevor R Carlson puts that number into context. Tens of millions of retirees are living on less than $3,500 a month combined. After a mortgage payment, insurance, utilities, and gas, there is nothing left for groceries.

For a lot of those people, eliminating a mortgage payment through a reverse mortgage is not a luxury. It is what makes the difference between getting by and not.

That is why Trevor says he regularly has hugs and tears at closing. The product is not the point. The peace of mind behind it is.

Watch the full episode on YouTube: https://youtu.be/LKNpv_YmyTc?si=f1k48df98cPGx6k7

Explore all episodes of the Origination Boost Podcast: originationboost.com/podcast/

Your down payment doesn't stop mattering once you sign the closing documents. It shapes your monthly payment, your loan ...
25/08/2026

Your down payment doesn't stop mattering once you sign the closing documents. It shapes your monthly payment, your loan terms, and whether you'll need private mortgage insurance.

A stronger down payment can mean lower monthly costs and more equity from day one. Understanding how it all connects early in the process gives you more options when it's time to make a decision.

Follow Team Mandi for more easy-to-understand insights about the home loan journey and what happens behind the scenes.

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