Carver Financial Services

10/31/2026

✈️🌎 Exciting News! Our New Carver Client Trip Website Is Here! 🌴

Whether you're dreaming of your next getaway or want to see what adventures are coming up, our new website makes it easy to explore upcoming trips, view details, and look back at some of our favorite travel memories.

From Pittsburgh to Mexico, the Greek Islands, and beyond, there are plenty of adventures ahead! 🛳️☀️

Take a look and start dreaming about your next trip!

carverclienttrip.com

10/30/2026

VOLATILITY CREATES OPPORTUNITIES

When the market dips, most people just see red numbers. We tend to see options. 👀

Depending on your situation, a dip can actually open the door to some smart moves — like rebalancing, tax planning, or investing new money at a better price.

None of that would be possible without some ups and downs along the way.

A little volatility isn't always a bad thing. Sometimes it's the thing that creates room to make progress.

Questions, or interested in talking this through? Reach out to our team at Carver Financial Services — we're happy to help.

10/26/2026

👋 Meet Nik Wearsch, CFP®!

Nik is a CFS Partner and RJFS Financial Advisor who joined Carver Financial Services in 2009 after starting his career in Columbus. With more than 20 years in financial services, he loves helping clients turn big goals into a clear plan they can act on.

Outside the office, Nik is happiest outdoors — hiking the great parks across Lake and Geauga County — or exploring Cleveland with his wife Megan and their two kids, Olivia and Greyson. Favorite stops: the Cleveland Art Museum, Cleveland Botanical Gardens, and Holden Arboretum 🌳🎨

Get to know Nik 👇

carverfinancialservices.com

10/23/2026

📅 Medicare Open Enrollment runs October 15 to December 7!

Already on Medicare? This is your yearly chance to review your coverage and make changes for next year.

Thinking about retiring before 65? Health care is one of the biggest pieces to plan for, since Medicare doesn't start until then. Options like COBRA, part-time work with benefits, Health Savings Account funds and Marketplace plans can all help bridge the gap.

Raymond James shares 5 ways to help manage health care costs when retiring early 👇

Have questions about your own plan? Give the Carver Financial team a call at 440.974.0808. We're always happy to help. 💙

raymondjames.com

10/21/2026

👋 Meet RoseAnn DiVincenzo!

RoseAnn has been in the investment industry since 1994 and is our Registered Principal and Compliance Operations Manager, helping keep things running smoothly behind the scenes.

Here's something special: RoseAnn volunteers with Little Dresses for Africa and has made more than 400 dresses 🧵👗 At home in Willowick, she's joined by her husband Bob and their cat, Buddy 🐱

Get to know RoseAnn 👇

carverfinancialservices.com

10/16/2026

WE DON'T PREDICT MARKETS

The #1 question we get asked: is the market going up or down from here? 🤔

Honest answer? Nobody knows for sure, no matter how confident they sound. Plenty of people make predictions every day, and some end up right — usually more by luck than skill.

We've never tried to time the market or guess what it'll do next. Instead, we focus on making the most of whatever it gives us.

Questions, or interested in talking this through? Reach out to our team at Carver Financial Services — we're happy to help.

10/14/2026

✨ Your next adventure awaits with Carver Escapes! ✈️

🎄 Pittsburgh Christmas Escape | November 21–22, 2026
⛷️ Seven Springs Ski Trip | February 19–21, 2027
🍷 Girls' Getaway at Geneva Lodge | April 10–11, 2027

Join us for unforgettable experiences, fun, and memories! 💙

📞Trish Schlacht (440) 376-2434
📧 [email protected]