Jacob - The Health Insurance Guy

Jacob - The Health Insurance Guy I’m Jacob Roth, owner of Roth Health & Life. We help individuals and families find affordable health coverage that actually fit their needs.

From under 65 plans to Medicare and specialty options, we make the process simple and easy to understand. JR Consulting Group recognizes that health coverage needs are diverse. We deliver choice and flexibility through a comprehensive portfolio of innovative products, enabling customers to select coverage that aligns with their individual requirements. For those seeking affordability or concerned

with high deductibles, we offer plans that provide immediate benefits and substantial network discounts, ensuring access to care without financial barriers. Additionally, our targeted Specified Disease/Sickness and Accident Plans deliver tailored, reliable protection for customers seeking specialized coverage. Our commitment to customer satisfaction is demonstrated by our focus on long-term relationships and dependable service, positioning JR Consulting Group as a trusted partner through every stage of our customers’ healthcare journey.

Wellness 101: Laughter can also stimulate circulation and aid muscle relaxation, both of which can help reduce some of t...
06/02/2026

Wellness 101: Laughter can also stimulate circulation and aid muscle relaxation, both of which can help reduce some of the physical symptoms of stress.

Working with an independent insurance agent gives you access to multiple insurance companies, allowing you to compare co...
06/01/2026

Working with an independent insurance agent gives you access to multiple insurance companies, allowing you to compare coverage options and pricing in one place instead of shopping around on your own.

Fast Fact: Your "Annual Deductible" The amount you are required to pay annually before reimbursement by your health plan...
05/29/2026

Fast Fact: Your "Annual Deductible" The amount you are required to pay annually before reimbursement by your health plan begins. The deductible requirement does not apply to preventive services.

Reminder, the “Waiting period: is the period of time that an employer makes a new employee wait before he or she becomes...
05/28/2026

Reminder, the “Waiting period: is the period of time that an employer makes a new employee wait before he or she becomes eligible for coverage under the company's health plan. Also, the period of time beginning with a policy's effective date during which a health plan may not pay benefits for certain pre-existing conditions.

A health savings account (HSA) helps you save money on health care. By making you a part of the medical services decisio...
05/27/2026

A health savings account (HSA) helps you save money on health care. By making you a part of the medical services decision process, health savings accounts are designed to help you manage medical expenses and reduce the continuing raising of health care expenses.

Health Insurance 101: “In-network Coinsurance” is the percent (for example, 20%) you pay of the allowed amount for cover...
05/26/2026

Health Insurance 101: “In-network Coinsurance” is the percent (for example, 20%) you pay of the allowed amount for covered health care services to providers who contract with your health insurance or plan. In-network coinsurance usually costs you less than out-of-network coinsurance.

More and more individuals and families are discovering that private PPO health coverage can offer a simpler, more flexib...
05/25/2026

More and more individuals and families are discovering that private PPO health coverage can offer a simpler, more flexible alternative to traditional ACA Marketplace plans.

Many people are surprised to learn how easy and convenient it can be to build a personalized protection package that fits both their healthcare needs and their budget — without feeling locked into a one-size-fits-all solution.

With the right combination of:
✅ Nationwide PPO access
✅ Fixed indemnity benefits
✅ Cancer/critical illness protection
✅ Accident and hospital coverage
✅ Dental & vision options

you can create a more holistic, worry-free approach to protecting yourself and your family while helping manage rising healthcare costs.

The goal isn’t just having insurance — it’s having confidence, flexibility, and protection that works for your lifestyle.

If you’d like to see how these plans work and whether they may be a fit for you or your family, send me a message anytime.

Preventive Care Reminder: Regular checkups and screenings can help detect health issues early, when they are often easie...
05/25/2026

Preventive Care Reminder: Regular checkups and screenings can help detect health issues early, when they are often easier to treat.

Enjoy Memorial Day Weekend!“Success is no accident. It is hard work, perseverance, learning, studying, sacrifice and mos...
05/22/2026

Enjoy Memorial Day Weekend!
“Success is no accident. It is hard work, perseverance, learning, studying, sacrifice and most of all, love of what you are doing or learning to do.”

Reminder: Medicare isn’t mandatory, but delaying enrollment may come with penalty fees. Therefore, it is wise to explore...
05/21/2026

Reminder: Medicare isn’t mandatory, but delaying enrollment may come with penalty fees. Therefore, it is wise to explore all your options before postponing coverage.

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Memphis, TN

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+19014993873

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